Chapter 677 Cheng Yaojin: Hahaha, Im finally going to be a grandpa!(1/2)
The start of Datang shocked Li Shimin
Therefore, under the vigorous promotion of Emperor Li Shimin, in just ten months, the Zhenguan Bank of the Tang Dynasty opened more than a dozen shops in Chang'an. At the same time, it was announced that all major banks in Chang'an City would support the deposit and withdrawal of different shops.
Tang Evening News officially announced that Tang Zhenguan Bank will soon open branches in major state capitals and will also support remote deposits and withdrawals.
In other words, even if you save money in a bank in the Western Regions, you can withdraw it in another place with the money receipt when you arrive in Chang'an.
One stone stirs up a thousand waves.
This news, along with the publication of Datang Evening News, quickly caused a sensation among the world's wealthy businessmen.
Nowadays, copper coins are all used. Every time you do business, especially big business, you have to use a car to collect money. It is inconvenient and not very safe. Sometimes, in order to collect money, you need to hire people to accompany you.
Protection is another expensive expense.
If remote access is really feasible, the convenience can be imagined.
Soon some people began to try it and found that it was really feasible. The money they deposited at the Xishi Bank in the morning was successfully withdrawn at the Dongxi Bank in the afternoon! These businessmen, especially those who traveled far away, were instantly excited.
, you no longer have to worry about money safety when you go out, just carry a receipt with you to solve all problems.
Even if the ticket is lost, you can still use your identity information to report the loss and issue a replacement.
Safe and convenient, no worries.
Those who don’t use it are fools!
For Li Shimin and others, this is naturally an exciting and happy thing, but for those who make a living by loan sharking, it is not so comfortable.
After all, if there is only one bank, although it will have a slight impact on your business, it is still acceptable. After all, no matter how big the business of Datang Zhenguan Bank is, it is just one bank. Even if the business is booming every day, it is just like that, but
Once a branch is opened, it will be different.
This is not about stealing food from everyone, but about destroying everyone's jobs.
In this day and age, who can make a living from loan sharking without having some background?
They are either rich and powerful families, powerful officials, or powerful landlords. Of course, there are exceptions, and that is in the monasteries all over the country. These monks who eat fast and chant Buddha have survived through wars. Almost all of them are fat and oily.
He owns a large number of shops, fields and hired farmers, and while he is extending his hands for alms and receiving incense, he is also making loan sharks with dark intentions.
Therefore, Datang Zhenguan Bank started branching out.
Those powerful landowners and aristocratic families are better off. After all, the Zhenguan Bank of the Tang Dynasty is not open everywhere. No matter how powerful it is, it cannot reach out to rural areas. In this era, it is not easy to get to the capital.
Some people have never even left a place within a radius of more than ten miles in their entire lives.
Therefore, when the Zhenguan Bank of the Tang Dynasty opened a branch in Chang'an, these great monks were the first to serve.
The common people may still have some respect for wealthy families, dignitaries and even powerful landlords, but they actually have very little respect for monks. The loan interest of Zhenguan Bank of the Tang Dynasty is less than 20% of the usury, and there is no compound interest.
Therefore, after liberalization, flexible people began to try to borrow money from the Zhenguan Bank of the Tang Dynasty, and then repaid the monks' usurious loans in advance.
Monks:…
They can still make some decisions about the tenant farmers who rent their land, but they are really blinded by the poor households who do not rent their land.
But greed has nothing to do with chanting sutras and chanting Buddha's name. It is like a shark that has seen blood. Once it opens its mouth, it will be difficult to stop it.
Since the Wei, Jin, Southern and Northern Dynasties, these great monks have been accustomed to eating this kind of food. It is not pleasant enough to suddenly have others squeeze in, not to mention ruining their own jobs?
If such a big piece of fat is missing out of thin air, how can you still sit still and recite your own Buddha?
They have no power, but they have pilgrims.
Moreover, among these pilgrims, there are many dignitaries from the court, princes, princes and ministers.
Therefore, these monks went out one after another.
"Namo Amitabha, poor monks and other monks, eat fasting, chant Buddha's name, and wholeheartedly do good deeds. For us, worldly money is just an extraneous thing, passing by, not to mention just cutting off these livelihoods, even if it is more miserable and simple
, will not shake our devotion to the Buddha. We have suffered some grievances, but we really dare not let the Buddha follow the young monks and others to suffer the grievances. Without the incense and offerings, if the Buddha blames it - Nan Amitabha..."
The monks clasped their hands together, showing their majestic treasures and showing compassion for heaven and earth.
Many of these pilgrims also have loan sharking businesses. Just as they were wondering how to find an excuse, the monks came to their doorstep. What are you waiting for? They immediately stood up in awe and returned the gift.
"Don't worry, Master. Naturally, we can't sit back and let you people who eat fast and chant Buddha's name and live in peace with the world have no food and clothing, and no basis for life."
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So, the next day, a snowflake-like memorial was placed on Li Shimin's royal eucalyptus.
Li Shimin raised his eyebrows and turned over these righteous memorials with a sarcastic expression.
"What the hell! Last year when the city was closed due to heavy snow and the people couldn't even eat, their Buddha didn't come out to save people. This has touched their interests, so why the hell did he jump out?"
Cheng Yaojin, who was squatting in Li Shimin's imperial study and drinking tea, couldn't help but curse.
"I have long disliked these bald donkeys. Your Majesty, give me a thousand elite soldiers, and I will raid the lair of these bald donkeys..."
Li Shimin:......
Li Shimin ignored this old guy at all.
He turned around and looked at Changsun Wuji and Fang Xuanling who were silent.
"These monks are obviously just a fig leaf for them to stand out. Wei Chen believes that it is not appropriate to act rashly..."
"I second the suggestion, and these monks are different from other people. They eat fast, chant Buddha's name, and have many good relationships. Many foolish men and women believe it deeply. They have a great influence among the people. If they are not handled properly, I am afraid it will cause material criticism among the people..."
This chapter is not over yet, please click on the next page to continue reading! After Changsun Wuji finished speaking, Fang Xuanling also agreed seriously.
When Li Shimin heard this, he couldn't help but frown slightly and nodded slightly.
He had no prejudice against these monks and even had some respect for them.
After all, my daughter-in-law is called Guanyin Maid. My father also believes in this on weekdays and has made friends with many eminent monks. He often calls these monks to Tai Chi Palace to explain the scriptures. Normally, he would not mind performing rituals for these monks.
convenient.
But this time it was different.
The Zhenguan Bank of the Tang Dynasty is a great plan for the future of the Tang Dynasty. Naturally, it is impossible to make concessions for these monks!
"A few monks are here, just want to compete with me? I want to see what other tricks they can do..."
Li Shimin waved his hand, and a servant came up and threw these memorials aside to eat ashes.
He looked at Tang Jian, who was waiting next to him.
"Maoyue, how's it going at the bank?"
When Li Shimin asked about this, Tang Jian immediately became energetic.
"The business is growing rapidly and has initially achieved a balance of payments. The other thirteen branches are also on the right track, especially the off-site deposit and withdrawal business. Although the business volume is not large yet, the transaction volume is increasing every day.
There has been a large-scale transaction, and both parties did not withdraw copper coins, but only relied on the transaction of money bills in our bank. Weichen asked the king's consort for advice, and he said that this situation will soon become the norm——"
Upon hearing this, everyone could not help but feel excited.
They know what this situation means. It means that in the near future, Datang Zhenguan Bank will become a real cornucopia, and even the blueprint that Wang Zi'an originally drew will appear.
From now on, all transactions of common people will no longer use copper coins. They can be completed with only a bill from the bank, thus completing the transformation from copper coins to bills!
A large amount of copper coins will be like running water. In the process of circulation, a large amount of surplus will be kept in the name of the bank, and the court will also have more room for maneuver.
"Zi'an's talent is truly unparalleled, I can't be better -"
Du Ruhui couldn't help but shake his head and sigh.
"It's a pity that this son is indifferent to fame and wealth, aloof and unwilling to serve as an official in the court, otherwise even a prime minister would be more than enough..."
The look of regret on his face was beyond words.
Hearing this, Fang Xuanling nodded in agreement. Even Changsun Wuji, who had always disliked Wang Zi'an, had to admit that Wang Zi'an really had the talent of a prime minister.
With the current situation, it is already foreseeable that Zhenguan Bank will definitely have great potential!
It will even completely solve the imperial court's financial distress.
"So what if you don't want to become an official in the court? Are you still working for us obediently?"
Li Shimin couldn't help but feel happy when he heard it.
Everyone couldn't help but burst into laughter.
Your Majesty's skill is so good that he kept Zi An in the dark for so long. It's a pity that Zi An is such a slacker and unwilling to care about the important affairs of the court. Otherwise, I'm afraid Your Majesty wouldn't be able to perform this trick for a minute.
.
"Your Majesty, Wei Chen feels that the fire cannot be contained in the paper. Instead of waiting for the Marquis of Chang'an to discover the truth on his own, it is better to show his cards early..."
After Du Ruhui finished laughing, he couldn't help but remind him.
Li Shimin waved his hand awkwardly.
"Ahem, let's talk about this... later, later..."
You are not afraid of social death, but I am!
"At least we can wait until Yu Zhang gets married..."
After thinking for a while, Li Shimin added another sentence.
Everyone was silent for a moment.
Yes, we have to wait until Her Royal Highness Princess Yuzhang gets married, otherwise it would be nothing to let His Majesty the Emperor marry that bastard three princesses at once...
Changsun Wuji felt heartbroken when he thought of this!
damn thing!
He even had to put up a dowry and pretend to be his father-in-law.
But at this moment, Li Shimin suddenly thought of this problem and looked at Changsun Wuji seriously.
"Brother Auxiliary Machine, how are the wedding preparations going?"
"We are all ready, just waiting for the right time to hold the wedding..."
To be continued...