To be honest, the leaders of the credit cooperatives attending the meeting were all surprised. Because the deposit business is only the most basic part of all the bank's businesses, the deposit business is not profitable, but on the contrary, interest must be paid. Banks rely on loan business, summary settlement, especially large settlement, funds, financial management, etc. to make money.

Bai Yu suspended all his money-making business at once. Didn’t he force the financial service company to go bankrupt?

The venue was suddenly filled with gunpowder.

Looking at Chen Dian's finger, Bai Yu said slowly:

"First, in formal occasions, we should respectfully call it "Director Bai" or "Comrade Bai Yu"; second, it is not up to you, Comrade Chen Dian, whether you can do this or not. The Financial Bureau has the right to supervise and manage the business of local financial institutions and make market access adjustments based on actual conditions; third, everyone is sitting in the venue, why does Comrade Chen Dian stand and speak?"

Chen Dian was beaten and sat down with a heavy army, but still said with his head in his mouth:

"I admit that there were indeed flaws in the early operation of the financial service company, but everyone here knows the reason. Trust and investment companies are the controlling shareholders. Can we stop doing what they require? Now that the money has been taken away by others, the pressure has been transferred to the financial service company, and they have fallen to the point of being entrusted by others. Why don't the white bureau let us go?"

"Your misconceptions directly lead to serious violations!"

Bai Yu said bluntly, "State-owned commercial banks are state-controlled. According to your opinion, local governments can ask them to lend illegally? The controlling shareholder and the enterprise are only in the ownership relationship, and cannot transcend the law or the regulatory red line!"

Chen Dian said: "Ma*** instructed us to be stable, stabilize employees' emotions, stabilize customer groups and stabilize corporate reputation. The suspension of all business by the Financial Bureau is contrary to Ma***'s instructions, which will only make financial services companies more and more chaotic!"

"In essence, the decision of the Financial Bureau is in line with the instructions of Ma***, and there is no violation," Bai Yu said. "Why suspend loans and summary business? Because the financial service company has weak risk awareness from managers to operators, is unfamiliar with rules and regulations, and all prevention and control and supervision links are useless. Before fundamentally solving this problem, in order to avoid similar phenomena occur again, related business must be suspended!"

Speaking of this, Bai Yu looked around and said, "For example, if a restaurant catches fire, can you continue to operate as if nothing happened? You must suspend business and rectify it! Shopping malls and supermarkets use inferior products as good ones, sell counterfeit goods, and order rectification and fines. In serious cases, the license must be revoked. Why can financial services companies be exceptions? You have to ask me that the trouble is caused by the trust investment company, why not deal with it? Of course, it must be handled, but what to do must be decided after careful research by the Financial Bureau, instead of involving trust investment companies when investigating and punishing you, don't confuse it!"

"So, when will the financial service company resume loan aggregation business?" Chen Dian asked.

Bai Yu was not angry by his aggressive tone and continued: "This is what I want to emphasize today to convene a comrades to hold a meeting. We must strengthen our learning. What should we learn? Learn risks, learn policies, learn laws, learn rules, learn business, and learn operations! Only by learning and learning thoroughly can we become a qualified financial system employee, who is qualified and capable of engaging in risk business! So starting from today, the Financial Bureau will teach the financial service company one-month risk and business training, and senior experts from our bureau and the Credit Union are responsible for teaching. Everyone here cannot participate in the training. The front-line operators will take turns to attend classes in two shifts. The training will be organized. Those who pass the exam will be certified to take the job; those who fail the exam will have two opportunities to make up for the exam..."

Now Yuqian Group has come to the door to express its intention to invest in Yulu Commercial Center. Doesn’t this mean that it is a default responsibility for Tian Guimin’s abscond payment and compensation for Shanglin?

It's like the sun hitting the west!

Ji Hui avoided face, Miao Wenjun and Ma Baiju personally received Vice President Zhang. However, Vice President Zhang's first words were:

"Is Director Bai here? The chairman asked Director Bai to personally check the 200 million checks."

"I'll call and ask Director Bai to come right away."

This is the case for Ma Baiju, you are not afraid of being slapped in the face.

Bai Yu knew about this early, and also knew that now the Yuqian Group only recognizes itself and sits in the office while drinking tea while waiting.

After receiving a call from Ma Baiju, Bai Yu deliberately delayed it for five minutes before pretending to be in a hurry to come to the reception room. He didn't touch the check and glanced lightly:

"Please go to the ICBC to record the account, and then transfer it to the Yulu Commercial Center project special user, which is for special funds. Shang Lin will never move the money elsewhere. Please rest assured by President Zhang."

Miao Wenjun was secretly amused by blocking Ma Baiju's idea of ​​withdrawing the money from the trust investment company.

Vice President Zhang repeatedly said: "The money is in Shanglin, and the arrangements of the Bureau of Bai, Yuqian Group cooperates with great sincerity."

What is this?

Moscow doesn’t believe in tears, and at this moment Ma Baiju doesn’t believe in ears!

Or Vice President Zhang? Compared with the arrogant arrogance that was arrogant and arrogant last year, she did not take Shang Lin seriously at all, she was simply... like Vice President Zhang's grandson.

Bai Yu smiled and said, "Shang Lin will promptly and decisively rectify and clean up the organizational framework of trust investment companies and financial services companies according to what Chairman Qian negotiated with me last time, straighten out the relationship, improve the regulatory system, and jointly promote the construction and development of the Yulu Commercial Center project."

Vice President Zhang was puzzled by what Bai Yu said; Vice President Zhang didn't know what Bai Yu talked about with Qian Guan.

But before coming, Qian Guan took special care of him, "You promise what Director Bai said," so Vice President Zhang nodded repeatedly and said yes.

After completing the formalities, Vice President Zhang was unintentionally delayed and left the specific staff to handle the capital injection and other procedures to return to the provincial capital first.

Ma Baiju then took the time to ask Qian Guan why he was concerned about the organizational framework of Shanglin and Lin financial institutions?

Bai Yu said seriously that Tian Guimin's absconding incident caused a lot to Yuqian Group. Recently, Qian Guan is cleaning up and rectifying the internal organizational framework and processes of the group to prevent similar incidents from happening again. During the last negotiation, Qian Guan also expressed concern about the loopholes within the trust investment company and financial service company, implying that if the thorough regulation and cleaning is not carried out, it is placed under strict and meticulous supervision, Yuqian Group dares not add investment in Yuli Commercial Center.

What is the total investment expected? Miao Wenjun asked deliberately.

Bai Yu said in a flash that Chairman Qian’s meaning is still based on the investment environment, I think the space is relatively large.

Ma Baiju said "oh" and said seriously that the financial service company has been included in the credit cooperative system. The remaining problem is trust investment companies, right? It is important to make a practical rectification and strictly supervise according to the requirements of Yuqian Group. Withdraw what should be withdrawn, and withdraw what should be divided. Standardized and orderly distribution and operation are the ways to develop.

Miao Wenjun gave Bai Yu a thumbs up indifferently on the surface:
Chapter completed!