"If they really can't lower interest rates, can you really go overseas to raise money?"

Xiao Feng looked at the letter in his hand and asked Xia Hongtao with a smile, while Xia Hongtao nodded seriously.

"Mr. Xiao, please rest assured that if they don't lower the interest rate, I can really find us financing from other ways."

Speaking of this, Xia Hongtao, who has been involved in finance all year round, is really confident. He has been in Pengcheng's financial circle for many years, and his path is quite wild.

Pengcheng is a place where it is very easy to get access to a large amount of hot money from Hong Kong, Macao, Taiwan, and Southeast Asia, but the interest rate on this money is relatively high.

If you take the formal route, you usually go to the bond market in Hong Kong or Singapore to issue bonds. He has also done this.

However, it is more difficult for ordinary companies to issue bonds overseas. It is not that foreign capital does not approve of Chinese companies issuing bonds overseas, but there is a prerequisite, that is, they must have an export bank or the China Development Bank.

letter of guarantee.

With this guarantee guarantee, those foreign sellers will basically not take a closer look at what is in your asset package. Anyway, with those two companies taking care of everything, they have nothing to fear?

These two banks are equivalent to the country's credit guarantee overseas, so they have very high ratings and are highly recognized by foreigners.

Generally, they prefer long-term investments and mainly seek stability from foreign national sovereign funds or pension funds. They most like investment banks and targets guaranteed by the China Development Bank.

Xia Hongtao knew a boss before, and he had a good relationship with the boss of Pengcheng Export Bank. The letter of guarantee from that bank was just like a fake. With the letter of guarantee, the boss could often get low-cost funds in Singapore.

Especially the sovereign funds and pension funds of several Western European countries can generally lend you money for up to twenty years, and the interest rates are as low as a few percent, and some are even less than one percent.

.

The main purpose of those funds is not to make money, but to seek stability and no risk.

Of course, your asset package must be beautiful, and it should preferably include some projects invested by the government, such as Western Europeans and even Americans.

When such funds are brought into the country, they can be turned over to 8 or so as soon as they are resold, and can even be released at an interest rate of 11 to 12, and the maximum term is only three years. After three years, the funds will be recovered and the funds will continue to be released.

After twenty years, you can make double the profit. This is how big capital players play.

Xia Hongtao had personally participated in it before, that's why he was so confident in front of Xiao Feng, and Xiao Feng felt relieved after hearing what he said.

"Don't worry, Mr. Xiao doesn't have to wait until tomorrow. These banks will call you in the afternoon and arrange to meet you."

Xia Hongtao has seen so many tricks of financial institutions that he is even familiar with them, which is why he is so confident.

Sure enough, Xiao Feng's phone rang before the two's car arrived at the flagship store made by the famous chef. He took it over and saw that it was indeed the boss of X Bank who was calling. The two looked at each other and smiled...

Because of Xia Hongtao's help, dealing with these financial institutions was very smooth. He personally selected five financial institutions. The interest rates of these institutions were very low, which was basically in line with Xia Hongtao's expectations.

In just one week, he finalized contracts with five institutions, as well as credit lines, loans, and repayment dates.

This also allowed Xiao Feng to fully realize his abilities. Of course, he could not complete so much work alone. He also had the participation of Katya and the cooperation of a group of finance department personnel whom Katja had previously trained.

Considering that the company would become a group in the future, Xiao Feng thought that Xia Hongtao should be assigned a dedicated team. After all, it was impossible for him to do many things by himself.

Xia Hongtao was also very satisfied with Xiao Feng's attention.

Xiao Feng has left the operation of Celebrity Chef Manufacturing to the hands of Zhou Jing, Xiao Lin and Tian Qing. Their job is not only to ensure the normal operation of the store, but also to inspect and supervise franchise stores nationwide, as well as advertising, marketing, and new combination packages.

R&D, etc.

Kajia has been frequently traveling between Daimen Island and the factory in Xingang District recently. On Daimen Island, his main job is to supervise the construction of the factory, and strive to complete the civil construction and debug the production line before winter.

Then we officially started bringing people to the island to start work.

In Xingang District, she and Shang Zhenye have recruited many new people into the factory and started training new employees, hoping that once the island factory is completed, these people can be brought to the island to officially start work.

There is no need for Xiao Feng to worry about the matters in the Ninth Laboratory. He Xiaojun is already very familiar with the control there.

Pierre and Laura Elmont from France are also in contact almost every day. They are more concerned about the launch of the ninth laboratory product than Xiao Feng, and are currently making intensive preparations.

It is estimated that the event will be held in a month or two.

All businesses were basically on the right track, so Xiao Feng focused his main attention on the acquisition of this building.

Guan Zhenhai has been calling him almost every day recently to ask how the funds are being prepared. The pressure on him is not small, and Mr. Zhang from the management committee is urging him every day.

The management committee has already discussed the matter of selling the building, and everyone has been persuaded by him. However, there has been no action on the part of the celebrity chef, so naturally he will be anxious.

That day Xia Hongtao came to Xiao Feng's office and directly placed five contracts in front of Xiao Feng.

"Mr. Xiao, everything has been negotiated with financial institutions, except Binhai Bank, which is our old relationship and our biggest supporter this time. I have selected five other financial institutions, three of which are large state-owned banks, mainly

Considering that these companies have strong backgrounds, it is difficult to offend them, and you need to have a good relationship with them. Moreover, the interest rate discounts they offer are quite strong. Take a look at these are their terms..."

Xia Hongtao began to explain to Xiao Feng the financial institutions he had chosen and the reasons for choosing them to cooperate. Xiao Feng was basically satisfied.

However, the other two non-bank financial institutions from the south made Xiao Feng a little confused.

"What's going on with these two funds?"

"Well, I have given full consideration to Mr. Xiao's choice of these two funds. There are big backers behind these two funds. They are the kind of predators I mentioned before that can obtain low-cost funds from overseas. So.

The cost of funds they provide us is very low, even lower than those of banks, and the repayment date and method are also more flexible. In addition, they are not as strict as banks in terms of collateral..."

Xia Hongtao spoke vaguely, but Xiao Feng basically understood that these two should be the legendary shadow banks.

Of course, it is different from ordinary shadow banks. Most of the ordinary shadow banks are inextricably linked to domestic banks. They all eat the leftovers of banks, and their funds mainly come from banks.

These two banks are the ones that can obtain funds from overseas, which is quite remarkable. They are definitely shadow banks with strong backgrounds.

"Okay, now that you've got it all done, let's sign the contract quickly and agree on the loan date. Then I can also give the approval to the management committee, and they will also press for it."

"Then let's leave it to today and tomorrow. Tell President Feng to borrow their conference room, and we will finish all these contracts there."

"Okay, let's do it."

President Feng was even more anxious than Xiao Feng, fearing that the project would change. When he heard that Xiao Feng had secured five financial institutions and planned to use their conference rooms to hold a signing ceremony, President Feng's Coke broke.

Not only did he agree immediately, he also said that Xiao Feng and the others didn't need to worry about the rest, he would take care of it.

Early the next morning, when Xiao Feng and Xia Hongtao rushed to the large conference room of Binhai Bank, the venue was already in full swing.

Representatives from several financial institutions also took their seats. Xiao Feng did not waste time and exchanged a few simple greetings. The team of lawyers next to him, who had spent over 100,000 yuan to hire for a day, began to check the contract.

After checking that the contract is correct, the signing process begins. The entire process only takes one morning to complete.

At noon, Xiao Feng hosted a banquet for various partners from financial institutions, and went straight to the management committee in the afternoon.

We have already contacted Mr. Zhang of the management committee earlier. As soon as the funds are in place, we will contact him immediately to finalize the contract for the sale of the building.

After the contract is finalized, the next step is the real estate transfer, because this is no ordinary real estate, and there are also tax issues involved.

Although I have previously approached an asset appraisal agency to do an asset appraisal for the building, before the transfer, the tax department will still ask the asset appraisal agency to do a simple appraisal, which involves tax payment and the production of a real estate certificate.

Therefore, it would take a few days to delay this aspect, but on the day the contract was signed, Xiao Feng transferred the first deposit to the intermediary account designated by both parties.

All that remains is to wait for the third-party agency to complete the inspection, and the tax department to give a deed tax quotation, and then you can transfer the ownership.

Of course, this tax bureau belongs to the Shanzhong District Local Taxation Bureau, so there is a lot to discuss here. For a four-billion-dollar building transaction, the tax alone can be turned over to tens of millions. This is a big deal for the Shanzhong District Local Taxation Bureau and the Management Committee.

A very impressive political achievement.

Therefore, there will definitely be appropriate discounts. Mr. Zhang has also hinted that when the price comes out, he will definitely help find a way, or give a discount, or adopt an installment payment method. In short, the company will not bear too much burden.

pressure.

As for those trivial matters, Xiao Feng left it to Xia Hongtao to deal with. At this time, he no longer cared about the dark sky outside, but insisted on fighting to the top of the Twin Towers!

Standing on the roof of the building, looking at the large square in front and the sea view in the distance, I felt filled with emotion. Now he had really become a big landowner!
Chapter completed!