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1724 spoiler (1)(1/2)

I have opened a new book: Global Apocalypse: My house can be upgraded. Brothers, please help me collect it and give me some recommendations!

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Speaking of Sunshine Hospital in recent years, it has basically become a god.

Although it is not a kilometer-level hospital, there are great masters like He Fangzhou who settled down and took charge.

This hospital is no longer famous in the medical field.

At the earliest, this hospital was just a private hospital famous for its burn and scald specialty, as well as medical beauty and plastic surgery.

But now with the construction of new organs and the addition of transplant specialties, as well as the addition of ophthalmology and dentistry.

This hospital has gradually become a brand new type of comprehensive Daxing hospital.

Moreover, because he has treated many celebrities from home and abroad, he has even brought back many helpless patients in other hospitals from the brink of death.

This made this hospital famous in the country.

Together with Harmonious Hospital in Beijing, it has become a well-known goalkeeper hospital in China.

The outside world even had a metaphor for them, that is, if the King of Hell wants you to go through the third update, harmony can keep you until the fifth update.

But Sunshine Hospital can renew and recharge you for one day...

That's right, it's just that awesome.

So the current Sunshine Hospital has become another business card of Bincheng.

Even many foreign tycoons buy houses and land in Bincheng, and donate money to Sunshine Hospital and Bincheng Medical University every year.

Nothing else, just for if there is another day when they need treatment.

You can take the priority green channel without having to queule with ordinary people.

There is no way, who makes Sunshine Hospital famous now?

Nowadays, not only are there many families with conditions in China, but if a family member encounters a major disease, he will choose Sunshine Hospital first.

Even some middle-class families abroad choose to go to Sunshine Hospital for treatment.

This is also a major reason why the insurance business launched by Sunshine Hospital has been popular on the market in recent years.

Even recently, Xiao Feng and Guan Zhenhai have been discussing whether to separate their insurance business and do it separately.

After all, this business is really hot.

To be honest, this insurance business was originally targeted at the group's employees.

That is to sell it to the famous chef group and the employees of the Ninth Laboratory.

But later, as this business became more and more popular, many families were even willing to automatically renew their insurance plans every year.

Therefore, the insurance coverage area has been expanded repeatedly, and from the beginning it is only aimed at the employees of our company.

Later, the employees' families could be covered, and then they began to lean towards some related units.

For example, some supervisory units, and later some upstream and downstream units of the supply chain took the initiative to contact them and were willing to join in.

Later, I simply tried to open up to the society.

Unexpectedly, this insurance plan became very popular once it was launched.

Although their insurance policies are not low, they are really popular.

Because the insurance plan of Sunshine Hospital is different from the insurance plan of any domestic insurance company.

Other domestic insurance companies are betting that you are illiterate and will make the contract very complicated.

Then some overbearing terms were secretly added to the contract terms, and many consumers didn't understand it at all, so if something really happened in the end.

When you go to an insurance company, you often get two answers, and you don’t accompany this or that.

Moreover, the operating model of domestic insurance companies has long been announced online.

Twenty percent of the profit per year is used for operations, advertising, and then 20 percent pay employees, and then 10 percent as real compensation. The remaining 50 percent is total profit.

Foreign insurance companies take out 70% of the compensation, 15% pay to employees and 5% to operate, and 10% to remain as the company's net profit.

This is already a very high profit level.

From these two aspects, we can see the gap between our domestic insurance companies and other domestic insurance companies.

The insurance plan launched by Sunshine Hospital is completely different from the insurance companies in China.

There are not so many routines at all, only medical insurance.

One is the medical insurance purchased separately every year, and the cost is not low. Before taking out insurance every year, you must go to the designated physical examination center for a comprehensive physical examination.

This is responsible to both parties. Unlike many domestic insurance companies, they will not ask you to do any physical examination if you take out insurance.

Anyway, it’s all about collecting money, but once you have any health problems, you will ask them to pay.

They will retrieve your medical records, even if they were transferred out a few years ago, and then they will say that you have any health problems.

When taking out insurance, you deliberately conceal and refuse to report it, and then you will refuse to pay compensation.

It's just a routine to play.

To put it bluntly, it is no different from cheating money.

They are just being gangsters. If you want to sue them, the gangster legal team they prepared should be on the stage.

This has led to the domestic insurance reputation becoming increasingly bad.

It has even completely deviated from the industry ethics and original purpose of the insurance industry itself, and has even become a cesspool that hides dirt and dirt.

The medical insurance launched by Sunshine Hospital does not have so many routines at all.

First of all, if you take out insurance, you have to go for a physical examination. Anyway, they have launched their own self-service physical examination center.

It doesn’t cost much to do a simple physical examination. It is both responsible to the insurer and the insurer.

If you find a hidden disease, your physical condition will also be evaluated.

If it is a chronic disease, they will not refuse and will rate the patient's physical condition.

As long as you are within the security level, you can apply for insurance, but the premium price is just a little higher.

Only those that exceed the security level will not be issued for insurance.

Of course, as long as you meet the conditions for their insurance, pay the fee and the contract is signed, the insurance of the family will take effect immediately.

In other words, if you sign insurance today and you get sick tomorrow, you can ask them to reimburse them.

In contrast, other domestic insurance companies have many special operations on medical insurance they buy every year.

You bought it and it will take effect three months later. It is called "I'm afraid you will cheat your insurance."

But in fact it is equivalent to nine months of insurance... but the one-year premium is paid.

What is this not a hooligan?

And once you are really sick, you will lose your nose when you are reimbursed.

This is not guaranteed, and that is not guaranteed. Anyway, even if you are reimbursed in the end, you can only reimburse the pitiful amount.

And the medical insurance of Sunshine Hospital is not like that at all.

As long as you have a physical examination as required, pass the assessment and sign up for insurance.

I signed it today, even if you get sick tomorrow, I will reimburse you.

And there will definitely be no situation where this or that or that or not.

As long as you pass the review initially, after reporting insurance in the later stage and passing the investigation, there is no insurance fraud, others will reimburse you.

And the reimbursement rate is very high.

Unlike many domestic insurance companies, they have signed good contracts, but they have added several long attachments to the back.

Some special drugs will be secretly written into the list and listed as prohibited compensation.

But for patients with some diseases, these drugs are their life-saving drugs.

If they don’t pay for insurance and buy it by themselves, they can’t afford it even if they lose everything!

So some insurance companies are more likely to be companies that seek money and kill money than insurance companies.

When Xiao Feng heard people talk about the bad deeds of these insurance companies, he was so angry that he gritted his teeth.

These grandchildren have completely forgotten the meaning of the word insurance, and have even forgotten the original intention of establishing an insurance company.

The original intention of establishing insurance companies in any country in the world is to ensure the safety of others' personal property.

Although the agreement signed with the insured does have the gambling element.

But what they bet is that you are lucky, healthy, and have good company operations, and nothing unexpected happens.

But the insurance company here is betting that you are illiterate.

When an insurance company ultimately aims to make profits, the insurance company has completely changed its temper.

He is no longer an insurance company...
To be continued...
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