As time comes, Wang Ye receives good news.

That is, the procedures for the land he wanted were finally approved!

The land of a total of nine square kilometers was transferred to Huayou Group at a symbolic "1 yuan" price.

Of course, this is because over the past three years, Huayou Group and Meigou.com, a subsidiary of Wangye, have made great contributions to Pengcheng's development, employment, taxation, and urban image improvement.

This piece of land was rewarded to Wang Ye.

There are naturally conditions that can be used for commercial purposes and cannot be sold again.

In addition, the city has also put forward requirements for the construction of the headquarters base.

The overall budget must not be less than RMB 30 billion, and an "urban business card" that can be achieved!

Wang Ye naturally had no objection. Pengcheng is the base of his career and his foothold. It is time to build a super-large headquarters base.

Although the investment of 30 billion yuan does not need to be taken out at once, the pressure on Huayou Group is still quite high.

Now there is a production base of three brand branches in Huayou Group.

Huashang Branch is facing a major transformation. This year's profits cannot be paid to the group headquarters, but even the headquarters will also provide certain support.

the  top   shop is profitable, so the money cannot be moved, because after the New Year, the  top  shop will go out and develop the market in the Asia-Pacific region.

This high-end women's clothing brand is a huge investment every time it opens a new store!

In addition, the same is true for Preferred Products. Next year, Wang Ye plans to move forward again, from more than 100 stores to 300 stores now!

It means that two hundred more stores are going to be opened, all of which are direct stores, which is also huge financial pressure on the company.

So, Huayou Group can't come up with so much cash now...

Wang Ye personally has a lot of funds, and the European royal fund also has a lot of funds, but that is a different matter. You can't pay for the company by yourself. Wang Ye is not the only shareholder of the company.

Therefore, Wang Ye called Wang Jingcong, the company's vice president of finance, to the office to discuss how to solve the problem of funds.

After hearing Wang Ye's words, Wang Jingcong quickly gave his own advice.

"There are two ways to solve the problem of funds. The first is of course that the existing shareholders will make additional investments again."

"According to the amount of funds required, shareholders will invest in proportion. This is the easiest way. Of course, the amount of funds needed this time may put a lot of pressure on shareholders."

Wang Ye pondered for a moment and denied the proposal: "This is not enough. This time it is not only the construction funds for the headquarters base, but also the development of the other three branches also requires some funds. The total funding gap may reach about 50 billion. The European Royal Fund cannot afford so much money."

Currently, the shares of the European Royal Fund account for 85%, Berkshire accounts for 13%, Wu Guohong accounts for 1.5%, and Li Qinghuan only has 0.5%.

In this ratio, the European Royal Fund will have to set aside 42 billion yuan in funding gap, nearly 7 billion US dollars!

Then where can I get it?

Although when this fund was established, several European royal families each took out $2.5 billion in assets to invest.

But among them, various companies account for a considerable proportion, not all of them are cash.

Moreover, when Huashang International delisted and repurchased its shares, it spent a lot of cash. Now, there is not much cash on the account of the European Royal Fund.

...

Seeing that the first proposal was rejected, Wang Jingcong was not surprised because it was really too difficult to ask shareholders to get money personally, and such a large amount of money.

"The second method is to borrow money from the bank. Our group has not borrowed money from the bank yet, which is also a miracle." Wang Jingcong said with a smile.

This is true. No company has ever borrowed money from banks, from Huashang to the top shop, and then to Youpin.

That's because there is no need.

In the Huashang International era, the company's revenue was very good, and it was successfully listed soon, raising a large amount of funds.

The company is not short of money, so naturally there is no need to take out a loan.

As for the top   shop and the Best Pin, they even shouted that the Golden Spoon was "born". Wang Ye had already prepared a large amount of funds as soon as the company was first established.

Therefore, this group company with a market value of at least 200 billion yuan has not borrowed money from the bank, which is really a miracle.

Wang Ye is not against loans. He even borrowed a lot of money from Citibank in the early stages of his career, but he has not paid it back yet.

Using other people's money to make money is also a great skill.

The problem is that in the past, companies were not short of money at all, so why did they have to borrow money from banks?

But this time, it is indeed time to need a loan.

Wang Ye did not hesitate and directly stated: "Yes, please communicate directly with several major banks. If necessary, I will contact the city and ask the city to come forward to help communicate."

"Haha, Mr. Wang, there is no need for the city to come forward. With our group's qualifications, several major banks are rushing to lend us loans." Wang Jingcong said with a smile on his face.

He has a lot of dealing with banks, so of course he knows the virtues of banks.

A company like Huayou Group that has developed rapidly and has excellent profitability is a hot commodity in the eyes of banks.

Because of lending to such a company, there is basically no risk in funds. Who wouldn’t be happy about making a profit without losing money?

Banks are the most "despised by the poor and loving the rich". The richer the people or companies that do not need loans, the more they want to lend you.

It is very difficult for people and companies who really need money to get loans from banks.

But it is understandable that banks are not charitable. They are actually a company and need to make profits.

...

Sure enough, after Wang Jingcong released the news, several major banks were immediately alarmed.

. At the headquarters of China Merchants Bank, Vice President Liu, who is in charge of the credit department, immediately convened an emergency meeting.

"Everyone, I believe everyone has also received the news that Huayou Group is now preparing to lend 50 billion yuan to several major banks! I don't need to introduce it to Huayou Group, it is an absolute high-quality customer. Today's meeting was to let everyone work together and come up with a plan to get the loan!"

"Mr. Liu, is our bank responsible for such a large loan? Or is it joining forces with other brother banks?" someone from his subordinate asked.

Vice President Liu waved his hand: "Of course we took it ourselves! Although this money is a lot, it is nothing to me and our bank. What is important is to take this opportunity to join the Huayou Group!"

With his status, of course, he knows more about Huayou Group and Wang Ye, and also knows the status of this person in the minds of the city leaders.

Therefore, this time is not only a business deal, but also a great opportunity to make friends with "noble people".

Now, we have discussed a preferential loan plan first.

The repayment period should be extended as much as possible.

Loan interest, as low as possible.

If Huayou Group has other requirements, as long as it does not violate the principles, it can be considered.

In addition, Vice President Liu organized a special working group, and everyone divided into two groups. He himself would do Wang Ye's work through District Mayor Hu of Mingguang District.

The Director of Credit Department took the staff to communicate with Mr. Wang of Huayou Group.

If you take two steps, you won’t believe that you can’t get the business.

...

In addition to China Merchants Bank, several other major banks have also dispatched one after another.

Of course, these banks are at a disadvantage compared to China Merchants Bank.

After all, China Merchants Bank is also a local tyrant. It has strong local relationship network and connections in Pengcheng. Moreover, whether in the city or Mingguang District, it will certainly be more annoying to China Merchants Bank. After all, it is considered its own person.

First, Zhao Hongsheng called himself, and then District Mayor Hu brought people to visit him directly, and Wang Ye could not help but give him face.

In his office, Vice President Liu from China Merchants Bank and his party were received.

"Haha, Mr. Wang, I have long admired Daqie for a long time. I feel honored to finally have the opportunity to visit you today." Vice President Liu put his posture very low.

He knew that the young man in front of him was not the ordinary boss who was asking for lending to the bank.

Not to mention him, even if the boss of China Merchants Bank comes over, his attitude will not be higher than that of him.

It can be said that he is not a player of the same magnitude at all.

Wang Ye smiled faintly, invited Vice President Liu, District Mayor Hu and others to sit down, and then ordered Liu Ruomei to serve tea.

"We are here today to talk to Mr. Wang about the loan of Huayou Group. Mr. Wang is worried that supporting the development of Pengcheng's local enterprises is an unshirkable responsibility of our China Merchants Bank, so we have this loan covered by the bank!"

Vice President Liu patted his chest and said.

"Mr. Wang should also know that China Merchants Bank is a local bank in Pengcheng. Its strength is also the best among commercial banks! Huayou Group is the leader of Pengcheng private enterprises. Your cooperation will definitely be a strong alliance."

District Mayor Hu also helped speak.

However, Wang Ye did not agree directly, but said: "Most of this money will be invested in the construction of the headquarters base, and the other part will be used for channel expansion."

"The construction cycle of the headquarters base is expected to take three to five years, and channel expansion will not be effective in a short while, so this repayment period..."

Vice President Liu immediately responded: "This is absolutely fine. Eight years? Ten years? How long does it take for Mr. Wang to do it?"

"Haha, then thank Mr. Liu for your kindness. But after the loan is over, will the interest rate become very high?" Wang Ye smiled and bowed, expressing his gratitude to Vice President Liu.

"According to the minimum interest standard stipulated by the central bank! Mr. Wang can rest assured about this!" Vice President Liu said again.

In this 50 billion loan, their bank really didn't think about how much money it made. Because if they can do this business, they can gain more.

Those things are obviously much more important than a little more interest. Especially for several bank leaders!

In fact, after receiving the news that Huayou Group wanted a loan, the top leader of China Merchants Bank immediately called Vice President Liu over and instructed him in person to take over the business at all costs.
To be continued...