Chapter 1. On-site Deposit
Yu Shengnong worked hard to preside over the measures that he had been taking over for several hours and was rejected, his face drooped and he didn't say a word.
Ouyang Town plucked up his courage and said: "President Fang Shen, from the bottom of his heart, we hope that the bank's business outlets will open normally, but by last night, the cash transferred by banks from provincial banks was less than 1 billion yuan - of course, in terms of the total amount, it is generally only at the peak of the Spring Festival that there will be about 1 billion yuan in cash a day, but according to the current situation, we estimate that it can only last for three hours at most..."
"One billion is too little," Fang Sheng said without any doubt, "I will notify the Provincial People's Bank of China immediately. The provincial commercial banks will make up funds overnight. It is necessary to ensure that another one billion is raised before dawn! An additional five hundred million will be added before noon tomorrow!"
Chen Zhihua said without blinking: "Okay, agree with Comrade Fang Sheng's opinion!"
Fang Sheng said: "What are we afraid of with 2.5 billion in hand? All bank branches will open at normal times tomorrow morning, and they will pay as much as they need to repay, cash for cash, and cancel the large-scale cash appointment system for savings deposits. We must reassure the people and make the people feel at ease! As long as we support tomorrow, the central bank's reinforcement will definitely be in place the day after tomorrow. At that time, there will be a steady stream of ammunition to be replenished. What are the comrades afraid of?"
"But Chief Fang Shen, the provincial bank is not only worried about northern Shanxi, but also considering the overall stability of the province's financial order!" Yu Shengnong finally came to his senses. "As Secretary Chen, Chief Fang Shen said, many people have driven to Jinzhong by themselves at night, and the northwest Shanxi area is preparing to repay at the bank tomorrow morning, so the provincial bank must reserve some cash in hand to prevent the bank runs from happening in different degrees in various places."
As soon as this statement came out, the provincial banking and insurance supervision leaders were relieved and felt that Yu Shengnong had spoken for him.
"When the bank run is fully blooming, no place can be prevented!" Fang Sheng said unmoved, "North Jin Dynasty is the epicenter of the bank run. We must use strong medicine to achieve results as soon as possible. The rumors of banks' lack of money will be self-defeating. Otherwise, we will never be able to get rid of negative rumors."
"The problem is that some people in northern Shanxi have gone to nearby cities, counties and even provincial capitals. The impact of the run after opening the door tomorrow morning is objective." Yu Shengnong still insists on his point of view.
Fang Sheng said: "Because Secretary Chen made decisive decisions and proper measures, the rumors and runs in northern Shanxi should not have spread out. It is impossible to cause trouble by relying solely on the separation of hundreds or thousands of people. Therefore, in the western Shanxi province, all business outlets can be postponed to open half an hour to one hour tomorrow morning. Strict restrictions on large amounts of cash payments can be imposed, and business can be closed early and suspended... In short, we must concentrate our troops to fight and annihilate wars. As long as we take down northern Shanxi, restore financial order and maintain peace of mind in the people, other areas are not a problem at all!"
"If you are not afraid of ten thousand, just be afraid of one. The leaders of the provincial bank are also safe..." Yu Shengnong was not convinced.
Chen Zhihua listened and weighed the pros and cons, and quickly formed his own judgment: "Don't look forward and fear this and that at this time, I support Fang Shenchang's idea of collectively superior troops fighting annihilation war. In any case, the bank run in northern Shanxi cannot be delayed, and it must be won at lightning speed!"
"Abide by Secretary Chen and Chief Fang Shen's order, I will notify the treasury immediately. Commercial banks in various provinces will organize emergency personnel operations overnight to ensure that the cash is delivered to northern Shanxi before the morning business hours!"
Facing the Secretary of the Shen Party Committee, President Shen unified his opinions, and the President of the Provincial People's Bank of China was unambiguous at the critical moment.
Unexpectedly, Fang Sheng had something to say:
"About how to transfer funds and how to deal with business outlets in the morning, we must carry out targeted publicity, mobilization and comfort work. It is not about being foolish, but rather flexible tactics, and not just passively to deal with them, following the rumors, so we can run away without satisfactory results."
He Ya finally took the opportunity to speak and said, "Report to Secretary Chen and Chang Fang Shen, the city has launched grid operations since last night, and the responsibility is implemented in the community. First, every three people come to the door to explain door-to-door; second, arrange propaganda vehicles to broadcast in the bank business outlets; third, mobilize the majority of civil servants, and party members and cadres to spread positive energy in the circle and between relatives and friends, especially those who are queuing up, so as to persuade them as much as possible, and reduce the negative impact as much as possible."
It sounds very reasonable. As the official of *** City, that's all that can be done?
Fang Sheng shook his head dissatisfiedly: "No ten thousand empty words can match a fact. The people are very real. They only believe what they see with their eyes, and ignore everything else if you say it."
"Just believe in the eyes..."
After Fang Sheng said this, the leaders present were all stagnant and stared at the clever and wise new Shen Chang; Chen Zhihua had some understanding, but he did not grasp the key points for a while.
He Ya was so happy that he simply said: "We have been discussing for a long time and can't come up with a better plan. Please give Fang Shen instructions."
Fang Sheng said: "To regain the trust of the people, we have to start from the bank's perspective. I suggest taking three measures when opening in the morning..."
To put it, it was amazing that the leaders present, except for Chen Zhihua and other provincial members, all took out their notebooks and stood up to record.
"First, all business outlets are piled on the table, especially the 100-yuan bills are piled into conspicuous places, so that the people can see that the bank has money and a lot of money, and no matter how much they repay it, they can afford it!"
Fang Sheng said with a smile. After he said that Chen Zhihua was a little laughing, as if he was a little funny, but he thought it was indeed the case. After all, wasn’t it just a shortage of money?
"The second is that the vaults will send each business outlet one time in the afternoon. The amount should not be too large. The key is to transport it in front of the people who are queuing up and running the business, and to imply that the bank is very rich and endless. You can pay as much as you want. It doesn't matter if you open it and repay it. It is in line with the first point. Of course, banks should pay attention to safety. Guns are not decorations when escorting in armed manner!"
Fang Sheng continued, "### Third, at night, the city's propaganda department should start to make news, think about the topic, strengthen business style construction, support enterprise development, and strictly enforce rules and regulations. The focus is to put the camera in the vaults of various banks, and repeatedly stay on the pile of cash, and repeatedly play the scene of the money counting machine. Focus on the moment when armed escort personnel carry the money bag on and off the car. The news is broadcast repeatedly, early, mid-night, and evening!"
Chen Zhihua said: "Time is a bit rushed, but the publicity department should take action immediately to produce high-quality products with quality and quantity."
"Fourth point, all employees mobilize, and the leaders take the lead. What are you doing? Deposit in the bank!" Fang Sheng said, "In the morning, we should set an example. We rushed to the North Industrial and Commercial Bank Savings Station on the start of the bank run. Each person deposited 8,000 yuan to establish confidence for the people - I know that you don't bring money like me. If you have nothing to do, go to the *** to apply for IOU first and write an IOU to return and remittance. I know that deposits under the camera have the elements of show, but now we must show them, showing confidence in the bank. I think cadres and employees of municipal, district, county-level government agencies and public institutions must actively participate. Deposits are not donations, so what are you afraid of when putting them in the bank? What do you think?"
Chen Zhihua said: "I deposit 50,000 - mainly because I pay my salary card to my lover, otherwise I can save more."
Fang Sheng smiled and said, "It means that these 50,000 are small treasurys."
"This time, when the news is broadcast, the small treasury will be included in the big treasury," Chen Zhihua asked with a smile, "How much does Fang Shen save for a long time?"
"According to Secretary Chen's standards, 50,000 yuan is stored for half a year, which is also a small treasury." Fang Sheng said with a smile.
The two party officials sang together, and the leaders of other provinces could not retreat, Yu Shengnong said:
"Let's do this, the provincial government will set an example at various business outlets in the city. The deposit amount is 50,000 yuan, and the deposit period is half a year. The provincial government and municipal comrades slightly reduce or equal amount on this basis, and in principle it will not be less than 10,000 yuan."
Chang Huaisu, who arrived later, added: "In order to ensure that deposit customers handle business in a timely manner, business outlets with conditions must open deposit counters, so that they can also drive popularity indirectly."
In this way, with Fang Sheng's guidance, everyone gathered ideas and made suggestions, and formed a relatively complete emergency plan at 4 a.m.
At six o'clock in the morning, the armored vehicles from the provincial capital arrived at the vaults of various banks one by one.
At 7 o'clock in the morning, the armored vehicles of banks in northern Shanxi departed on the prescribed route to deliver payment bags along the way, and the cash allocated was eight to ten times the usual collection and payment.
At 8 o'clock in the morning, Chen Zhihua, Fang Sheng and other provincial leaders appeared at the door of the ICBC Savings Station in the North of the Street with a smile on their faces.
Leaders have some considerations about "cordial communication" with the people at bank outlets. First, they cannot ask "whether you save money or pay", and they are all vaguely replaced by "handling business"; second, they cannot ask "how much does this certificate of deposit cost in your hand?" or "how much does it cost in your envelope", which is even more fatal, and it is related to privacy.
I can only ask whether the people are satisfied with the banking services, what business types they hope to add, etc.
When he learned about the arrival of provincial leaders, the ICBC Savings Station in Jiebei opened a green deposit channel as required by the city, so naturally, Chen Zhihua was the first to go forward to save 50,000 yuan.
Although the provincial leaders greeted the people and greeted them during the waiting period, they were always a little arrogant. At this time, Fang Sheng's down-to-earth side was reflected again.
He came to the team and asked about his age, and then how old the child was. He talked about the weather, prices, transportation, etc. After Chen Zhihua finished his business, he waved his hand and smiled:
"I'm going to talk about this first. I want to deposit money. I'm afraid it's the opposite of our people. But this time, I sincerely hope that the majority will obey the minority and hope that our people will follow the party."
There was a burst of laughter inside and outside the business hall, and someone in the team shouted:
"Okay, I heard from Fang Shen. If I don't join in the fun here, I have to repay it!"
"Me too!"
"Me too……"
Sure enough, people kept withdrawing from the team. Everyone watched the provincial leaders line up with envelopes to save money, and then saw bundles of hundred-dollar bills piled up in the counter, and indeed they became suspicious of the rumors they had heard before.
Chapter completed!