After hearing Li Qinghuan's rebuttal, her father was speechless. Yes, the couple only had 5,000 yuan a month, so they were really not qualified to say that there was less than 5 million yuan.

However, as a father, he also wants to save face. How could he give in to his daughter? He just bit the bullet and said, "There are many rich people now, and five million is indeed not a lot. Look at the factory manager's house in our courtyard, everyone says that his family has tens of millions. Also, the boss who runs a small company in the city now doesn't have millions in his hands. I heard that the richest man in our city is the one who runs a winery, and his net worth is hundreds of millions!"

Li Qinghuan took out his cell phone, clicked on the chat record with an old classmate, found a picture, and said, "Come on, Dad, take a look. This is sent to me by my old classmate. She is now working at the Industrial and Commercial Bank of China in our city. This kind of report is the data she counted when she summarized her work at the end of the year."

The report sent by her classmate was a bank customer statistics this year. There were more than 50,000 depositors, of which 83% had deposits below 10,000, 9% had deposits of 10,000-50,000, 5% had deposits of 50,000-200,000, and only 1% had deposits of 200,000-1 million!

There are only 42 people with 1 million to 5 million, and there are only 4 people with more than 5 million.

If you follow this statistics, the reality is very cruel.

It is said that social wealth distribution also follows the 28 theorem, that is, 20% of the population controls 80% of the wealth.

But if you calculate carefully, on this statistical table, 7.5% of people have more than 85% of their wealth!

Only a very small number of people have a lot of wealth, while the vast majority of people can only survive.

Industrial and Commercial Bank of China is the bank with the most outlets in the city, and most citizens go there to deposit money. Oh, Li Qinghuan’s deposits are also there, and her family’s deposits account for 5%, which is over 100,000 yuan.

Li Qinghuan's father was a little stunned after seeing it. How could it be? It seems that there are many rich people outside, but why are they so little savings?

He said voluntarily: "This...it doesn't feel like it's true."

Li Qinghuan smiled and said, "Dad, what I'm showing you is the bank's statistics. What you tell me is stories, I heard, rumors! Which one is true and which one is fake? You are also a person who has read books. Don't you know it in your heart?"

Now her father was completely depressed and kept his head down and kept silent.

Li Qinghuan's mother also spoke. She was the kind of housewives who had no opinions. Although she also pampered her son more, she felt sorry for her daughter.

After listening to the conversation between father and daughter, she interrupted and said, "Qinghuan is right! Don't listen to those people talking nonsense. Everyone talks about their relatives and friends. Who has ever said how much money their family has? It sounds like millionaires are nothing. If they really ask them to pay for their passbooks, they probably don't even have 50,000 yuan! This is five million! Not to mention five million, have we ever seen 500,000 in our lives?! Ordinary people like us live a lifetime, let alone earn five million, and we have never seen so much money!"

Judging from the statistics of Li Qinghuan's old classmate, if you have a deposit of 5 million, you will not be able to rank fifth in the city! In this way, this amount of money is really a lot!

In fact, Li Qinghuan has also changed his concept here. Deposits are not equivalent to assets. Many of those who deposit millions of dollars own several houses, and may also have assets such as companies and shops.

But no matter how much you count, if you have five million cash, you can be considered the richest group of people in this small city.

Not to mention in such a small fourth-tier city, even the four super first-tier cities of the capital Yangcheng Pengcheng, the demon city, are not many people who can really give out five million cash.

Speaking of which, many people are worth millions of dollars. Let’s not talk about how much money they owe the bank. Strictly speaking, the house does not belong to him and should be considered the bank’s assets. The question is, can you sell this house? Can it be cashed out? Where can you live after buying it?

If there is only one house, no matter how much the house is worth, you cannot be called a rich person before it is truly cashed in. You can only say that you have assets or real estate. The consumption level and quality of life of such people are not necessarily much better than the young white-collar workers who rent a house. If there are more bank loans, their living standards may be worse.

Li Qinghuan took out the five million to solve the family problem and was repeatedly considered. Although her parents favored boys over girls, she was very disgusted. But it was her biological parents after all, and she had raised her for more than 20 years. This kind of family affection could not be bought by money.

Now that you have money, you still have to express your feelings, and you still have to respect your parents. But filial piety must be rational, and it cannot become foolish filial piety. Not to mention that because you are developed, the whole family will become a dependent mentality, become a parasite, and rely on yourself in everything.

So Li Qinghuan took out five million to set up a trust fund, giving his parents 200,000 yuan in living expenses every year, and left a way out for his younger brother in the future, so that he could work hard without any worries while he was young.

This money is not much for Li Qinghuan now, and it is even more insignificant for her a few years later. However, it can solve family problems successfully, make the atmosphere at home harmonious again, and also fulfill its filial piety, which further improves the lives of her parents and changes the fate of her younger brother.

Is it worth it? Very worth it. Any wise and rich person will choose this way.

Li Qinghuan's family problems were cleverly solved by her.

After my younger brother finished watching the car and getting addicted to his eyes, he ran up excitedly and said to his sister: "Sister, this car is so handsome! I will drive such a car in the future."

Li Qinghuan replied with a smile: "Then you have to study hard, strive to get into a good school, and work hard after joining the work. Sooner or later, you can drive a better car than this one!"

My younger brother is still young and has no idea of ​​dependent on his parents or sisters. He nodded vigorously and said loudly: "I will study harder after the New Year and will definitely get into a good school!"

After saying a big talk, he said to Li Qinghuan with a smile: "If I can take the key university, is there any benefit?"

Li Qinghuan chuckled softly and said, "Then what gift do you want?"

"Uh, I heard that you have to use a computer frequently after going to college, so you can give me a laptop." My brother thought for a long time before he remembered such a request. Children are really easy to satisfy, especially children like their families who are not wealthy. They never thought about more expensive things. In his eyes, a laptop is a big object.

"No problem. As long as you can get into a key university, you can get a fruit notebook and a fruit mobile phone, and I will give you all my gifts!" Li Qinghuan agreed happily.

The younger brother immediately smiled happily, and his father shook his head when he heard this, "I don't know how rich your sister is? How much is the gift you want?"

Forget it, he always has to walk his own way in the future. Now that his daughter is well developed, although he doesn't listen to him much, he still looks very caring for his parents and younger brothers. With such an older sister, he won't be too bad.

Li Qinghuan's father finally realized that it was a good thing for his daughter to have a promising future! Moreover, when his daughter is older and has his own opinions, he can no longer be like before.

He himself also understood that his daughter is better than him now and knows more principles than him. Otherwise, it would be impossible for him to earn more money in a year than he will have in his entire life. It is not a little more, but a lot more...

At this time, Li Qinghuan's good sister, Liu Ruomei, also encountered a big problem. I wonder if he was so lucky to solve it successfully.

There is no vain girl who is not vain, and her personality is as calm as Liu Ruomei. Before she graduated, she found a good job and won a grand prize at the annual meeting. Now she is driving a luxury car, carrying branded bags, and wearing big-name clothes every day. This time she goes home for the New Year, of course she has to go back and show off.

She won the grand prize in the annual meeting, but she hadn’t told her family that she just wanted to give them a surprise!

You know, she attends high school class reunions every year. If she drives her own Porsche sports car to attend the party, others will not be envious of it. This picture is beautiful when she thinks of it. Liu Ruomei will laugh every time she thinks of it.

She found a girl who could drive online who works in Pengcheng. The two of them took turns driving, worked hard all the way, and finally returned home.

As a result, she made a stunning appearance, which really shocked the whole family. Looking at her clothes, bag and the Porsche coupe, what my mother showed was not surprise, but shock!

She pulled Liu Ruomei nervously and asked in a low voice: "Daughter, where did you get so much money after you just started working? I heard you call and say that you are now serving as a secretary for a big boss, you won't be..."

As he said that, his eyes were full of suspicion and looked up and down.

Liu Ruomei was stunned for a moment before she understood what her mother was saying. She stomped her feet and said with a blushing face: "Mom, what are you talking nonsense? How could I do that?..."

"No? Every time you call, you praise your chairman for being handsome and young, and how good he is? I have wanted to remind you a long time ago." My mother said she didn't believe her words.

"Ah~ He is indeed young and rich, handsome, and very good at being." Liu Ruomei said blankly.

"Tsk tsk, look, I still said no?" My mother seemed to have discovered a new world.

She quickly asked, "Which has you developed? Let me tell you, girls must be reserved, and never give themselves to boys casually. You must know that those who cannot get are always in agitation, and those who are favored are fearless. You must keep a distance from the ground, so that the other person will cherish you!" My mother taught Liu Ruomei experience with great sincerity.

"Puff!" Liu Ruomei laughed out loud.

She smiled and said, "Mom, I didn't expect you to be quite fashionable. The lyrics are just right."

Her mother said proudly: "That's right, don't look at who your mother is, ask your father, how many young men were chasing me at the beginning! That is, I was blind and finally married him in a daze."
Chapter completed!