Liu Ji was very happy to see the financial genius of this era, Lei Lutai and his assistant manager Mao Hongsui. He pointed to the most core position in the Old Summer Palace and said: "Look at the center of that lake, there is a big island surrounded by nine islands representing the Jiuzhou of China. Together, it is the "Nine Continents Qingyan". I hope that China and China can unite and let the people enjoy the peace and tranquility."

Lei Lutai, who traveled south and north, stood at the height of Xinghua Chunguan, and saw the beautiful scenery of the Apricot Flower Chunguan rich in pastoral villages. The low houses here are sparse fences, ginseng from east to west, and planted with apricots around them, which seemed to be in the hometown of fish and rice in the south of the Yangtze River. What attracted Lei Lutai was Liu Ji's words of worrying about the country and the people. He had been secretly guessing in his heart that the emperor summoned them here? But since he came to the Old Summer Palace, the emperor had been introducing the landscape of the Old Summer Palace to the two, and had never mentioned anything else.

Lei Lutai muttered in his heart what was going on. He looked at Mao Hongsui quietly, and Mao Hongsui also peeked at Lei Lutai in confusion.

At this time, Liu Ji's words solved the doubts in their hearts. Liu Ji held his hands behind his back, his figure shrouded in the morning sun, looking up at the sky and said, "The transactions that Rishengchang is now in business should be called deposits and withdrawals in another place, capital lending. If only it could be further improved, during the Song Dynasty, I had a banknote called Jiaozi. Think about it, the ancestors who had been five hundred years ago could turn money into a piece of paper, but today's descendants could not make it more.

One step. Two big shopkeepers think about whether you can do your current business bigger. Don’t limit your business to merchants. Do you also consider putting the remaining money in the people’s homes in it. If the people in the world go out with only one piece of evidence, they can travel around the east, west, south and north, and the people are not burying their money in their own land, then I will also give the title to the merchants who have made such great contributions, so that the people in the world know that merchants are also indispensable, and there are also people who are loyal to the emperor and serve the country."

Although Lei Lutai was a businessman, he had read Confucian classics in his early years, he could be considered a Confucian businessman. He did not care about the world, but he also wanted to make a difference. However, what Liu Ji said still made Lei Lutai embarrassed. If these things were done, his "Rising Chang" boss would definitely not have enough financial resources. If the emperor paid the money, what would happen to Lei Lutai's boss' ticket number? Just when Lei Lutai was in a dilemma, Mao Hongsui was overjoyed. He stepped forward and knelt in front of Liu Ji and said loudly: "Caomin is willing to serve the emperor."

Compared to Lei Lutai, Mao Hongshui is much younger, and in his thirties, he is in his prime. This man is of medium size and dressed as a businessman. At this moment, he looked at Liu Ji with bright eyes, his eyes full of desire.

Liu Ji thought to himself that this is a person who is good at seizing opportunities. Such people are usually good at changing, and to control such people, it also requires the art of leadership. No matter what, Liu Ji still plans to use him. You must know that the person who is most lacking in the court is such a person. Liu Ji smiled and helped Mao Hongsui up, then looked up at Lei Lutai.

Mao Hongsui's actions obviously stimulated Lei Lutai. He hesitated for a moment and said, "Caomin's boss is unable to achieve the emperor's wish. If the emperor wants to pass ticket numbers nationwide and expand the scope of ticket numbers, there will be many problems, and the money and manpower required are not something that an ordinary businessman can afford. Caomin thought that if His Majesty wants to promote ticket numbers, it would be better to put the money to the small account, which is considered as the dividends of the year-end share capital."

Liu Jida glanced at Lei Lutai with a deep sense. He thought to himself that Lei Lutai seemed to care about his "Rishengchang". Is he worried that I would take his rights? Or was he worried that "Rishengchang" would ruin his business after being taken over by the official? Or was he worried that his old boss Li Zhenshi would be threatened?

Liu Ji smiled and turned around and sat down on a chair. He greeted the two people beside him and sat down together. Then he pointed to a landscape with golden light in the distance. There was a combination of Western-style buildings and oriental art. The beautiful gardens and cultural landscapes blended in harmony. Looking at such a beautiful and magnificent scenery, Liu Ji said with deep meaning: "Look, there is the Western landscape over there. It was designed by Italian painter Lang Shining, French missionary Jiang Youren, and Wang Zhicheng according to the Western European garden style."

The two looked at the place where Liu Ji pointed, and saw an exotic building and the surrounding mountains and rivers wonderfully combined, which made people feel relaxed and happy.

At this time, Liu Ji's voice sounded in the ears of the two: "Have you been to the West? Have you seen their neatly trimmed gardens? Have you seen four-wheeled carriages running on the road? Do you know what their bank does?"

Lei Lutai and Mao Hongsui were most concerned about what foreign banks do. Their eyes were attracted to Liu Ji, who was wearing yellow casual clothes in the sun.

Liu Ji took away the folding fan in his hand, stood up and looked into the distance and said, "What you do is only partially the functions of the bank. Money is the basic material for people to maintain their lives. Food, clothing, housing and transportation are inseparable from money to buy and sell. If a bank with good reputation absorbs the money of everyone in China, then this bank does not control the lifeblood of the whole of China. The idle money of 400 million people is concentrated in one place, and the huge capital can shock the Western world."

"Capital?" Lei Lutai repeated in confusion, and Mao Hongsui also opened her eyes wide in curiosity.

"The so-called capital is money that can make a baby."

Lei Lutai heard this and clasped his fists and said, "The silver in the trumpet is the money that needs to be given to the baby. According to Xiaomin's opinion, isn't it just a ticket number?"

"How many people in the world are idle at home? How much money does the expensive account attract? The bank I mentioned is the great housekeeper of the world. Everyone can safely deposit the money in the bank and withdraw it when needed. Those who want to do business and run workshops only need fixed assets as guarantees, even if they come to the bank to borrow."

Lei Lutai said to Liu Ji hesitantly: "How can all exchanges be conducted on such a large scale in deposit and withdrawal and foreign exchange business? Ordinary people's income is meager. If the bank makes a little mistake in settlement, wouldn't it hurt people's job? What's more, the bill number is based on loyalty first, and such a huge calculation is inevitable. If there is an error, will others dare to save money? Besides, how do such a huge account book need to be managed? Where does a large number of accountants who are proficient in bill number business come from?"
Chapter completed!