In 2008, online finance was actually an emerging product.

Although Alipay was established quite early, it was actually just a loophole if you count it seriously.

There is no payment license or legal provisions, and even the supervision agency is not known to be managed by the supervision company.

At this time, some things must be cautious.

Alibaba has done a good job in online payment, but in fact, Alipay is also cautious, for fear of being hit by thunder.

For example, when buying things on Taobao, the accounts are transferred, and there is a delay in the period.

During this period, consumers' money cannot reach the merchant's hands, but is in the Alipay transfer account.

This money is not a small amount. Taobao’s sales of 16 billion yuan per month are half of Alipay.

8 billion yuan of funds is equivalent to being in Alipay, which is all of them with interest.

Moreover, the interest is not a small amount, but Alibaba has never dared to use this money because they don’t know who the money will belong to and whether it will belong to them?

If no one is in trouble, it’s fine, if someone comes here, that’s a big problem.

Ma Yun is also suffering from a headache now, and he actually has many ideas.

But because of the irregular online finance, he dared not do it.

Looking for the distance and finding others to cooperate is also to accelerate the legalization of online finance.

His family alone really can't promote this process now.

To be honest, Ali was not yet at that level, and he was not even as good as Li Dong when he spoke. At least Li Dong still had some fame that could promote the development of this matter.

If he proposes to establish new rules alone, it would be strange if others take care of him.

After Ma Yun finished speaking, Li Dong touched his chin and said, "I think it's a lot of trouble to talk about this at this time. Isn't this a fight with the bank?"

"It's not considered complementary."

Ma Yun shook his head and said, "Online finance has been out for several years and has little impact on banks.

But it’s not the case that you’ve been so unclear. Some things are very troublesome, especially when it involves large amounts of funds.

I think you are similar to me. This is not my own business, what do you think?"

"I'm right, but I'm not in a hurry yet."

"You're not in a hurry?"

Li Dong rolled his eyes and said, "What's the hurry? I haven't even launched mobile payments, why do you want to pave the way for you?"

Ma Yun was so angry that he said angrily: "Short opinion!"

"I'm just a short time. You guys suggest you go there, I'll eat meat with you.

Anyway, I'll just eat ready-made ones when you push them and pave the way."

Li Dong joked, but it wasn't that he didn't want to join forces with them, but mainly because there were too many things recently, and Li Dong didn't want to have disputes with the bank because of this.

In fact, there is little chance of a dispute.

The real dispute was caused by Yu'ebao's appearance and robbed the bank's business.

Later, various online loans were issued, leaving the bank with no business to do, which made the two sides have a big dispute.

At this time, there is no big problem when talking about the formalization of online finance alone.

However, Li Dong was also serious. He didn't want to pave the way for Ma Yun first. Wankatong is still in continuous testing and is not fully prepared.

Ma Yun obviously had an idea, so Li Dong was unwilling to worry about this.

After being rejected by Li Dong, Ma Yun said a little unhappy: "I always think you dare to fight and fight, and your eyes are long-term. Now it seems that I overestimate you.

A short-sighted person cannot walk for a long time.

Just staring at one acre of three parts of the land, such a person with a narrow vision will not be able to do great things!"

Li Dong said lazily: "If you can't do it, you can't do it. I'm not in a hurry. Just make a living. You can play by yourself.

Anyway, I'll just launch the Wanka Toon without delaying it."

Ma Yun was really angry. This guy didn't even want to be shameless.

He didn't have to ask Li Dong to participate. In fact, even without Li Dong, the power of them should be able to promote it.

But with Li Dong, the above will look at it more and the speed will be faster.

Moreover, if Li Dong is the leader, he will really have trouble, and he can still have a top-up tank.

Yes, that's what Ma Yun thought.

If it causes a rebound in the financial system, it would be great to push Li Dong out. Who would have made this guy hate him?

Unexpectedly, Li Dong refused directly, which was so surprising!

Although Li Dong didn't count this, he was unwilling to continue to show off at this time, which was meaningless.

Seeing Ma Yun being angry, Li Dong smiled and said, "What's the matter? Even if we don't say it, the above will push it.

At most, it only took one or two years. Do you really think others are having a good meal?

With more time, we also prepare more ourselves, so that we can save trouble when things come to an end, but we didn’t react.”

As he said that, Li Dong whispered: "What are you doing in such a hurry? Just transfer money from Alipay. Just be careful. If you don't touch lightning, who cares about you?"

"I can't tell you."

Li Dong said contemptuously: "Then don't say it, I'm not happy to listen."

Ma Yun snorted. He had some idea, but this idea had not yet been formed, so he would not talk to Li Dong.

However, the sooner it is formalized, the better these things are.

If it is really important to push things up, it will be too late.

Li Dong said that the above would also promote it. Ma Yun recognized this, but how long will it take to determine this time?

If it were before, Ma Yun was not in a hurry.

The main reason is that there is a Li Dong here now. If he doesn’t get some new things, he feels he can’t hold back.

Alibaba is engaged in cloud computing, and Li Dong is also doing it.

Alibaba is engaged in big data, and Li Dong is also doing it.

Li Dong has been doing business in Alibaba for a long time, even the payment business is the same.

Except for not doing b2b business, Li Dong is doing everything.

If this continues, Ma Yun really feels that he may not be able to deal with him, it is too troublesome.

Now get something new and go beyond the distance at one time. This is the right way.

Of course, there is no need to talk about these things to Li Dong. He is as shameless as Xiaoma and has first-class imitation ability. Ma Yun is afraid of him.

Since Li Dong refused, Ma Yun was too lazy to argue with him, so he stood up and said, "Then I'll leave first and talk back."

"So anxious, stay for dinner."

“Not available.”

"It's quite arrogant, Lao Ma, I'll kill you Ali, why don't you consider being the executive president for me?"

Ma Yun stopped and then hummed for a while: "I'll wait for this day, and if there really is one day, I'll go, it depends on whether you can do it!"

"That's hard to say."

Li Dong laughed and didn't go to see Ma Yun off.

This guy is decisive and walks faster than others, so he is too lazy to send him off.

When he left, Li Dong put away his smile. Ma Yun really couldn't underestimate him.

Although Li Dong took advantage of the mall promotion this time, there was actually a gap between the two sides.

Alibaba has been established for too long. Although many things have not been formed, they have already developed ideas, foundations and preparations.

They have long been prepared and sure about cloud computing and big data.

Li Dong's side has just developed now, and the signs are emerging, and it has been slower by more than a beat.

Now Ma Yun wants to make a fuss about online finance again, Li Dong can see this.

But now he should have just had this idea. Li Dong thought secretly that he could not fall behind anymore this time.

...

When Li Dong came to Jiangsu and Zhejiang, only Ma Yun came here.

Li Dong didn't see the others, and he was not ready to show off.

After staying in Jiangsu and Zhejiang for two days, Li Dong started rushing back on the afternoon of the 14th.

Jiangsu and Zhejiang are not far from Jiangbei, just a few hours' drive away.

At around 7 o'clock in the evening, Li Dong arrived home.
To be continued...