Chapter 236 Wang Ye's Financial Difficulty Monthly Ticket)
Good days are short. I spent half a month in London and tried on the fully customized clothes twice. Wang Ye no longer needed to stay here and wait. As for clothes, it would take about a month to make them, and they would be delivered to him directly at that time.
Isabella is also going back to China. She has been having a happy time and is too lazy to go to other countries.
As for what Wang Ye said at the beginning to give her a reward of 200 pounds a day, she naturally did not accept it, but asked Wang Ye to buy her a plane ticket to return to China.
Isabella was on the plane on November 22, and Wang Ye would have to leave one day later.
At Xisro Airport, Wang Ye and Liu Ruomei were saying goodbye to Isabella. The two girls first hugged Yiyi and said reluctantly.
Then Isabella came to Wang Ye and smiled and said, "Ye, I'm very happy to know you. This period is my happiest time, and I will never forget it."
Wang Ye smiled and said, "I will not forget it either. By the way, I will visit you in your country when I have time. I heard you describe it so beautifully, it would be a pity not to go and see it."
Isabella comes from the Nordic Island Country, a small and unknown country, but the beautiful scenery of Nordic is world-famous. During this period, she has often told Wang Ye about the beautiful scenery of her hometown.
"I will also go see you. You will take me to climb the Great Wall at that time. Didn't you say that you are not a hero if you don't have a Great Wall? I want to be a hero. Moreover, I will eat all the food in your country, hehe." Isabella also responded with a smile.
It was time for separation, and Isabella's big blue eyes looked at Wang Ye, her eyes full of reluctance and nostalgia. She slowly stretched out her right hand again.
Wang Ye was already used to it, so he bent down, gently lifted her little hand, and gently kissed her back.
"His Royal Highness, what can I do to serve you?"
"Waiting for me, I will visit you."
The surrounding passengers were flowing endlessly. Some people watched this scene curiously, while most people turned a blind eye and continued to move forward.
Isabella suddenly reached out and pulled her collar, untied a necklace, and hung it directly into Wang Ye's neck bent.
"I have always worn it with you, and I'm giving it to you now."
This is a platinum necklace, the pendant is an exquisite angel, the main body of the ruby, and the spread wings are all inlaid with diamonds. Judging from the exquisite and complex craftsmanship, you will know that it is of great value.
Wang Ye spoke up and wanted to refuse, but Isabella stopped him with a smile.
After receiving the gift, Wang Ye touched his body and wanted to find something suitable, but he always didn't wear jewelry. After exploring for a long time, except for the watch on his wrist, he was still valuable.
Just as she was about to take off her watch and give it to Isabella, she saw that she had turned around and pulled her suitcase to walk towards the security check. After passing the security check, she turned around and waved to Wang Ye and the others, and then disappeared into the crowd.
Wang Ye stood there for a while, feeling lost until Liu Ruomei reminded him: "Dr. Wang, it's time to go back."
"Ah! By the way, Xiaomei, have you left Isabella's mobile phone number?" Wang Yecai remembered something.
"No, she doesn't seem to have brought her cell phone. She has never seen her use it. You didn't ask her if she kept it?" Liu Ruomei asked back.
Wang Ye thought about it and forgot to ask Isabella for contact information during this period. This matter was done.
"But she has recorded both of our mobile phone numbers. It is estimated that she didn't bring her cell phone when she went out, and she would call us after she got back." Liu Ruomei guessed.
This was the only way, Wang Ye and the others took a bus back to the hotel.
This trip to London was really like a dream. In a distant foreign land, I met such an angel-like girl. I spent a while together and then disappeared, leaving only the necklace that seemed to still carry her body temperature.
...
After another long journey, Wang Ye and Liu Ruomei finally returned to Pengcheng.
At the pick-up office, Aili was already waiting there, and Lu Jianjun was also driving in the parking lot.
He first sent Wang Ye home, and then Lu Jianjun drove Liu Ruomei back to the school dormitory.
Liu Ruomei has long been a storied figure in this major, and many classmates know about this vacation abroad. When they see this black Bentley, the classmates who know her know that she is back.
After getting off the car and saying goodbye to Lu Jianjun, Liu Ruomei pulled the suitcase and carried a few handbags in his hand, and walked towards the dormitory building.
A classmate who knew her greeted her, "Xiaomei, have you just returned to China?"
"Yes, I just got off the plane." Liu Ruomei responded with a smile.
It attracted a lot of envy.
"Look at others, they are all in the same major and in the same class! Why do I work overtime every day when I find a job!"
"You're okay. I have to work six days a week! I don't allow rest on weekends!"
"I also want to go abroad for vacation with my handsome boss."
"Haha, first of all, you have to find a handsome boss, secondly, the boss must be strong enough, and finally, the boss must be able to take a fancy to you!"
When Liu Ruomei returned to the dormitory, his friends in the dormitory came up warmly and asked in a verbal manner.
"Amei is back, welcome!"
"I must have brought us a gift, please take it out quickly."
"What gift did you bring? If we can't satisfy us, don't think about going to bed tonight!"
Liu Ruomei smiled and didn't say anything, but just lifted the handbag in her hand and shook it.
"Ah, it's Burberry, I love you so much!"
Burberry's plaid gift bag is very conspicuous and easy to identify, so the roommates recognized it at a glance.
Liu Ruomei was not a stingy person either. She brought a Burberry scarf to each of her roommates. Of course, it was not the highest-end one, about one hundred pounds each.
But even so, it is amazing. This kind of scarf costs three or four thousand yuan in Burberry stores in China.
Several little girls rushed to grab the bag from her hand, each of them opened one, and compared and discussed with each other.
“This color is good, I like it.”
"Hey, the one in your hand is more beautiful, let's change it."
"No, this is mine!"
"Hmph, I really won't change it? I'll see clearly. My price is more expensive than yours!"
"Ah?!Really? Then change it."
...
After drinking and eating, I was still comfortable lying on the large sofa in the living room. Wang Ye thought comfortably.
Since we are back, all kinds of things will follow one after another. First, LISA will report the company's listing process. Everything goes well and will be reviewed next month. If nothing unexpected happens, it will be available before the New Year.
This speed was beyond Wang Ye's expectations. He asked curiously: "Why are the financial auditing processes so fast? Have you passed these processes? Didn't the leader instruct these basic processes to be solid? But don't ignore these things for the sake of speed, and there will be trouble at that time."
"No problem. This time, the city planning team of the city government asked to speed up the progress. There are three companies in your group that are preparing to go public, and the other two are high-tech companies. Only Huashang International is considered a fashion industry. The city planning team wants you to go public together, so the effect of creating momentum will be better." LISA explained.
Wang Ye understood this way. He also understood the other two companies. He was preparing to go public two months earlier than Huashang International. It seems that the acceleration of the listing this time was also taking advantage of others' ride-hailing. However, this is a good thing, and the faster the listing, the better!
During this period, Wang Ye has made a lot of money and spent a lot of money. As his full-time financial consultant, LISA once again helped him sort out the asset status.
After handing over the latest asset information statistics table, LISA kindly reminded: "Mr. Wang, you don't have much cash in your account, so you should pay attention, otherwise the bank loan will not be paid back. Although we, as our highest-level user of Citi, can provide you with an extension, but this will pay higher interest, and the records are not very good."
What? Last month, my net worth exceeded one billion, and now I say that I don’t have much money, and it’s not enough to repay the loan? Wang Ye stood up in surprise, opened his asset statistics table, and prepared to see what went wrong.
His biggest wealth now is naturally Huashang International shares, with 217 million shares. According to the latest listed stock prices calculated by the two listed underwriters, each share is about 30 yuan, which is 6.5 billion yuan.
Houses, cars and other things are all small money, so don’t forget it.
With such a high net worth, how could it be that I could not even afford the loan?
However, the account is not calculated like this. Although Wang Ye’s net worth has reached 6.5 billion on the books. However, there is a prerequisite. First of all, the company must be successfully listed. The previous time, it has to wait for the three-year ban on the major shareholder to successfully cash out, and then it is the real wealth.
All of this now is paper wealth and cannot be regarded as real.
However, the bank's loans need real money to pay them back with cash!
By this calculation, Wang Ye's 20 million deposit became his only capital to use.
Then he calculated his debts, bought a house, acquired Lihua shares, and the investment company he set up with Nie Dingwen and others, owed the bank 1.1 billion!
This money was made for a ten-year loan, and Citigroup gave a very favorable interest rate, which only needs to be paid once every year at the end of the year. Even so, the loans that need to be paid every year are still as high as nearly 180 million!
In other words, in more than a month, Wang Ye will face the dilemma of not paying off the money.
As the company's chairman and general manager, Wang Ye also has salary and dividends. The annual salary is not low, eight million, but this is still a salary of car shops. Compared with the pressure of repaying loans of up to 180 million, it will not play any role.
As for dividends, I don’t know the company’s profitability this year. Judging from the current sales situation, I can get some money, but it probably won’t be too much.
Wang Ye, who just became half a billionaire, fell into financial difficulties. His most urgent task at the moment is to find at least 150 million cash to repay the loan!
Chapter completed!