,

They had a simple meal in the cafeteria at noon, and Tao Zhiliang and his party went straight to Dasu without delay. Fang Sheng and Huang Sheng accompanied him to the entrance of the expressway.

On the way back, He Chao whispered that Tao Shu had a good plan.

The secretary only said half of it, but Fang Sheng could hear the profound meaning: In contrast, Ren Dawei, Linhai, Gu Hua was a little petty. He went to Runze to inspect and deliberately did not leave for dinner. It should be noted that eating is also one of the jobs of the leader. What effect can you get when you embarrass Fang Sheng but praise Dou Xiaolong?

Later, the data also slapped the two leaders in the face, and Runze surpassed Linzhou in all aspects. Fang Sheng later really brought in a billion US dollars in investment, but only spent tens of millions in Linhai, and the rest were packed and brought to Baitie.

Tao Zhiliang - at least maintain a fair attitude on the scene. Although Fang Sheng and the province fought against each other in the early stage, how could Tao Zhiliang not hear the news? It is impossible for everything, and every attitude is what Shang Zhao means. Is there any factor in Tao Zhiliang?

But Tao Zhiliang maintained a kind and kind smile throughout the whole process. From handling Tan Rong and his brothers to the construction of the two bridges, as well as the industrial chain around the mountains, he said after hearing the rewards, "Comrade Fang Sheng did a good job."

During the meal, Tao Zhiliang also chatted with the accompanying staff and asked whether Lao Huang (Huang Sheng) had lost his blood sugar, He Chao's family situation, whether Deputy Secretary-General Xiong had bought a house in Longze, etc.; he also joked with Fang Sheng to strive for more projects from the Revitalization Leading Group. Yu Daoming and Fang Sheng's relationship was public, so it was nothing to say.

In short, the accompaniment throughout the morning made everyone feel very warm. They thought Tao Zhiliang was approachable and understanding, unlike receiving some leaders not only in physical strength, but more importantly, they were tired.

In a sense, the suicide of six members of the Tan family has greatly increased the vigilance of leaders and departments at all levels. Those who originally wanted to rest during the Spring Festival were mobilized one after another, and the care was kept sinking to the community for all-round defense. The economic problems of laid-off miners quickly became the focus of the current work.

On New Year's Eve, after Xiao Wu sent Tan Rong and his brother to Su Ruotong's dormitory, Fang Sheng didn't say a word to her until the Spring Festival passed.

On the one hand, I am busy, but on the other hand, there is no need to say much.

The same old saying is the bigger the official, the less he talks.

At the provincial and ministerial level, we will not express the true thoughts in our hearts very clearly, mainly relying on the parties' understanding. There are two benefits to doing this. One is to avoid risks. If there is a problem in the future, I will not say anything. It is because he (she) has a wrong understanding; the other is to leave room for space, and perhaps the parties have better ideas and can do things more satisfactorily.

As smart as Su Ruotong, he realized Fang Sheng's thoughts: he cultivated Tan Rong and Li Wei into talents to redeem his heart. That night he took out his clothes for Tan Rong, and the little girl looked tall and thin, and she looked just right in dress. He Chao called Li Wei's clothes, and soon more than ten sets were piled up at home.

When Tao Zhiliang was dressed in a decent manner, he asked in his husband. Fang Sheng saw it and secretly praised Su Ruotong for being careful.

On the sixth day of the Lunar New Year, Yu Tieya came to Baitie.

This decision was abrupt.

On the morning of the sixth day of the lunar month, Yu Daoming took his bag to the airport. When he met Yu Tieya in the yard, he asked casually that he hadn’t gone to work in Chaonan yet?

Yu Tieya was unrestrained in front of him, and said with a smile that there was any emergency matter in the Policy Research Office that needed to be in advance? Prepare to leave tomorrow afternoon, and the morning after tomorrow, or whatever.

Yu Daoming stopped after hearing this and asked again what are the arrangements today?

Yu Tieya said no, there are two parties but you can go or not.

Yu Daoming said decisively that since you have nothing to do, follow me to Huangshu and then go to Baitie to finalize your affairs!

ah!

Yu Tieya was stunned for a second, and then went to the airport with just a teacup.

At this time, Baitie had returned to its comprehensive and formal working state. Fang Sheng first presided over the enlarged meeting of the Municipal Standing Committee in the morning, and then continued to preside over the mayor's office meeting.

The opposition force of the Standing Committee was too strong: the last time the secret investigation was that Dai Jitian was involved in the mining area faction; the mining faction led by Huang Sheng has always been dissatisfied with Fang Sheng and was dissatisfied with all kinds of dissatisfaction; the two institutional factions are a little better, but they don’t like Fang Sheng’s strong style; Yang Hua, the only supporter, is weak and lacks grassroots experience, and sometimes she wants to help but can’t.

Fang Sheng's way to confrontation is to try to hold a minimum of the Standing Committee. As the mayor designated by the Administrative Committee to temporarily preside over the overall work, he cannot have the final say in the Standing Committee, but whether or not he can hold a Standing Committee can have the final say.

At the same time, the mayor's office is the main leader, that is, the mayor's office covers the *** Standing Committee.

Because Fang Sheng had played this trick in Yinxia, ​​his skillful and sophisticated skills made Huang Sheng and others sulk but helpless.

The topics discussed and researched by the mayor’s office today are very important, equivalent to the Baitie Finance Work Conference.

Before the Spring Festival, Fang Sheng had already gone crazy on many occasions, denounced Baitie's extremely abnormal financial system and capital market, and pointed out that the small loan companies under three major state-owned enterprises, including Tang Feng, seriously disrupted the financial order, hindered loans to support the real economy in disguise, increased the operating burden of enterprises, restricted the development of the private economy, etc.

The hat was buckled very much, which aroused the alertness of state-owned enterprise executives such as Chen Zexi.

After Fang Sheng’s parachuting Baitie encountered a battle in just a few months, Chen Zexi and other state-owned enterprise executives gradually figured out his trick, which was to start creating public opinion first, and you would like to hold on to all kinds of big hats; then launch a lightning attack under unexpected circumstances, leaving you with no way out and you can only submit.

And once you make up your mind to do something, it will be difficult for him to change his mind, and lobbying and pressure will only bring about more intense artillery fire.

Therefore, at the beginning of New Year's Day, many micro-loan companies under state-owned enterprises have reversed the "first quarter of the war" in previous years, and have overwhelmed publicity such as "a good start to loans", and gradually reduced their scale in an undercurrent, and transferred loan accounts to banks through loan transfers and other means. For example, Tang Feng has made plans to merge the micro-loan companies, and the total scale has been reduced to less than 60%.

Small loan companies have withdrawn in large numbers, but the Baitie Banking Industry has not made corresponding preparations.

Doing loan business is not as easy as the outside world imagines. There is a complete set of complex and complete processes: pre-loan investigation, review and approval during loans, and tracking after loans.

Pre-loan investigation includes the applicant's credit status, business conditions, compliance and legality of the purpose of the loan application, and loan guarantee status - and the relevant situation of the guarantor must also be investigated.

Loan investigation must be conducted on site with two people; loan review and approval; loan issuance must be clearly divided into different links, and multiple positions are not allowed for one person, and operation and penetration are not allowed.

Such a series of job settings and job supervision and equipment involves more than ten positions in seven or eight departments, including loan front desk, credit management, credit management, risk control, post-loan investigation, etc.

More importantly, the number of personnel required to handle ten loans and one hundred loans a day increases in geometric proportions, which poses more severe challenges to the cultivation of the account manager team.

The same loan business is skillful and has a thorough understanding of rules and regulations. If you encounter a novice or don’t pay attention to learning, you will call your colleagues and say “sorry, please sign again”. Sometimes you are stuck in the system and return it. Sometimes you may not succeed if you toss for a long time.

A large number of loan accounts flocked to various bank outlets, and for a while it was overcrowded.

Outside - 80% of state-owned enterprises are fanning the flames, and are talking about "state advancement, private retreat", implying that Fang Sheng suppresses booming financial companies and uses policies to cultivate and strengthen the state-owned banking market.

To be fair, Fang Sheng is not afraid of this hat, but he also has to consider a reality, that is, will Baitie and other state-owned banks be A Dou who cannot be helped?

If the market is opened, if state-owned banks can't afford it, wouldn't it be cheap that private lending or even usury that has caused trouble?

The topic of the Mayor's Office is: to promote local financial development, increase capital and expand shares to form a Hundred-Taiwan Bank.

The special urban origin of Baitie makes the area without rural credit cooperatives, and the special financial environment determines that the number of urban credit cooperatives is not large. The leaders of the People's Bank of China can directly arrange their relatives to micro-loan companies under state-owned enterprises. The salary is higher than that of urban credit cooperatives, so why not do it?

Therefore, Baitie City Commercial Bank, which was established ten years ago, has little influence. Every time, the comprehensive ranking of each bank in the city is the lowest, only higher than some smaller village banks.

Fang Sheng’s idea is to work a two-pronged approach to strengthen the strength of Baiticheng Commercial Bank. First, increase capital and expand shares to consolidate the financial resources; second, mergers and expansion, and add outlets at the municipal and county levels to quickly absorb the increasingly overflowing capital demand.

At the same time, it caused strategic investors to start listing plans. Because Kyoto has had policies to list small and medium-sized enterprises in the Central Plains and remote areas in recent years, and the ready-made preferential policies are not in vain. Fang Sheng really wanted to win listing indicators during his term of office.

Originally, the city leaders were not interested in developing city commercial banks, and thought it was similar to handing over the business to a small loan company under state-owned enterprises, but their eyes lit up after hearing Fang Sheng’s listing prospects!

If you buy hundreds of thousands or millions of original shares, you will make a fortune after listing, and at least you can increase by seven or eight times, and even twenty or thirty times!

What other tasks will you do? They are all millionaires and billionaires, and they will go home to retire.

In this way, on the morning of the sixth day of the Lunar New Year, the issue of the municipal finance increasing the shareholding ratio of urban commercial banks was unanimously approved, and the proposal of urban commercial banks to take out 20% of the shares as a strategic investment was agreed in principle. It was recommended that the Audit Bureau take the lead in auditing the annual report of urban commercial banks and asset verification before the first quarter, which is commonly known as clearing the property.

At the end of the meeting, Fang Sheng said something that made the smiles of all participants solidify on their faces:

"That... Comrade Jianhui will pay attention to it. From now on, the equity transaction and transfer of the city commercial bank will be temporarily frozen. I will notify you when it will be unfreezed."

Because Dong Jianhui drafted a plan to increase capital and expand shares in the city commercial bank in accordance with Fang Sheng’s request before the Spring Festival, he obtained 1.2 million internal shares through relevant channels in advance. He had made an appointment to complete the transfer procedures after the Spring Festival, and this was ruined!

For a moment, Dong Jianhui was so shocked that he opened his mouth and forgot to respond.

This is not a matter of time, but rather a attempt by Dong Jianhui and the participants to make huge profits using information asymmetry!

Without a listing plan, Baitiecheng Commercial Bank is just an unknown ugly duckling. The internal stocks are not valuable at most and will be paid dividends based on annual dividends. If the operating loss is not paid, the stock price will be around 1.2 yuan to 1.4 yuan.

If the news of the listing is spread, internal stocks will easily rise to 2 yuan, 3 yuan or even more. Taking Dong Jianhui's 1.2 million internal stocks as an example, it will reduce profit by two or three times!
Chapter completed!