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Chapter 70 The Battle of Wall Street

Wang Anshi also had similar ideas, which was the Qingmiao Law he proposed later.

Since he had become a state-level chief and had considerable governance experience during this period, the initial form of the Qingmiao Law must have been brewing psychologically.

The things that Wang Rong just thought about were not limited to breeding, but spread to all walks of life in the Song Dynasty, including silkworm breeding, weaving, and grain industries related to food, clothing, housing and transportation.

The so-called "green and yellow" is the proper noun of this era.

At the critical moment, when the people are waiting to use money, the monopoly traders in the market will join hands to drop prices. In the period of severe deflation, the price of materials will be suppressed in an all-round way. At that time, money was valuable, but the money was in the hands of the powerful and powerful. The people could only sell the food, silk, weaving and other things in their hands at a price that was so low that it was crazy. It was basically equivalent to a vain year of hard work.

Some people are unwilling to sell and want to hold on. So the government’s tax cannot be delayed, so what should I do? Then borrow it.

This is how usury was born in the Song Dynasty.

For these reasons, many years later, the great devil came to power and proposed the Qingmiao Law. The essence of the Qingmiao Law is: Don’t go to usury, you need to develop production and overcome difficulties, and come to the government to borrow. Of course, the government also charges interest, but it is gentler than the gang’s eating habits.

In fact, the people believed it.

However, in cooperating with the market law, the Qingmiao Law is equivalent to Wang Anshi officially declaring war on "The Great Song Wall Street". It is equivalent to the giants who manipulate the two major markets of finance and commodity have been dug up by the two laws of the Great Demon King.

Therefore, there were policies and countermeasures from above, which spread to nearly 2,000 counties in the world. Some of the county officials and various civil servants who were closely related to the capital of the powerful and powerful were able to bring Wang Anshi's laws to the wrong places.

Those who are as awesome as Stalin dare not rebel against the bureaucratic class, but instead are solidifying them.

Khan, the emperor was frightened when the world was in chaos. Wang Anshi's reform failed and was defamed. The ending was the destruction.

After YY was finished, Wang Yun said: "Dad, I want to engage in Jiaozi business, enter this big market, and teach them how to behave in another way. Now I am small in profit, but I dare to start. It is not that I really have to 'take it first and then report'. But I didn't plan to issue Jiaozi in the early days, given those poor farmers who trust us. I want to charge some interest, and after making a blank sheet, I will give them the chicken seedlings directly. I will treat it as a small farmer loan I will give them."

Wang Anshi was quite moved. The word "little farmer loan" is amazing when it comes to this calf's mouth. It is worthy of being my son, Wang Anshi. Does he actually have such a way of thinking?

As the accountant, Geng Tianzhi is smart and understands the market. He should not nod and say that as long as he really wants to do it, it is feasible. Although this will make this bad boy make money, those farmers do have benefits. This is exactly the same as your "green money" idea.

Wang Anshi thought about it for a while, but still did not express his opinion.

If you don’t issue Jiaozi, it’s just a simple loan. As long as you have money, it’s fine. This cannot reach Zhang Fangping’s level. You can just register in Shuzhou.

Wang Anshi said curiously again: "Our family has such a small capital, do you really want to try this way?"

Wang Rong looked a little embarrassed with a slightly red face, "Dad Rong, the kid's business has been good recently... he still made a little money."

Wang Anshi and Geng Tianzhi looked at each other. If this guy said that he had earned a little, it would definitely not be a little bit, but a crazy amount. It seemed that he deliberately used the pressure value of the big-headed people queuing up long queues to force the egg gang to increase the money and then supply the absolute amount to the egg gang, which should be a fortune.

"No wonder you are so angry that you want to try to have a son." Wang Anshi said helplessly: "A father cannot find your mistake for the time being, so he doesn't want to ask how much you have earned. Just ask again, "A son, do you plan to give the chicken seedlings to farmers at a low interest rate as a small loan. Will you pay it back to you when they have money next year? You must think that the money is earned by you. If you don't want to do it, you are embarrassed to ask for it. But if you take it out, there are risks. Don't think that you have a group of hooligans in your hands. A father will indulge you to force your debts later?"

Wang Rong laughed and said, "I am willing. There is no need for mortgage. People in the world have misinterpreted interpretations and always like to put money to those prosperous and huge chambers of commerce. In fact, that is called eggs in a basket, which is not safe. The best loan customers are definitely small farmers who are willing to produce. Relying on my divine chickens, they have a small possibility of losing money in their business. I also conducted a market risk assessment and secretly sent people to examine the personalities of these farmers. In fact, after my formula evaluation, I believe that when the operating risks are not high, the bad debt rate caused by their character will be less than 5%. Then weight a little business risk, so I only need 7 to 8% interest, so I can do not lose money. This is the charm of data statistics."

"Seven to eight cents!" Wang Anshi suddenly stood up: "Are you serious? Even the government can't do such a low interest rate."

Wang Rong said: "Khan, the operating costs of the civil servants under your command are of course not low, and you can't use a whip to whip them. However, I trained Ma Jinxi and others very well, and they basically help me with work for free. I thought you didn't understand pyramid schemes, so I didn't explain these to you in detail."

Wang Anshi and Geng Tianzhi looked at each other again.

If he really lends money for seven to eight cents, fortunately he is my son of Lao Wang, and the scale is very small. Otherwise, Sima Guang would have to send the imperial guards to Shuzhou to prevent all the usury gangs from causing trouble.

After barely calming down his mood, Wang Anshi said again: "Don't you, even if the risk you evaluate is accurate and you weighted some situations, the operating cost will be reduced to an astonishing level. I won't talk about you about these, but the risk is only calmed down. You don't seem to make money. It's hard for your father to believe that you don't make money?"

Wang Yun scratched his head and smiled, "I want to make more than anyone else, but Dad, my eyes must look at the long-term. Fame and reputation are still one of the assets, and the most important assets. What money do these poor people have now? They really regard them as the target of making money. In fact, there is not much oil and water and still attract hatred. I am building a reputation now, which is equivalent to Shang Yang's bounty to carry the woods. Let them become the first batch of loyal customers who trust me "Xiaosan Fan Company". In the future, after Mr. Zhang Fangping gave Jiaozi license, if I want to issue Jiaozi, I must have the first batch of hard-core followers who support me, and they are. They have no money to save. I teach them to make money, and then exist for me after making money. With a point, everyone has trusted relatives and friends. This is called circles and connections, and they are leading the people behind them to make money, and then deposit the money for me. This is to continue geometric spread. As long as they make money, I will have money."

Wang Anshi really understood a little, and then half opened his mouth.

"Anyway... anyway... that's it. Zhang Fangping's husband, please convince yourself. Your father will not intervene in this matter. Regarding the approval of allowing you to lend, I will ask Geng Tianqi to personally approve it to you tomorrow. But if you dare to conceal the business and evade taxes, I will kill you." Wang Anshi said last.

Wang Rong clasped his fists and said, "Yes."
Chapter completed!
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