"Stop talking!"

Miao Wenjun lowered his head dejectedly.

In front of his subordinates, he has never lost his composure like this.

Why? The closer you are to success, the more likely you are to be anxious and the more likely you are to be psychologically imbalanced.

In the past two or three years, he wanted to leave Shang Lin and take a step further in the officialdom. He thought very hard, worked diligently, and worked hard to do his job in Shang Lin and win political achievements and reputation for himself.

Finally, he received the approval of the heavyweight leader, hinting that there will be actions this year. Unexpectedly, dark thunders will be one after another, and those who are as strong as others can't bear it.

"What's the countermeasure?" Miao Wenjun asked.

Bai Yu said frankly: "I haven't considered it well for the time being... The way to transfer or share risks is to discount bills and post all Haida Bank's financial bonds to other banks. That is equivalent to cheating others and being condemned and scolded by my peers."

"It's better than falling into a deep pit by yourself. Let's go to Ji Hui's Book of Call."

The more Miao Wenjun thought about it, the more he felt that he could not bear this kind of huge pit, and he had to drag Ji Hui into the water, and he had to live together and die together.

"4.4 billion!"

After listening to Bai Yu's narration, and Miao Wenjun deliberately did not mention that the Yuqian Group had already made concessions, Ji Hui also felt dizzy in an instant.

"Difficulties come one after another, and everyone is still in the dark," Ji Hui calmed down for a few minutes and said decisively, "Tonight, we will hold a secret meeting and call the president who bought Haida Bank's financial bonds..."

"Shanglin has bought all the banks, including financial services companies!" Miao Wenjun cursed hatefully, "I usually ask them to invest loans in the real economy, but I just want to do some money transactions! No matter how bad the business operations are, there are factory equipment, and if the bonds are gone, I can't even make a shadow, and I'm a bunch of fools!"

"According to the method mentioned by Comrade Bai Yu, use the remaining days before the Spring Festival to post one-third," Ji Hui said. "The reason is to ensure that the poverty alleviation funds are issued and the wages of migrant workers are redeemed. After the festival, we will slowly take advantage of financial bonds. We will try our best to sell most of the money before the first quarter, and we can handle it with 1 billion to 1.5 billion in our hands..."

Bai Yu carefully reminded: "Ji Shuji, at most 400 million to 500 million before the festival. If the amount is too large, it will be suspected of selling. It will cause alertness to the capital market and easily lead to similar runs..."

"Oh, then... I'll pay bills in batches and choose two large-scale companies, especially credit cooperatives and financial services agencies. It's a turbulent time, so it's reasonable to raise some working capital."

Ji Hui also followed the advice, unlike the ordinary *** plan, which could not tolerate objections.

Miao Wenjun then said: "Let the credit cooperatives and financial services companies take action first. They are orphans without fathers or mothers. If something happens, they can only provide the local finance to provide the bottom line. Other state-owned commercial banks and village banks are slow, and then make a decision after the holiday depending on the situation."

"Wen Jun always protects his children," Ji Hui nodded, "The most important thing is that Comrade Bai Yu must come up with a relocation plan in time, and it is best not to lead the disaster to other families, and eliminate hidden dangers of financial bonds from a higher level."

"Okay Ji Shujian, I will do my best." Bai Yu said with a slump.

Half an hour later, Bai Yu and the Supervisor Department Lu Zhenzhen and Liu Ke came to the Credit Union's office building. Lu and Liu went to the Finance Department to check the accounts as usual, and Bai Yu came to Director Gu's office alone.

When he closed the door, he said sternly: "Gu Xinnan, you are so brave! How many benefits did Suter Company give you? How dare you buy 800 million financial bonds, 600 million of which were borrowed through interbank lending!"

Director Gu was shocked and stood up subconsciously, but his expression was calm and said:

"Mr. Bai, please listen to my explanation..."

"What is the explanation? If Haida Bank is taken over, where will you collect debts? Have you ever thought about the consequences of 800 million being wiped out?"

"Director Bai, please calm down!"

Director Gu bypassed the desk and took Bai Yu's hand side by side, frowned and said, "The White Bureau's accounting checking level is too good! To be honest, this is a bad idea that he had to come up with! When I took over, the coalition service was actually seriously insolvent, and it should have been declared bankruptcy liquidation at that time, but the county leaders refused to force me to hold on, so they could only play the edge in the gray area that the supervision temporarily could not reach. Bai Bureau understood Shanglin's economic environment and credit environment, and could not release the loan at all, and did not dare to release it. If it was released, it would die! So he had to follow the curve of saving the country and vigorously develop the capital business. In the past three years, the average annual transaction volume of funds has reached 30 billion, and sometimes it is a 0.2-0.3 point interest rate spread; the Haida Financial Bond you mentioned is medium and high, but it is more than 2 points higher than the overnight lending rate of peers, and we cannot refuse..."

Seeing that the other party was speaking sincerely, Bai Yu's tone eased and said, "You are playing with fire. One day you will burn yourself! With the opening of the mainland banking industry, custody and acquisition are not the inevitable way out for banks to survive by cutting off their arms. You can also declare death directly. You can't wait until the fire burns to your body before you realize the pain, Director Gu!"

"I know that doing this is a way to quench thirst, but... what's the solution? The bank's rice is getting worse and worse, and no one has the ability to have three heads and six arms," ​​Director Gu said sadly, "As for the benefits you mentioned, as a big customer Sut Company, Haida Bank gives it every year. I anonymously entered the unit's large account. You can check and ensure that one point is not bad!"

"Now I will tell you clearly that Haida Bank's prospects are worrying and may be taken over at any time. What should I do? Is there any emergency plan?" Bai Yu got straight to the point.

Director Gu said in disbelief: "Haida's boss is Sut!"

"The owner of the financial services company is a trust investment company, isn't it also entrusted by you?"

"But... the mainland has been open for decades and has not yet been custodial and liquidated by banks like Haida. It has had a great impact on the market and society..."

"Precisely because the financial system has always threatened Kyoto's senior management like you, I have always been afraid of the opportunity and have been reluctant to take action," Bai Yu said, "But don't forget the boss Ai. He is from what he is from the Blue Sea, and what Chaoming has done. What you said can't scare her at all!"

"I...I never thought that the bank would go bankrupt one day..." Director Gu said pale.

"There will always be the first one, and whoever hits the head will be unlucky."

"You can discount to other banks on the grounds of solving liquidity, but if the explosion occurs, it means that Shanglin Credit Union will be put on the integrity blacklist and will be permanently kicked out of the interbank transaction system!"

Bai Yu did not comment, deliberately gave time to the other party to think, and then said: "The county's main leader meant to reduce some of the pressure before the holiday, which is reasonable. For a credit cooperative with a total assets of only more than 2 billion yuan, investing 800 million yuan to buy financial bonds is too crazy and does not meet regulatory requirements."

"First... I'll pay 200 million yuan first? That part of the interest rate spread is relatively low, so I paid back the money borrowed by the Bank of China."

"You can decide on the specific operation. You must not alert the enemy or disrupt the normal trading of the capital market," he said.

Bai Yu stood up and took two steps, and said, "How is the business of custodying the financial services company?"

"It's still going through the procedures, mainly the procedures of the regulatory authorities." After a moment of pause, Director Gu finally told the truth, "Financial Services companies are resistant, and some county leaders support behind their backs, suggesting that they can be delayed..."

"Why are both approved by Ji Shuji and Miao***? Why don't you wait as soon as possible?" Bai Yu said sternly, "The procedures are followed by the steps. The cooperative must perform substantive custody! Immediately connect with the financial service company. Tonight, the cooperative managers enter the venue. Even if they don't sleep all night, they must ensure that they switch to the credit cooperative business system tomorrow morning!"

"Baiju, Baiju..."

Director Gu said anxiously, "What should I do if the people from the financial services company don't listen?"

Bai Yu said coldly: "Take 30 security guards, anyone who refuses to switch the system and passes the account books will be tied up to hand over the account to the ** agency for the crime of disrupting financial order! Remember, this is what Ji Shuji and Miao*** assigned. Who dares not cooperate to implement it in place? I will tell him not to have this year!"

In the evening of that day, a melee started in front of the business hall of the financial services company. Security guards on both sides waved batons to fight fiercely. The employees inside cried and the scene was messy.

In the end, the security guards of the Credit Union defeated the security guards of the financial service company and rushed into the key areas.

110 police car, police car of the Public Security Brigade roared and was at a loss when facing the scene of fighting in the nest: one party claimed that according to Director Bai Yu of the Financial Bureau, Ji Shujing conveyed the instructions of Miao***; the other party said that Ma Zhao required that the procedures be completed before handing over.

Ten minutes later, Miao Wenjun called Bai Yu's phone and said concisely: "Come here now!"

It was already past the get off work time, but Bai Yu seemed to expect this scene and seemed to be ready, so he sat in the office waiting for the phone call.

When I stepped into the *** office, I happened to see Ma Baiju standing in front of Miao Wenjun's table excitedly, waving his arms and getting angry, then pointing at Bai Yu and scolding:

"Do you understand finance? Don't you know how to get out as soon as possible. You will be destroyed and killed by Shanglin Bank! Where is the bank? You actually instigated the thugs to force the intruders into it. What if a group of gangsters do the same? Do you think about the seriousness of the consequences? Stop me to reflect on it and go home to write a review!"

Seeing that Miao Wenjun was as safe as Mount Tai and had no intention of helping him, Bai Yu felt a little relieved and said without hesitation:

"Ma*** who caused the 465 million mess? Who is the one who destroyed Shanglin Bank? You should know what it means to stop me and reflect. Yes, I don't care about the matter that Yuqian Group has already discussed halfway. You Ma*** is waiting to resign for the 2 billion loss!"

After saying that, he turned around and left.

"Let's wait!"

Miao Wenjun finally spoke, pointing at Bai Yu and said, "Young man is very angry. Ma*** is more than ten years older than you and is a member of the Standing Committee. What's wrong with criticizing you? You are a tiger's butt and can't touch it? Come here!"

Ma Baiju was frustrated and was inconvenient to get angry at Miao Wenjun. He said angrily: "How can you look like a subordinate to a superior!"

Miao Wenjun then pretended to ask: "You just said that Yuqian Group had half of the negotiations, what does it mean?"

Bai Yu glanced at Ma Baiju and said, "Chairman Qian is very friendly and agreed to further negotiate on the investment in Yulu Commercial Center."

"What?"
Chapter completed!