Chapter 996
I deliberately got out of the car slowly, and deliberately glanced at Helanting.
She wanted to kick me out of the car.
After I got out of the car, one foot had not stood firm and the door had not closed.
She was about to step on the accelerator and leave.
I quickly closed the car door: "It's my life!"
Watching the car rushing away, I cursed, "Isn't it just a car? What's so great about it?"
However, there is no way. He has a car, so it is already good to get here for me.
However, here is still in the suburbs, and you have to walk over to get a bus below.
I thought to myself, what's wrong with Helanting? Why is he in a bad mood? I don't understand.
Maybe, one day when she and me drink, I can give her a few glasses of wine and ask.
I called Lin Xiaoling and went to find her.
Lin Xiaoling is in her shop.
After I went over, I asked her clerk to call her out.
After she came out, she raised her hands, her hands full of white flour: "Wait for me for a while."
I nodded.
Then she said, "What are you drinking?"
I said yes.
I ordered a cup of coffee.
I sat outside, and after a while, the coffee came up.
Then, someone came to send leaflets and sent real estate orders. They sent them everywhere, and some people sent them, more than one real estate, but many real estate properties were available.
I looked at it, we are considered third-tier or second-tier cities, and I don’t understand it either.
The house prices nearby here are about 7,000 or more.
If I buy a house, I will have at least three bedrooms, one of my parents, one of me, and one of them, and the other is kept for the guest room. What if my sister and the others come.
Three rooms are at least 80 square meters.
Calculated, the total price is more than 500,000.
The down payment is about 200,000 yuan, and then it will be paid for 30 years, about 2,000 yuan per month.
hehe.
Thirty years.
In this way, it doesn’t seem to be a lot, but the extra interest is hundreds of thousands.
I was shocked. Although I didn’t know if it was more than two thousand a month in ten years or twenty years later, I was still depressed.
If you have the conditions, you won’t expect the interest to hurt so much.
I was really a little moved. If I took out some money now and borrowed it, it would be enough for the down payment, and then bought it and got some money to decorate it, so I could take my parents in. Even if they don’t want to live forever, it would be nice to come occasionally.
"Hey? I'm so fascinated by what I think."
I don’t know when Lin Xiaoling sat in front of me.
I said oh, then pointed to the advertisement list and said, "Where is looking at the house, I wonder if it is better to buy a house, or not to buy a loan."
Lin Xiaoling asked: "Do you have that much money?"
I said, "What if there is any."
She said: "My dad told his employees before."
I hurriedly said, "Your dad is a real estate developer. What did he think of such a shrewd person?"
Lin Xiaoling said: "Is it better to buy a house in full or to mortgage? My dad said that there are both advantages and disadvantages. He analyzed it to the employees that if the funds on hand are sufficient to buy a house, and there are no other investments or places that require a lot of money in the near future, then the full payment is better. Otherwise, if you borrow one million yuan and pay interest for thirty years, it will be almost 2 million yuan. If you are not very rich at hand and need money for other projects in the near future, then you can get a loan. Although you borrow one million yuan and add interest for thirty years, the total amount of repayment is nearly 2 million yuan, but the monthly repayment amount is fixed. That is to say, your monthly income is 20,000 yuan now and you will pay 5,000 yuan a month. In the future, the price index and living index will increase. You will earn 50,000 yuan a month, and you will still pay 5,000 yuan a month. And if you have money one day, you can still repay the loan in advance, and the loss is smaller."
I said, "Damn, don't compare me like this. Why do you borrow one million and pay two million, and you pay five thousand a month if you borrow one million, haha, I tell you that I can afford more than two thousand a month at most."
Lin Xiaoling said: "I'll just give an example. To you, you are not a rich man."
I said, "Comparing with you is the stars and the sun."
Lin Xiaoling said: "You are better off taking a loan. First, it is to reduce the burden on the moment, you can invest, use it flexibly, and solve the dilemma of urgent use. Second, the money in the future is worthless, and inflation is inevitable for social development. Thirty years later, 10,000 yuan may not be as good as the current 2,000 yuan, but the amount you repay is now, so don't take that little interest too seriously."
I thought about it and said, "I think so too. Ten thousand in twenty years is probably less than two thousand yuan now. Alas, if I were as rich as you, I wouldn't have been so troublesome as I thought. Just buy it and pay it in full."
Lin Xiaoling said: "If you want to buy it, I'll help you."
I said, "Come on, people say that the saying goes, "It's better to save people and not the poor." I'd better support myself by buying a house or a car."
Lin Xiaoling said: "You are the most insane. A fool."
I said, "If you are stupid, you are stupid. I will have money to afford."
Lin Xiaoling said: "I can tell my dad that the new property will be discounted for you."
I shamelessly came over: "Is it a 30% discount?"
Lin Xiaoling said, "Go to die, you. Do you think you really make so much money."
I said, "If you don't make so much, why are the whole world scolding you?"
Lin Xiaoling said: "I'll do it for you. I declare that I didn't say I'd whitewash my dad, but I just wanted to tell you the process of my dad doing this business by myself."
I asked, "Damn, what's the point? Do you think the price is not high enough, right?"
Lin Xiaoling said: "I didn't say that, the housing prices are very high. Just like me, if I still worked in my previous unit, with a few thousand yuan a month and no other income, then I would spend money too much. I don't borrow money and I can't afford to buy a house without my father's help."
I said, "Yes, even your real estate boss's daughter thinks it's expensive."
Lin Xiaoling said: "Take the land of Shajing developed by my father as an example. Ten years ago, the house there was only more than one thousand square meters per square meter, but now it is more than six thousand to eight thousand, which has increased four or five times. One square meter is eight thousand, and I will buy a house of one hundred square meters, eight hundred thousand, and my salary of several thousand is even if I don’t eat or drink, I have to make up for decades."
I said, "Yes, is it expensive?"
Lin Xiaoling said: "Everything depends on two sides. The house prices are high, and real estate developers make money, but who will do it if they don't make money. Real estate, like us, uses raw materials to process it into finished products and sell it. And they just take the land, build houses, and sell it. Nowadays, the land, and demolition and resettlement, my dad said it has increased by nearly ten times compared to ten years ago. Especially resettlement and demolition, it is a headache. You can see that many people are asking for prices indiscriminately."
I said, "Some people actually don't want to leave the young lady."
Lin Xiaoling said: "Well, they have their difficulties, and I know, but some people are just shouting around. It's just for money. There are labor. What's the salary a month was ten years ago, but now it has increased ten times. There are materials. All the houses have been built, and there are also supporting facilities, internal expenses, taxes, and many, many expenses for employees. When these expenses have increased, the housing prices have followed."
I said, "Oh, no matter what, it is more expensive for us to buy a house with a salary of decades."
Lin Xiaoling smiled.
I said, "Okay, I don't think we should be on the opposite side of each other."
Lin Xiaoling said: "It's you."
I asked, "You are here to work, where is your dad."
Lin Xiaoling said: "I've been discharged from the hospital and gone home to recuperate."
I said, "I went to check it out. The local boss in Shajing, Xicheng is very familiar with me. The relationship is very good. Don't tell your father. If your father says I am from the underworld, you won't let you play with me."
Lin Xiaoling asked me: "How do you know them?"
I said, "Oh, it's an accident, but the boss in Xicheng is very good. He helped check it out and it was your father's mortal enemy, another real estate developer, who found a gangster from Yuancun, helped the demolition households ask for the price randomly, and then beat your father. It's so cruel."
Lin Xiaoling said: "That's it."
I said, "Then, the people in Xicheng said that they could drive all the gangsters away and prevent them from continuing to cause trouble, but they don't want to drive them away from the demolition households. Because this is the reason why the demolition households and your father cannot negotiate with the developer. Haha."
Lin Xiaoling said: "My dad went there that day just to negotiate with them. They thought my dad was going to drive them away, so they got up and started."
I said, "I can only help you so much. As for those who attack your father, they are all hired by your father's opponents. I hope your father will solve these things by himself. I can't ask the Xicheng Gang to attack those hired gangsters. However, those hired gangsters, Yuancun, have some conflicts with Xicheng, and they will also resolve the conflicts themselves. Anyway, they promised me that your father's company will go down to build a house and they won't make trouble."
Lin Xiaoling said: "I just want you to help me find someone from Xicheng and also bring those who beat my dad into the hospital."
I said, "They are just hired."
Lin Xiaoling asked me: "Have you ever been imprisoned by thugs and killers in prison? Are they not guilty?"
I chuckled and said, "There are some. Why not do this? Tell your dad and ask him to find the police to solve the problem by himself. It is best to catch them."
Lin Xiaoling said: "The evidence is not good."
I said, "Well, people are shooting guns behind their backs. These people are all puppets. Then tell your dad to fight back against his opponents in another way, so that your dad can get more bodyguards in the future and don't go to the construction site randomly. It's very dangerous."
Lin Xiaoling said oh, and then said, "Thank you."
I said, "I didn't help you, thank you, and I didn't beat them for you."
Chapter completed!