Chapter 110 Entrusted Financial Management
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When they returned to Santan Town, Zhu Zhengyang had dinner together and said that they would introduce a hardcore friend named Mu Yuqiu. The two of them had been in the same class from kindergarten to high school, and they talked about everything. Their relationship was deeper than their wife.
Fang Sheng heard it inappropriately and said vigilantly: "No matter how good you two are, it's my business? Don't tell me honestly, don't go, go back to the dormitory to accompany Yaoyao."
Zhu Zhengyang tried his best to hold him back and said with a slutty smile: "To be honest, I really can't do anything about it. After graduation, he followed him to open a coal mine in Jinxi Province and made a lot of money..."
Fang Sheng suddenly remembered: "Oh, you mean the most famous Mu Baiwan in the Huanghai!"
"Mu Baiwan is still his nickname in the 1980s. Twenty years have passed. Think about how much did his father and son earn?" Zhu Zhengyang looked envious. "Last year, he found out that he had kidney problems - probably dealing with coal mines for a long time is considered an occupational disease. In addition, the country is gradually shrinking small and medium-sized coal mines. They don't want to continue working. They have sold most of the industries in more than a year, but..."
"Oh, I understand!" Fang Sheng's face darkened, "He has too much money to spend. If you discuss investment channels with you, you will betray Yaoyao!"
Zhu Zhengyang quickly shook his hand: "No, no!"
Fang Sheng turned around and left. Zhu Zhengyang stopped him and said with a bitter face: "I was too entangled. He wanted to set up a construction company to do the coastal tourism belt construction project. I said that as long as Zhu Zhengyang is responsible for this work, you don't even think about making scraps. Then he kept entangled... I thought about it, the stock itself needs capital flow, and the larger the scale, the higher the profit, but he is the master who is worried about more money. If introduced to his younger brother and sister, it might be a win-win..."
It makes sense to think about it. Stocks are games made of money. The larger the amount of funds, the more you have the right to speak. Moreover, with Zhao Yaoyao's actual trading experience in Hong Kong, it should be fine to operate large funds.
Then he said, "I will see him first and decide according to the situation."
The three of them found a private room in a nearby hotel. Although Mu Yuqiu's name is elegant, he is a generous and outgoing man. He first touched Fang Sheng three cups in a row and drank it up, and took the initiative to say:
"Zhengyang is timid. Actually, I am not a close friend to him, and there is no transfer of interests. What's wrong with doing some project? He refused. Oh, it's so pedantic."
Fang Sheng just laughed, Zhu Zhengyang said:
"If you become an official for a brother every day, you can't help but gain some money."
Mu Yuqiu pointed at him and said, "Secretary Fang, look, according to his words, I can't do business in the Huanghai?"
"Don't get stuck on you." Zhu Zhengyang sighed.
Fang Sheng suddenly said: "Zhengyang is indeed too cautious."
Mu Yuqiu Zhanyan smiled and said, "Secretary Fang supports me in the project?"
Fang Sheng said: "I honestly don't support you in the coastal tourism belt project. After all, Zhengyang is a direct leader, and he is suspected of being a plum tree in the melon field. Engineering is a sensitive topic. There are more and more cases in this regard, but business is a big concept. Are you not limited to engineering?"
"That's not the case. I mainly think that it takes a lot of money to do the project. I have no problem with this, and the money comes quickly and it's big, I like it."
Mu Yuqiu is straightforward and says whatever he wants. Fang Sheng is very satisfied with this.
"After the coastal tourist belt scenic spot is completed, it is necessary to attract investment. At that time, there were many opportunities to make money," Fang Sheng said while thinking, "for example, investing in shooting ranges, live-action games for forest tracking, family farms, beach recreation projects..."
He talked about more than ten investment projects in one breath, and Mu Yuqiu's eyes glowed and he said with a hurry: "I'll do it. As long as Secretary Fang thinks there is a profit, I will spend money in it and don't complain if I lose it!"
Mu Yuqiu has learned about Fang Sheng's growth from Zhu Zhengyang, and he knows that this young cadre has forward-looking vision and is very good at judging problems in terms of economy. If he returns to Huanghai to develop, Fang Sheng will be his undoubtedly backer.
Fang Sheng also said: "From the perspective of Huanghai County, with the development of coastal tourist belt scenic spots, the overall economic takeoff will be driven. At that time, the projects that make money are everywhere, I'm afraid that you will not have enough capital! Let's talk about housing prices first. In recent years, first-hand houses in Huanghai have always hovered around 900 per square meter, which is obviously at a low price compared with surrounding counties and cities. It is not that the housing market is sluggish and the people are not interested, but that there is a lack of hot spots in speculation. The current popular concepts have not been integrated into the construction of new communities, such as smart communities, lake view houses, and fully closed management.
Finely decorated rooms, etc., as long as the time is ripe, it will be a 20% increase, and it is no problem to thirty. Besides, Huang Hai is guarding the gold mine but does not know how to make a fortune. What are the characteristics of seafood restaurants, seafood buildings, and seafood stalls on the streets? The seafood consumer group should mainly focus on high-income, white-collar workers, they do not like dirty and messy environments, and they do not like to sit on the side of the road and eat in dust. They should create high-end, exquisite, luxurious and full-service hotels that can make them spend money like soil..."
Mu Yuqiu felt itchy when he heard this and said anxiously: "Secretary Fang just tell me, where can I invest my money now?"
"It was just a medium- and long-term plan, which sounds beautiful, but now you will lose a lot of money when investing rashly. The same thing is the case, you have to wait for the time to be ripe," Fang Sheng smiled, "What you have to do now is to register a series of companies, conduct market research secretly, and at the same time establish and improve relevant channels, and do what you say."
Mu Yuqiu blinked his eyes: "What should I do with the money in my hand?"
"I will invite my lover here later. You can talk to her directly about the specific matters. As for how to cooperate and whether it can be completed, I will not intervene and fully respect her opinions."
"Okay, okay! I respect Secretary Fang a cup, no, a pot!" Mu Yuqiu rubbed his hands with excitement.
After everyone made a cup of tea, Fang Sheng called Zhao Yaoyao. Her supper was an apple, half a banana and half a cup of milk. I heard that someone had negotiated to manage finance. She didn't put on makeup, tied up her ponytail, put on a lilac coat, and came over plain face to the sky. But in Mu Yuqiu's eyes, she looked like a fairy with orchid in the valley, and exclaimed:
"It turns out that he is a talented man and beautiful woman. He is a perfect match with Secretary Fang."
Fang Sheng smiled and said, "Get to the point, Zhengyang and I just drink tea and eat melon seeds."
Zhao Yaoyao was not polite and asked bluntly: "How much idle funds are there?"
"Well, that's right, because I'm going to invest 30 million first for the first time in cooperation."
"What are you expecting a yield?"
Mu Yuqiu was also very frank: "Currently, the bank's five-year deposit interest rate is over four points, and the financial products I bought reached seven points. I entrust you to make stocks, because it is inevitable to take risks. The returns I expect are fifteen to twenty percent."
Zhao Yaoyao thought for a moment: "Two choices, first, no guarantee guarantee, no cap on the income, there is a possibility of making ten points, maybe double, or lose money. Of course, I have a stop loss line, and I charge a handling fee for every transaction regardless of the profit or loss; second, the fixed income is 20% annualized, and I cannot reach the limit, and no matter how much the excess part is, it belongs to me, and there is no handling fee. Which one do you choose?"
Mu Yuqiu fell into deep thought.
Zhu Zhengyang looked at Fang Sheng with a smile, and Fang Sheng smiled but didn't say anything. He thought that Zhao Yaoyao was essentially similar to Ainia, that is, friendship belonged to friendship, business belonged to business, and the calculation of the accounts was unambiguous. It was not like himself and Zhu Zhengyang and others who had been in the officialdom for a long time, and were used to being at the top of the level in everything, and he spoke implicitly and liked to go around in circles, and was taboo to talk money in person.
On the contrary, Mu Yuqiu, who was born in business, likes such a concise and direct style, and calculates the accounts to the point of being clear, first a villain and then a gentleman.
"Can you understand this way?" Mu Yuqiu said cautiously, "According to the second plan, I will pay you 30 million. No matter what the market is like in a year, I will get a net profit of 6 million, without any fees?"
"Yes."
"Then I will choose this plan!" Mu Yuqiu made the final decision, "Sign an agreement tomorrow, and then transfer the money to your designated account one by one!"
Zhao Yaoyao shrugged, looking indifferent, and had no idea that he had just negotiated tens of millions of financial management commissions.
After returning to the dormitory, Fang Sheng felt unsure after all, and asked, "How sure?"
"I said 100% you don't believe it."
Fang Sheng smiled, kissed her on the forehead, and said, "You always scare me, and one day you will scare you into a heart attack."
She gently rubbed his chest a few times and said, "Actually, you have made a profit in the property you invested in in the provincial capital, that's safer."
"Which plan did Ainya choose?"
"The first type," she explained, "Aniya is an expert and knows my level, but she believes in my character more, so she chooses to invest in extreme intensity; Mu Yuqiu is very generous in the surface and is very good at calculating, so she would rather choose to invest in stable intensity."
"How much has Ainia invested, and what is the current profit?"
"One and a half million," Zhao Yaoyao opened the electronic ledger, "the book balance so far is 3.1 million."
He picked her up: "What a great wife, the income doubles! Come and go to bed to celebrate!"
Her face looked ashamed, biting her lip but she couldn't say anything. Regarding love, she was almost always poor at dealing with it, and she couldn't stand his endless tricks. Every time she always flashed in her mind when she was in college, Zhou Xiaorong often slipped back to the dormitory and fell asleep listlessly in the morning. Girls with sexual experience in the dormitory expressed envy, saying that her boyfriend was unlucky and could not fight for a long time. Zhou Xiaorong was always too lazy to even have the strength to speak, so she narrowed her eyes into a line, and turned over to continue sleeping.
Now Zhao Yaoyao finally experienced Zhou Xiaorong's feelings - he was so tired that he couldn't even move his fingers. He sat in front of the computer and looked at the K-line chart from time to time, and felt troublesome when he got up and poured tea.
Zhou Xiaorong showed that she thought it was natural to satisfy her husband's needs, but it is unknown whether every wife would be so tired.
"She was... obedient in the past?"
When Fang Sheng asked to try a new position that night, Zhao Yaoyao was already distracted and couldn't help asking.
It depends on which "her". Zhou Xiaorong mostly resists, while Bai Ling is always there - she has good physical flexibility, can unlock various difficult positions, and is surprisingly full of energy.
Fang Sheng hugged Zhao Yaoyao and smiled: "I promise it is a brand new experience."
Her face was flushed and she closed her eyes obediently.
Chapter completed!