Chapter 423

"Why? Do you still need to ask? I'm worried that His Majesty the Emperor and those prime ministers are short-sighted and blind, turning a good business that benefits the country and the people into a disaster that harms others and themselves..."

Wang Zi'an leaned back lazily on his chair and glanced at them angrily.

During the Ming Dynasty, how did the Ming Dynasty treasure banknotes promoted by Zhu Yuanzhang rot?

It wasn't caused by those old haters in the Ming Dynasty who thought they had got some great treasure, so they tried their best to publish it indiscriminately.

Not to mention them, even those in later generations, those in the era when they clearly knew that excessive issuance of banknotes would lead to currency devaluation and harm the people, some countries and some people could not resist the urge to issue banknotes.

Mainly, the money comes in so fast for this thing, I can’t help it.

There is no need to do anything, the court is short of money, just print it!

Li Shimin, Wei Zheng, Li Junxian:......

This bitch will scold you whenever he disagrees with you!

Who are you looking down on here?

"Zian, aren't you going too far?"

Wei Zheng couldn't help but raise his beard and stare, very unconvinced.

"In today's Tang Dynasty, His Majesty is wise and powerful. Although the ministers and ministers do not dare to say that they are better than the previous sages, they are still dedicated to their responsibilities. How can they be short-sighted and blind - ahem, just tossing around..."

Oh, I’m not convinced anymore——

Wang Zi'an glanced at Wei Zheng with a half-smile, where he straightened his neck and stretched it for him.

"Old Wei, I didn't say anything about you. You're just a cashier, and you're so excited—"

Wei Zheng:......

Ah, this——

I was full of words, but I was lightly pushed back by this sentence.

"I, I, I just want to be fair——"

Wei Zheng twisted his neck and almost became angry from embarrassment.

"Old Wei, I understand what you mean, but you really don't understand this thing like a bank. This thing is a scourge. It's easy to put it out, but it's hard to put it away, especially when it comes to issuing money bills.

If one cannot control this kind of thing, the sky will become angry and people will complain, and there is a danger of the country overthrowing..."

Seeing that Wang Zi'an looked serious and did not want to be joking, Li Shimin finally straightened his face and waved his hand to stop Wei Zheng who was still talking.

"Isn't this a business that benefits the country and the people? When everyone has nothing to do, they can deposit their money in the bank and withdraw it whenever they want. It is easy to carry, and they no longer have to travel long distances to escort money. The court no longer has to worry about not having coins.

What are the risks in copper mines?”

After taking a look at Li Shimin, Wang Zi'an thought for a while and felt that he still had to explain this matter clearly to him, otherwise if the bank really opened up in the future, the emperor who was so poor that he was about to lose his pants might cause some trouble.

"Once this bank is launched, do you know what the biggest risk will be?"

Wang Zi'an glanced at the three of them, knocked on the table gently, attracting the attention of all three people, and then coughed lightly and said seriously.

"It's the greed of the human heart - in the face of huge interests, I'm worried that our Majesty and the ministers in the court will not be able to control their own bottom line..."

Having said this, Wang Zi'an looked at Li Shimin calmly.

"Lao Li, take your case as an example. You touch your conscience and say, if you can control the issuance of money notes, and you happen to encounter difficulties and are very short of money, you can bear not to issue more money.

Tickets?"

Ah, this——

When Li Shimin heard this, his expression changed. A simple word "neng" seemed to weigh a thousand pounds, and he couldn't say it out.

"See? This is the human heart, this is the risk -"

"Zian, you are not necessarily being a bit alarmist, right? Since everyone will use money tickets by then, even if you issue more, it won't cause chaos in the world, right?"

Wei Zheng couldn't help but interrupt again.

Seeing that although Li Shimin didn't speak, there was a look of recognition on his brows. Wang Zi'an couldn't help but sigh softly, and suddenly regretted mentioning the bank matter again.

This thing is really a savage beast that eats people without spitting out their bones.

"Forget it, I'll give you economic noobs a brief explanation -"

Wang Zi'an shook his head slightly helplessly.

In this era, if you talk to them about reserves, anchors, and credibility, they probably won’t understand.

Well, it’s not that we are not professional ourselves, we just half understand things.

He reached out and pulled the teacups in front of several people, and placed them in the middle of the table.

"Look, if the only products in the world are these four cups, and you find a money ticket, how many cups can one money ticket buy?"

"Four--"

Finally there was something he could understand again, and Li Junxian quickly answered.

"Yes, what if I find ten, a hundred, or a thousand..."

Having said this, Wang Zi'an glanced at them and stopped talking.

Li Shimin and Wei Zheng instantly understood what he meant, and before they knew it, they were breaking out in a cold sweat.

If it really gets to that point, prices will inevitably skyrocket, people will be in dire straits, and even the world will be in chaos!

"Ordinary people have worked hard and exhausted their whole lives to accumulate a little bit of family wealth. If you print a few money notes, their life's hard-earned money will instantly shrink or even disappear..."

Wang Zi'an said and glanced at them.

"Do you still think I'm an alarmist?"

Li Shimin couldn't help but wipe the cold sweat from his forehead.

"I didn't expect that this money ticket would be so dangerous. I think we should not - well, Zian, do you have a way to avoid risks?"

Li Shimin was just about to say not to issue money tickets, but when he looked up, he saw Wang Zianna leaning back in his chair and gently touching the table, showing the presence of an old god. Suddenly, a lightbulb flashed in his mind.

He carried the pot and poured water in a skillful manner, with a flattering smile on his face.

At this time, Wei Zheng and Li Junxian did not care to complain about their majesty's integrity. They subconsciously leaned forward and looked at Wang Zi'an eagerly.

"Of course, otherwise you think I would mention this. I'm not like our emperor, who is so poor that he loses his pants every day..."

Wang Zi'an looked at his father-in-law who had completely changed in a funny way.

Alas, Tang Zong and Song Zu, Lao Li, your character has completely collapsed.

This chapter is not over yet, please click on the next page to continue reading! "Two points, first, prepare sufficient reserves, and be sure to ensure that money bills and copper coins can be exchanged and withdrawn at any time, and second,

Choose anchors and strictly limit the number of money tickets issued - no one, including the emperor, can use any means to interfere with the issuance of money tickets..."

Wang Zi'an couldn't help but have a serious look on his face. He tried hard to recall the scaly claw he knew in his previous life, and said after considering it.

I don’t quite understand this thing myself, but I know one thing. If you find anchors well and strictly limit the discovery of money tickets, there won’t be any big problems.

As for bad debts and fraud?

Ha, don't say that he is not ready to open a large loan business for the time being. Even if he does open it in the future, he must have physical collateral.

This is not the later generations, this is the Tang Dynasty. Li Shimin was not a good man and a believer. He was a feudal autocratic. He confiscated the family and exterminated the clan and put it into the Jiaofangsi package. Want to know more?

“What is an anchor?”

Wei Zheng listened with rapt attention. Seeing Wang Zi'an's tone, he quickly took the opportunity to ask for advice.

"To put it simply, it is a commodity that is linked to money bills. In other words, we must find a product that is not easy to depreciate and is suitable for preservation, so that it can be directly linked to money bills, thereby ensuring the purchasing power of money bills."

Having said this, Wang Zi'an lightly tapped the table and said in deep thought.

"As long as the money issued keeps its purchasing power, there will be no risk of collapse..."

Ah, that should be it, why am I so unsure of what I say?

Sure enough, professional questions must be answered by professionals. A keyboard warrior like me who is a network expert will immediately reveal his true colors when encountering practical problems...

Wang Zi'an secretly vomited at himself.

He glanced at Li Shimin, Wei Zheng, and Li Junxian with some guilt. Seeing that the three of them were listening intoxicated, and that Wei Zheng was still busy writing and taking notes, he immediately felt relieved.

Ah, I don’t even understand, then I’m relieved——

"Then what do you think is a more suitable anchor for us..."

At this time, Li Shimin had roughly understood what Wang Zi'an meant, and couldn't help but interject and ask.

Wang Zi'an smiled.

"What do you think is the easiest thing in our Tang Dynasty to be recognized by the people, easy to preserve, and not easy to depreciate..."

"I know, gold!"

Li Jun was so happy that he responded quickly.

Upon hearing Li Junxian's answer, Li Shimin and Wei Zheng couldn't help but their eyes lit up, showing expressions of excitement.
To be continued...