Monday, March 12th.

There was no time to go out in the morning, so my dad, Xiao Qi, had no choice but to have lunch before going down the mountain to Central in the city center.

Originally, Xiao Qi came to Hong Kong for nothing else, but Mochiyev found out that Xiao Qi was coming and rushed back from the east to settle an account with Xiao Qi.

Citibank's headquarters in Hong Kong is in the Purton Building in Central, occupying a full five floors. However, compared to owning a building by itself in previous years, Citibank is already much more frugal.

For no other reason than Hong Kong's housing prices are too expensive, and the economy has been in recession in the past two years, Citibank had no choice but to move out of the original building and buy a new five-story building.

And since 10 years ago, Citibank has implemented a dual mechanism in Asia, that is, a two-headquarters system.

They retained their Southeast Asia business in Hong Kong and moved their East Asia, China, Japan and Korea business to their second headquarters, Oriental.

But then again, the financial markets in Southeast Asia are very useful to Citibank. After all, the financial markets there are not perfect and there are many opportunities to make money.

Mochiyev originally worked for the Hong Kong branch, so he is naturally no stranger to Hong Kong.

Standing downstairs to greet Xiao Qi was his beautiful secretary Santi.

It's not that he doesn't want to come down to pick up Xiao Qi, it's that if he appears, his goal is too big, and many gossip reporters may notice Xiao Qi - in Central, Hong Kong, gossip reporters are everywhere, and celebrities are everywhere at 38

It can be photographed even in the small tea room on the building, let alone the Puton Building, a place where the world's top 500 companies gather.

Compared to the last time they met, Santi was a hundred times more respectful to Xiao Qi. When she accompanied Xiao Qi to the elevator, Santi peeked at the young man in front of her and couldn't help but feel extremely regretful.

It would have been better if I had pounced on her with all my life. I could have become the woman that the richest man in the world has slept with. This would be a wonderful moment worth remembering in my life.

But looking back now, Santi couldn't believe it at all. In just two years, Xiao Qi went from a fledgling young entrepreneur to the unparalleled richest man in the world.

Assets worth more than 500 billion US dollars are piled together higher than a single building!

The elevator stopped at Citi's office floor. As soon as Xiao Qi entered, he saw Mochiyev with a smile on his face.

"Shao Qi, my old friend. I'm so happy to see you!" Mochiyev gave Xiao Qi a warm hug, and then invited Xiao Qi to enter his office.

From Mochiyev's luxurious office, Xiao Qi can see the beautiful Victoria Bay. Most of the high-rise buildings in Central have this beautiful sea view. This is one of the reasons why the office buildings here are so expensive.

"Young Master Qi, you have really hurt me this time!"

Bringing Xiao Qi a cup of milk tea, Mochiyev said with a smile.

Xiao Qi picked up the milk tea after thanking him. "Don't be ridiculous, Mo Qi. Shouldn't your board of directors thank you for introducing such a profitable business to your clients? You also earned a lot of commissions, right?"

"

Mochiyev burst into laughter, "Making money is one thing, but we have attracted a lot of hatred! Both Lehman Brothers and Merrill Lynch are very dissatisfied with us."

Even though he said this, he didn't mean to complain or feel angry at all.

The two of them playing riddles here were actually talking about a business deal in April last year.

In April last year, Mochiyev, who had just been promoted to the president of Citigroup Asia, wanted to have some performance to support his appearance, so he asked Xiao Qi to purchase a batch of bond credit default swap insurance, including US$4 billion from Lehman Brothers.

Merrill Lynch’s is US$2.5 billion, while Morgan Stanley and Goldman Sachs are each US$1.5 billion.

For these bond credit default swap insurances, Xiao Qi paid a total of US$1.6 billion in insurance premiums in 10 months.

At that time, everyone knew that these investment banks and banks were very dangerous, but Xiao Qi was the only one who lost by buying them so generously.

Now it seems that Xiao Qi has really made a lot of money!

Although Morgan Stanley and Goldman Sachs survived the crisis and the money Xiao Qi invested in them was wasted, the collapse of Lehman Brothers cost Xiao Qi a full US$8 billion. Merrill Lynch, which was merged by Bank of America,

It also paid US$4 billion to Xiao Qi.

This amount is far more rewarding than what was previously promised!

After investing 1.6 billion U.S. dollars, he received a total of 12 billion U.S. dollars. Even excluding taxes and other expenses, Xiao Qi's net profit exceeded 9 billion U.S. dollars.

However, because Lehman needed to be liquidated after its collapse, the funds were not paid until early March - this was because Citibank held part of Lehman Brothers' assets, and Xiao Qi, who had a close relationship with Citibank, naturally

It was given priority and was the first to obtain the funds from the sale of this asset.

Although Lehman Brothers is still under bankruptcy protection, and although there are still regulatory authorities, for Citibank, nothing is a problem. It is just a matter of time. Why not pay earlier? It is not their money anyway!

Compared to the down-and-out Lehman Brothers, Bank of America, which took over Merrill Lynch, was much more generous. After two months of preparation, they directly gave away US$2.5 billion in cash, which was also kept by Citibank a few days ago.

inside the account.

However, Xiao Qi still had to pay taxes. Although the elite lawyers of Mario Law Firm helped reduce and reduce taxes in various categories, Xiao Qi only received 10.5 billion US dollars.

All right.

The sentence "only received 10.5 billion US dollars" is really a bit strange.

In fact, the eighth richest man in Hong Kong, Li Xiaochao, has a net worth of US$10.6 billion. In other words, with such an investment, Xiao Qi can become the ninth richest man in Hong Kong with both capital and profit.

On the mainland, excluding Xiao Qi’s wives, with assets of US$10.5 billion, they can definitely rank among the top three!

The origin of this money has now been widely circulated around the world.

But most everyone envied Xiao Qi's good luck.

Because as early as last year, everyone knew that Citibank forced a batch of bond credit default swap insurance to Xiao Qi. Because of the good cooperative relationship with Citibank, Xiao Qi accepted it and paid a total of 1.6 billion US dollars.

.

But who knew that Lehman Brothers, with more than US$800 billion in assets under management, would collapse? Who knew that Merrill Lynch, with more than US$600 billion in assets, would be merged?

At best, I think they will be in trouble!

Therefore, no one buys as much bond credit default swap insurance as Xiao Qi, and therefore no one makes as much money as Xiao Qi in the end.

I have to say.

Xiao Qi has been consciously publicizing this matter since last year, and the results have been pretty good.

The media is just envious of Xiao Qi's good luck. Even the U.S. regulatory agencies have no intention of holding Xiao Qi accountable. The money only needs to be paid taxes, so it belongs to Xiao Qi very legally and reasonably.

There are more than 160 billion US dollars in cash in hand. The meaning of money to Xiao Qi is completely meaningless. Therefore, after chatting with Mochiyev and signing the fund collection and transfer agreement, the 10.5 billion US dollars entered

Xiao Qi’s personal account at Fairy Bank in Hong Kong.

Since Xiao Qi established Fairy Bank himself, he has placed less money in Citibank.

After all, compared to the century-old Citibank, Fairy Bank needs a strong capital reserve to give the public confidence. Only in this way can everyone trust you to take care of their money or use your banking services.

Compared with the supervision of the mainland banking industry, Hong Kong's banking model is inherited from the United Kingdom, and capital controls are not so strict. A lot of Xiao Qi's cash is placed in Hong Kong Fairy Bank to facilitate his various acquisitions and uses.

Of course, the boy also has at least 80 billion US dollars in the country's Foreign Exchange Reserve Bureau, but he has never converted it into RMB because he has enough RMB liquidity in his hands.

Three companies, Xiaoyao Mall, Xiaoyao Logistics and Xiaoyao Express, have now begun to make profits. Compared to their investment amounts, although it is not a lot, they have great development potential. It is easy to earn two to three billion a month.

loose.

Fairy Real Estate has now entered a harvest period. Every month when the Shangri-La community opens, a large amount of money can be withdrawn, and the Rongcheng branch also makes some small profits.

The most important Fairy Company's sales of Dreampad, Dreamstars, Dreamsnow, and some optional accessories in the mainland are all settled in RMB.

Therefore, Xiao Qi’s US$10.5 billion does not need to be transferred to China at all.

And Xiao Qi really has money now.

Among the young man's wives, the most wealthy ones are of course Huangfu Cai and Tang Mingxiang. Their private property has exceeded 30 billion US dollars.

Most of the other wives are worth around US$5-10 billion.

The least one is naturally Jia Yuwen. Here Xiao Qi is planning to purchase two batches of aircraft for her Qiwen Airlines, as well as investment in airports, purchase of equipment, etc., which will require about 2 billion US dollars.

In addition, the young man is planning to eat Mi Jiayan, Huo Zhuzhu and Yang Na soon.

They are already so familiar, it would be too pretentious not to eat them, and the beauties will inevitably murmur and feel anxious, so the best way is to act as soon as possible.

When they become their own women, they will definitely need to buy some private property for them.

Even if the average private property of each wife is approximately 5 billion U.S. dollars, if you calculate it carefully, 10.5 billion U.S. dollars is far from enough! (To be continued...)
Chapter completed!