,

Ren Shuhong's dream has always been to have his own new home, so he often muttered in front of Fang Hua. Fang Hua also felt that it was not convenient to live with his parents. Although father and son were in love, there was a gap between the two generations. For example, when eating, Ren Shuhong has always been casual. Sometimes he could eat a little, sometimes two bags of snacks can be used, and sometimes he suddenly thought of changing his taste. Fang Chizong emphasized three meals a day according to the rules, and he never moved his chopsticks every time he waited for someone to get together, which made Fang Hua feel so stubborn. There were friends and classmates who came and had elderly people at home. Occasionally, Fang Chizong took the initiative to chat, and he was even more confused. If Ren Shuhong's male classmates came over and had a little intimate attitude, Xiao Lan would be as cold as ice. In fact, it was very common for male and female classmates to joke between them.

With Congcong's house, the baby stroller and mountain of diapers, toys, and clothes often feel like they can't turn around. Congcong's work and rest time is not regular, Fang Hua and Ren Shuhong occasionally sneak in their husband-to-wife life and have to be careful of the old couple, suppressing their passion to prevent too much movement, and it is quite depressing to think about it.

Regarding buying a house, Fang Hua mentioned it several times at home, and Fang Chizong was furious every time. In Fang Chizong's view, Fang Sheng was almost unable to rely on in Huanghai. As the eldest son, Fang Hua should live with his parents and take on the responsibility of taking care of him in the future. Isn't this what Xiao Lan's life in her later years and raising a child to prevent her old age?

Fang Chizong was opposed and naturally refused to pay; the Ren family was from an average family and had no ability to support it. Both young people were authentic working-class people, and their monthly salary was only seven or eight thousand, and at least half was spent on Congcong. It was originally planned to take four or five years to make up the down payment.

However, the situation has changed now. The provincial real estate market, which has always been turbulent, has been rising sharply recently. It has risen by less than 1,000 per square meter in the past five years, and has risen by 1,500 in the first half of this year, with an average increase of more than 200 per month. Not only that, the newly developed communities with slightly better urban areas were snatched away as soon as they were launched, becoming a real "shortle" of "shortle". Later, in order to restrict housing speculation, Xiaonan City's official government introduced a series of purchase restrictions, including raising the mortgage loan interest rate for second-home mortgages, strictly prohibiting outsiders from buying houses, stopping loans to third-home mortgages, etc. Unexpectedly, it has the effect of adding fuel to the fire, and housing prices have soared.

If you don’t buy it, there will be no chance! When you get the original down payment, it’s probably not enough to buy a parking space. Last weekend, Fang Hua and Ren Shuhong made a round trip in the provincial capital and took a fancy to a property in Yuexiu District. Because the location is a little off, it is about twenty minutes away from the nearby subway, so the price is acceptable. The two gritted their teeth and paid a deposit of 50,000 yuan to participate in the lottery. They were originally thinking of giving it a try, but they didn’t expect Fang Hua received a call from the sales office on the day of appointment. Congratulations to him for being shook!

It's really a double happiness.

However, the problem arises: they chose a small apartment of 96 square meters, which is calculated at the opening price of 7,000 yuan per square meter, plus the total housing price of all taxes and fees is about 680,000 yuan. Because there was no previous purchase record, it was calculated at the first house. According to the latest notice of Xiaonan City Official, the down payment is not less than 30%, and a one-time down payment of 210,000 yuan is required.

The payment must be made within three days, otherwise it will be deemed to be a waived and the deposit of 50,000 yuan will be confiscated.

But the couple of Fang Hua, including a deposit of 50,000 yuan, only about 120,000 yuan, which is saved almost from their teeth by saving frugality. Both of them have not worked long and their housing provident fund accumulation is limited. Although they can convert commercial loans into provident fund loans, the only thing they can reduce is interest rates and cannot solve the down payment problem.

"Isn't Zhao Yaoyao quite rich when he finds your brother? He just takes action and can be a car." Ren Shuhong said.

Fang Hua glared and said, "I'm just troubled him because of the section chief's affairs. I borrowed money again in a blink of an eye. Even if it's a brother, I can't say anything!"

There is still a meaning Fang Hua didn't say it clearly. When Fang Hua got married at home, Fang Sheng made a promise to take care of his parents in the future. Now he is thinking about moving out a few years ago. Fang Hua is worried that Fang Sheng has ideas, which is not a problem of refusing to borrow money, and it may even cause discord between brothers. If Fang Sheng is lost, his future in the information statistics department will be difficult to predict.

Ren Shuhong also vaguely guessed it. She counted all the people who could borrow money with a bitter face, but was frustrated and found that she still couldn't get it together.

It’s really a penny that stumps the hero!

Hiding in the quilt and discussing until late at night, I was helpless. In addition, Congcong cried and fell asleep in a daze for a while. In the dream, Ren Shuhong suddenly had an idea, sat up excitedly and woke Fang Hua up, and said excitedly:

"There's a way!"

"What?" Fang Hua said listlessly.

"Just call Zhao Yaoyao to borrow money directly. Don't talk about it for the time being. Although she is cold to others, she is honest with our Fang family. As long as she agrees, she will definitely not tell Fang Sheng. It will not be too late to say it later!"

Fang Hua pondered and said unsurely: "Is this OK?"

"I said it's OK!" Ren Shuhong became more and more excited as she thought about it. "Although Fang Sheng is a big official, she is still like you and I have a dead salary, and the money is in the hands of Zhao Yaoyao. Recently, she was raised in the forest park alone, and Fang Sheng doesn't go every day, let alone with her strength, she just paid hundreds of thousands of dollars and didn't know that Fang Sheng had no idea!"

"Well, it seems to make sense..."

Then the two of them were tired and continued to hide in the quilt and study the words of making phone calls. I said one by one until dawn.

It took ten o'clock in the morning and Fang Hua closed the door - after becoming the section chief, he had an independent office, took a few deep breaths and called Zhao Yaoyao's cell phone.

At this time, she was walking along the wooden plank road. This was a newly built plank road that was not open to tourists yet. The original ecology was well preserved on both sides. You can often see jumping squirrels, lively and cute hares, colorful pheasants, etc. The light and shadows shine from the treetops flashed in it, and everything made her feel refreshed and refreshed.

I met and fell in love with Fang Sheng at the beach. Now I went to the forest park to raise my baby and wait for delivery. Zhao Yaoyao felt that it was destined to meet Fang Sheng in his life, so he should get married, have children, and spend his life happily.

The phone ringing rang, and she was a little surprised. It was contrary to Fang Sheng's phone calls all day long. There was only one contact person on her phone, Fang Sheng. Others: the mother rarely calls and greets her, and the mother and daughter almost had nothing to say; Mu Yuqiu occasionally asked about the profitability of the account; on the contrary, she had more contacts with Bai Ling than before. The last two calls talked about diet and exercise during pregnancy, and Fang Sheng did not involve Fang Sheng at all.

I picked it up and saw that it was Fang Hua. I was a little surprised. After I connected it, I just said lightly: "Hello..."

Fang Hua knew her temper, so he explained the carefully organized long speech and finally said: "I really have no face to bother Xiao Sheng anymore. I can only ask you for help. I'm sorry, sorry."

Zhao Yaoyao said without hesitation: "Send me the card number... there is another condition!"

"You said." Fang Hua became nervous, wondering what tricky conditions this taciturn brother and sister-in-law would propose.

"This money...is not allowed to be paid back!"

"Ah!" Fang Hua was stunned and said quickly, "That won't work, wait for us..."

Zhao Yaoyao didn't listen at all, and said leisurely: "Please issue a card number." Then he hung up the phone.

Half an hour later, Zhao Yaoyao sent the money to Fang Hua's card, the amount was not the 100,000 he said, but 200,000! Fang Hua thought she had heard it wrong, so he called him immediately. Zhao Yaoyao did not answer, but only replied to the text message:

That’s what the gift to Congcong has decided!

It happened that Fang Sheng returned to the scenic spot management committee to hold a meeting to deploy the second phase of the project. At night, he went to the tree house and laughed loudly when he heard Zhao Yaoyao talk and said - how could she hide it from Fang Sheng? Even if she didn't come tonight, she would definitely call to repay the truth.

Fang Sheng smiled and said, "If you borrow it, you will not repay it. How could you borrow money like this? I will definitely scare my brother. I will never dare to speak to you if I have any trouble in the future."

"Is that true?" Zhao Yaoyao said uneasy, "I've done it too much?"

Fang Sheng also knew Fang Hua’s difficulties and said, “If you do well, brothers should support each other. It’s not that we can’t afford this money, but it’s not suitable to support us in our daily lives.”

She Zhanyan said, "That's good."

"By the way, I haven't asked you for a long time, how much money is there in our account at the moment?"

She hesitated: "I'm afraid... your heart can't stand it..."

"I'm really scared!"

Zhao Yaoyao had no choice but to open a password-enabled form on the computer and pointed to the following counting: "Here, that's it."

Fang Sheng was a little confused when he saw a long list of numbers. He held his breath and counted zeros. His face changed twice. He closed the doors and windows in a flash and asked in a low voice:

"Two to four hundred million, are you crazy?"

Zhao Yaoyao smiled faintly and said, "You are busy with work all day long, and I am not idle either. They are all legal income, so don't worry."

Fang Sheng was ashamed: "I was so busy that I was still a few thousand yuan in my dark salary. No wonder many officials were mentally unbalanced when they were about to retire and wanted to make a fortune. But you may not have made a little more money, really... I can't imagine..."

"It's very simple. When the market is good, you are bullish and when it continues to fall, you are bearish and hedging if you don't grasp the direction. As long as you keep calm and clear thinking, isn't it easy to make money?"

"It's as simple as you said. More than 90% of retail investors in the Chinese stock market will lose money. Indeed, mentality is the key to the success or failure of stock trading, and most people cannot do this. By the way, how about Mu Yuqiu's account?"

"The profit margin remains at around 25%, not too high. I took five million a while ago and said I should act according to your instructions."

Fang Sheng smiled knowingly.

Xu Jingyao, the Henglong Trading Company, did not emerge out of thin air, but a secret chess set up by Mu Yuqiu in advance a few years ago. It was Fang Sheng's idea to win the bid at a low price to disrupt Qiu Haibo's overall plan. Of course, he also promised to take care of the hotel business to achieve the goal of sniping Zhuo Xiong.

There is still an important piece missing in his chessboard, because Xu Jingyao alone is slightly lacking in courage and wisdom. It is important to know that business wars are changing rapidly, and everything cannot be controlled by Fang Sheng behind the scenes. Decision is needed at critical moments.
Chapter completed!