Chapter 345 Planning (3)
Gu Mingjun said: "Officer Ni, after you get the money, you only need to sign a loan agreement with the villagers in Wuligou, that is, the heads of 735 households."
"Borrow?" Jiang Weimin and others asked in surprise, "Do we borrow money? 50 million? We can't afford it! Mr. Gu, if you dare to lend it to us, we dare not lend it to you either! There is too much, we can't afford it! I can't afford it!"
Gu Mingjun said: "I'll do it. On average, every household in your village needs to borrow 68,000 yuan."
"Sixty thousand eight?" Jiang Weimin felt that this number was not unacceptable!
Even if they lose all their losses? Their family will always pay it back in a few years when they go out to work to pay off their debts!
Gu Mingjun said: "Each household is 68,000 yuan, which is the bottom line of risk that you can bear. If you take a step back, if the company goes bankrupt in the future, you will not be able to owe 68,000 yuan debt. After the assets are sold, you can at least maintain half of the funds."
Jiang Weimin said: "Then if we say so, we will lose at most 34,000 yuan? This is OK! We can accept it!"
Gu Mingjun said: "What I just mentioned is the average. We divide 50 million into 50 million shares. This is not a listed stock, this is the shares of a company. You can enjoy dividends and profits based on the amount of shares. The more shares you own, the more dividends you will pay in the future. I said that, isn't it difficult for you to understand, right?"
The person he was facing was a group of farmers whose mud on his legs had not been washed away.
He had to break the words and speak them.
He may have to explain any professional term for a long time, so try not to use it.
Everyone nodded and expressed their clarity.
Gu Mingjun said: "Secretary Jiang, after you go back, you will convene a meeting of villagers and announce this matter. Every villager can subscribe to the company's equity of 68,000 yuan, or you can not subscribe, that is, you can also subscribe to more shares. For example, if one does not subscribe, his shares can be subscribed by other people. The future dividends will be based on the number of shares you own. You subscribe to more shares now, and you will definitely receive more dividends in the future. It is not difficult to understand, right?"
"Understand! Understand!" Jiang Weimin and Yao Baishi said repeatedly.
Gu Mingjun said: "Very good. Let me talk about it again. You got this money from Officer Ni. Do you know this? It was not my investment, because I lent the money to Officer Ni. In other words, I have nothing to do with your company! Do you understand?"
"I understand!" Jiang Weimin said, "But, Mr. Gu, why don't you hold a share? Don't you want to get dividends?"
Gu Mingjun said: "I said that I have my own difficulties. If you believe me, let's continue. If you don't believe me, then let's stop here. Everyone will go back to their own houses and find their own mother!"
Jiang Weimin smiled and said, "How dare we not believe Mr. Gu? Mr. Gu has donated more than one billion to our county! If we don't believe you, who else can we believe?"
Gu Mingjun said: "I hope that your trust is from the heart! It can be implemented throughout the whole process! If the trust between two people is no longer there, all interactions will be hypocritical and unnecessary!"
This is very harsh!
Ni Jing entered her ears, but she had a different feeling!
For more than half a month, she has deliberately left Gu Mingjun.
She just deliberately didn't come to him!
Because of a feeling that cannot be explained clearly!
She is treating the air!
But tonight, when Jiang Weimin called her, she still came.
Now when she heard Gu Mingjun's words, she felt it was very harsh, as if she was saying it to her on purpose.
She bit her lip and lifted her hair uneasy.
Her hair floated on Gu Mingjun's face.
He reached out and brushed it, saying, "I'll talk about the structure of this fund again. You all remember it clearly. Officer Ni borrowed money from me, and this money will be transferred to her account through the inheritance of her foreign aunt. I will arrange for a lawyer to do this. After Officer Ni gets the money, he invests it in the company. You ask her to subscribe to the equity. However, you don't have money, and you don't have money. So, the equity you subscribed is actually owed to Officer Ni. Therefore, you are investing in the form of borrowing. Do you understand?"
"I understand. I understand. I just borrow money to run a business!" Jiang Weimin smiled, "We can understand."
Ni Jing asked, "Then how do you calculate this risk?"
Gu Mingjun said: "Investing is risky. We must be prepared to lose money. As I said just now, the worst result is to lose half of it! It is impossible to lose all of it. Factory buildings, machines, facilities, trademarks, and products are always worth some money."
Ni Jing said: "Is it your own profit and loss?"
Gu Mingjun nodded seriously: "Yes! Secretary Jiang, do you understand? You villagers are all responsible for your own profits and losses! So, you must explain it to them clearly! Those who dare not do it, those who are timid, or those whose family is really in trouble, may not participate."
"Okay! I understand!" Jiang Weimin smiled, "Mr. Gu is willing to lend us money, and we are too happy! If we were to borrow so much money on our daily basis, let alone what kind of business we can run!"
"Cough!" Mei Sizi smiled beside her, "Dad! You said you understand! This money was not lent to us by Mr. Gu, but by Officer Ni!"
"Yes, yes, yes! Look at my memory!" Jiang Weimin said, "I remember it. It was lent to us by Officer Ni. This money is the legacy left to you by your aunt abroad."
Gu Mingjun laughed: "Yes, that's it. Do you have anything else to ask?"
Ni Jing said: "Mr. Gu, you have arranged everything clearly. But you haven't told us yet, what kind of company we are doing? What kind of company should we register?"
Gu Mingjun pondered slightly before saying, "Medicine!"
"Medical?" Everyone looked at each other.
Yao Baishi said: "Mr. Gu, we don't understand medicine!"
Gu Mingjun asked back: "So, tell me, what do you know?"
Yao Baishi blushed: "I don't know anything."
Gu Mingjun hit the back of his hand: "Isn't this going to end? You don't know anything anyway! What industry is the same?"
Ni Jing said: "What product are you making?"
Gu Mingjun said: "Anti-hypertensive drugs!"
"Anti-hypertensive medicine?" Misizi smiled, "I thought you wanted us to produce the herbs my dad made himself!"
Gu Mingjun said: "This can be done, but our main product is medicine to lower blood pressure."
He said to Ni Jing: "You go abroad and register a pharmaceutical company. The name is Feirui Medicine."
"Feirui? I remember there is a very famous pharmaceutical company abroad called Pfizer?"
"Yes. We just want to use its homophonics to make a name for ourselves! Our name, brand, logo, and are different from them, and they do not constitute infringement." Gu Mingjun said, "Okay, let's have a meal first! We will continue after eating!"
Chapter completed!