Chapter 915 Collapse (1)
As soon as Wang Chongyi arrived in Shanghai, he would visit the Shanghai prefect Lu Kun with Zhang Sixiao. First, if there was a tide, the government would still need to suppress it: second, Lu Kun is a member of the nine masters in the southeast. This time, the nine masters suffered a great loss in the Huilian incident, and naturally became a disaster with the Shanxi merchants.
Wang Chongyi knew very well that this sudden run was the nine people behind the scenes, so he came to visit the door just to see if there was a chance to ease the relationship and let them not sabotage them again.
Lu Kun met the two very politely and agreed to Wang Chongyi's invitation to help Royal Bank with him.
Wang Chongyi heard the perfunctory in his words and had to ask clearly: "The Lord personally took the initiative to suppress the situation, although he was mainly to appease him, if he really didn't know the importance and wanted to incite the trend, please tell the prefect what to do, so as to make the right decision?"
"They always focus on accepting things in the future." Lu Kun said helplessly.
"There should be a measure here, please make clear!" Wang Chongyi felt unhappy and said, "If someone dares to make trouble, what will the government do if it does?"
Only,……” Lu Kun pondered for a while and said, “I don’t know whether they dare.
"As the saying goes, you are not afraid of ten thousand, but you are afraid of one, and you must be careful." Wang Chongyi said unyieldingly.
"There is no inconceivable. You say, "I am not foolish or deaf, and I will not be a family man... I am the prefect of this prefect, just like the master of Shanghai City, so I naturally cannot be as knowledgeable as the common people." Lu Kun's attitude was already very obvious. He had to tolerate and accommodate the people in every way, and all of them had the idea of deliberately indulging them.
"Mr. Lü!" Wang Chongyi emphasized his tone: "Wang is not a member of the public, but he has also heard that "the way of governing is to match leniency and severity... If there are those who are rude and unruly people, it is not enough to make them obedient without scrupulous people. At that time, the master will not care about it, which will only encourage the arrogance of the rioters and make the situation more uncontrollable!"
"It is natural to pay back the debt. It is obvious that you, Royal Bank, took the blame first." Lu Kun also lowered his face and said coldly: "Let our mansion suppress the people, yes! But you have to come up with a precaution first!"
"The reason is very simple." Zhang Sixiao couldn't help but interrupt: "If the bank runs to the end, the Royal Bank will have to go bankrupt, and the hard-earned money of the people will become waste paper, and the world will be in chaos immediately! If the bank is not run, the bank will continue to run, and everyone's money will still be money and life will still be there."
"This is a big truth, and the people will not pay attention to it!" Lu Kun waved his hand and said, "They only saw those who came early and those who had long hands. They first took the cash away. Later, they failed. The two of them put themselves in their shoes and thought about it. How could they not get angry?" He paused and said, "The most fear of being angry in everything. Once they were angry, the government could not suppress them. Not only did the money house be smashed to pieces, they were afraid that it would cause chaos in the city!
Why do you get angry with the public? It is because some people have it, some people don’t have it, it’s unfair! No one has it, but it’s a fairness, the two gentlemen think it!”
Zhang Sixiao immediately said angrily: "Mr. Lu, you have something to say!"
"It depends on how you listened." Lu Kun said without comment.
"Lou knew that Huilianhao was seized by the emperor, and you were not feeling well." Zhang Sixiao Suxing no longer went around the corner and said, "So I wanted to bring us Riyilong together and be unlucky. This kind of harmful things that harm others and do not benefit ourselves is not what the nine people should do." He paused and emphasized, "Don't forget that your deposits on Huilianhao are now in the Royal Bank's account. If we lose it, you don't want to get a son!"
"Why did you get involved in the Nine Lords again?" Lu Kun sneered: "From the day the emperor seized Huilian number, the Nine Lords no longer exist!"
"I know the Nine Masters have suffered heavy losses." Zhang Sixiao said, but was stopped by Wang Chongyi and said, "But that has nothing to do with our Shanxi merchants. It is the Huilian account that the Emperor Wanli sent to the East Factory to seize. If we do not cooperate with the emperor every day, we will follow the footsteps of Huilian account. Lord Lu, think about it, do we have other choices? "This is still human words." Lu Kun then said, "Then I will tell the truth to the shopkeeper Wang. The so-called Nine Masters really no longer exists, and no one is making trouble behind the scenes. Whether it is the common people or the rich businessmen, they are simply frightened by the emperor and the East Factory. Everyone handed over their hard-earned money to the money shop for safety and peace of mind. Now the money shop itself is not guaranteed, who can save the money to you?"
"Talking about small truths is" Wang Chongyi said bitterly: "The money is in the bank, and interest is generated during the day, and interest is also generated at night. Why bother withdrawing cash and putting it at home? Not only big money will not produce small money, but also worry about hiding and stealing. If the run continues, the Royal Bank will go bankrupt, and everyone's money will turn into a bubble. Master Futai, ordinary people do not understand this principle, should the big players accept it?"
"How to convince?" Lu Kun said.
"Let's go to the bottom to see it first." Wang Chongyi said: "You can get the idea after understanding the specific situation."
"Yes." Lu Kun nodded and ordered the preparation of a sedan chair. He was worried about something unexpected, so he even called the soldiers from the Bingmasi to escort it.
Because of Wang Benchang's relationship, Miaoqian Branch became the destination of Lu Kun and Wang Chongyi.
As soon as the team arrived at Miaoqian Street, they saw crowds surging and water was out of touch. The people waiting for the Royal Bank to open the door to lend the money, stuffed the wide Miaoqian Street. The officers led by the captain were caught off guard and were drinking and drinking in the teahouses and restaurants on the street to hide for leisure. When they heard the sound of gongs and shouting on the street, they knew that it was the Lord of the Mansion, so they naturally could not hide. Fortunately, after resting, they were full of energy, and they were vicious, whipping whips in the wind, and howling in the waves, and soon opened a way among the crowd. Lu Kun and his party were brought from the side door to the Royal Bank's living room.
The Royal Bank's living room is very large and high, with a glass skylight in the middle. After noon, the sun shone directly, and a huge marble-surface Eight Immortals Table in the middle was shining. The interior was originally very particular, with the red sandalwood furniture in Yishui and the four walls were famous calligraphy and paintings. However, in the sāo chaos the day before yesterday, except for this heavy Eight Immortals Table, they were all looted. At present, they can only temporarily bring a set of sour jujube wood seats from other places, which looks very out of place.
But Lu Kun and Wang Chongyi were not here to visit. They just frowned, then sat down on the round stool, picked up the teacup and took a sip. Lu Kun said, "There are so many people outside, and it's not the same thing if they don't open the door. I think it should be open as usual."
As soon as this said, Zhang Sixiao had no choice but to answer, and Wang Benchang looked even more distressed. Why didn’t he get off the line if he could open as usual? He really didn’t feel pain when he spoke while standing.
"I think it should be open as usual," Wang Chongyi added: "But there should be a limit. How much cash is there in Curry?"
There were still more than two million in stock, but in front of Lu Kun, Wang Benchang did not dare to tell the truth, and said in half: "It's just over one million."
"There is so much cash, enough to block it for a while." Lu Kun said: "How many tickets do you have to pay? There is always a debt, right?"
"Of course there is an account, Wang Benchang.
"How many are there under 10,000 taels?" Wang Chongyi asked.
"It depends on the account." Wang Bengui took a crime and sat down on the chair next to him, asking the clerk to get the account book. He quickly calculated the bill and gave him a reward: "There are a total of 3.33 million yuan left to zero."
"Not many!" Lu Kun said.
"Sir" Wang Benchang smiled bitterly: "Although there are not many tickets for this account, I don't know about it anywhere else. For example, we also have the tickets for other branches, even Nanjing, Suzhou and Hangzhou."
"So that's it." Lu Kun said suddenly: "Shanghai is an economic capital, and most of the silver bills in the country have flowed here. No wonder you are sad."
"That's exactly what it means." Wang Chongyi nodded.
This has to raise the limit. Although Wang Chongyi and Lu Kun both hope that silver notes below 5,000 taels can be exchanged, Wang Benchang and Zhang Sixiao believed that they were not sure. If the limit was relaxed and the deposit was exhausted, the situation would be completely out of control.
This is a head-on and unprotected matter. In the end, according to the intentions of Zhang Sixiao and Wang Benchang, the limit is lowered to 1,000 taels. Next, we will study how to deal with more than 1,000 taels of silver notes.
"Our boss means," Wang Chongyi said: "Royal Bank is still a golden signboard, just to be affected by the market and it is not effective for the time being. So please ask the National Taiwan National Congress to make peace on your behalf, and ask the big players not to withdraw cash for the time being. As long as you stabilize the big players and sporadic customers, you will naturally be able to handle it."
Lu Kun thought this idea was appropriate. However, it was quite difficult to communicate this decision to the customer, because in this way, the big players would not get the money. What should I do if I was not convinced? I must think of a solution to it in advance, otherwise the trend would break out immediately.
"This depends on clearance." Wang Chongyi said: "The people gathered outside today are mostly ordinary people with very few decent gentlemen. So I asked the National Taiwan University and I to persuade each account book to each one: I will issue a notice to explain the method at the same time, so it is more appropriate to do a two-pronged approach."
""Lu Kun understood that Wang Chongyi wanted to use the government as the guarantee of convincing the big players to persuade the big players. But he was unwilling to bear the responsibility for Shanxi merchants. If the Royal Bank really collapsed,
Then, as the guarantor, he was inevitably accomplice and deceived. This time he came, just to maintain the market's chaos and the crisis could pass smoothly. But to overcome the crisis, he had to stabilize the big players, so he couldn't make up his mind whether he should agree.
"The people are all watching the gentry and the big families. As long as the big families are stabilized, the people will be calm." Wang Chongyi advised earnestly.
"Okay, I have to go along with you." Lu Kun finally nodded.
One by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, one by one, and one by one, one by one, and one by one, one by one, and one by one, the difficulties can be overcome.
We hope that the community will be in a difficult situation and work together to respond together. If there are illegal villains who hope to mock fish in the muddy waters, once they are taken and reviewed, the national law will not be relied on. Our government is very dedicated, so don’t say that you don’t need to say anything! This is the decree!”
Under the notice, the officers and soldiers were alerted inside and outside. The bodyguards and friends of the Royal Bank began to push out the silver out of the car, stacking boxes of boxes at the door of the store, opening the boxes at one go. The white silver mountain was shocking. Most of the people present had never seen what a thousand taels of silver bills looked like. The passbooks and silver bills in their hands were the largest ones, the 100 taels and 50 taels, the most of them were ten taels, five taels, and one taels. Therefore, seeing so many silver bills, most of them were worried.
The bank counter also moved to the street, and the guys immediately started to exchange silver. After some individual customers of 180 taels, a big customer finally came. Boss Zhu, who runs a spice shop on this street, asked to exchange it with a stack of silver notes. Even if more than a thousand taels were removed, there were still more than one thousand taels.
The guys carried a basket and piled up silver. Twenty big ingots were piled into three rows, all of which were newly released official seals with white light and dazzling light.
"Sir," the teller stood up behind the square table and said politely: "The cash you want is here, please count it."
"It's clear at a glance, it's definitely not bad." Boss Zhu felt very embarrassed: "How can I get so much money?" A basket of silver costs more than 60 kilograms, and there is no place to collect or hide it. Do you really want to carry it home?
"According to the rules, it should be sent to the mansion. However, there are many people who exchanged the silver notes today, so I really can't get anyone out. I'm sorry!" The teller bowed repeatedly.
"So much money is left at home, why don't you recruit thieves?" Boss Zhu was in trouble again and muttered there.
"Don't be too slow." The customer behind him urged: "If you repay the silver, you can leave, but others will still have to repay it.
This urging made Boss Zhu make up his mind: "I won't repay this money."
"I'm sorry, I'm sorry!" The teller was overjoyed and said apologetically: "When I'm free tomorrow, I'll use a lot of cash to use. My store will deliver it directly to the mansion." He said, and handed over the passbook and said: "This is your copy, please pack it."
Boss Zhu left, reminded many people, yes, wouldn’t it be a thief to put so much money at home? How can there be a bank to be at ease? This time, most people dispersed, and no one expressed objection to the limit of only one thousand taels, but some people asked to establish a document to ensure that it would be corrected in the future. Now the bank only wants to pass the current situation, so they naturally agreed.
However, there are still many small investors who want to cash out the bank than usual. Royal Bank is not afraid, and he wants to take the opportunity to regain some reputation, so he pays as required. Instead, many depositors who have cashed out the bank will return to save money. After all, everyone is used to using silver notes, and it is really inconvenient to have heavy silver in their pockets.
The huge wind was so dangerous that Lu Kun was very satisfied, and Wang Chongyi was also very satisfied. He called a banquet that night and held a celebration banquet in the store.
That night, Wang Chongyi rested in the branch's room. After a night of hangover, he was woken up by Zhang Sixiao.
Rubbing his sleepy eyes, he saw a pale face and a newspaper with the fragrance of ink: "The chief shopkeeper, a storm is coming..."
Chapter completed!