Chapter 0060 Love the RMB
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Li Weiguo and his group crossed the river to reach Shanghai County. From a distance, they saw a large white Gothic building more than 30 meters high. There was a giant plaque hanging on the roof with six large Chinese characters "Asian Investment Bank" written on it. The red font is particularly eye-catching against the white exterior wall.
The Asian Infrastructure Investment Bank building has been completed for several days. As the tallest building in Shanghai's county town, it can be seen anywhere in the county town. In addition, the external Gothic decoration style is surrounded by Chinese-style houses and buildings, making this building the focus of discussion among Shanghai county people, and everyone knows it.
This is exactly the result that Li Weiguo wanted. He persuaded the AIIB board members to build this headquarters building in order to let people in Shanghai remember this building and remember the six words "Asian Investment Bank". Even if outsiders enter Shanghai, no matter where they stand, they can see the AIIB building as soon as they look up.
This is an advertising effect, and there is no need to spend money, because the appearance and height of the AIIB building will become a landmark in Shanghai and are widely remembered by people. In the future, when we find a bank to deposit money and withdraw money, the first thing that comes to mind must be the AIIB.
Executive Director George has been busy these days, but he is also very happy. Since the AIIB has officially opened its business, many people have come to the lobby counter to consult business every day, and more and more people have forced George to recruit a large number of people to deal with it.
This is because the AIIB was just established and urgently needed to gain popularity. Therefore, at the suggestion of Li Weiguo, the board of directors passed an epoch-making resolution, that is, the AIIB implemented a series of policies such as free handling fees for deposits and withdrawals, interest on deposits, low loan thresholds, and low repayment interest, which immediately alarmed people from all walks of life in Shanghai County, causing them to come to consult and negotiate business.
When Li Weiguo and his group arrived at the gate of the AIIB, they saw more than a dozen salesmen wearing AIIB uniforms talking and explaining. Each of them was surrounded by more than a dozen or even dozens of guests who came to consult, and they were all listening attentively.
One of the salesmen said: "In layman's terms, our Asian Infrastructure Investment Bank is a money bank, but it is much bigger and much more powerful than a money bank."
Someone sighed: "It turns out that the bank is a money house! This building is so high. I heard that it is worth millions of taels of silver, which is indeed much larger than any other money house!"
Some people also doubted: "I just don't know how strong it is? How is it compared to Shen Family Money House?"
The salesperson explained: "You can tell how strong you are. For example, there is no need for handling fees to save money or withdraw money at our AIIB, and there is still interest to earn when saving money at the AIIB. This is not something that Shenjia Money Bank can compare with. Why don't you dare to do this without the strength?"
"What? There is no handling fee for saving or withdrawing money? Wouldn't that become a free money house?"
"Yes, not only is it a free money shop, but it is a money shop that loses money. Who has ever seen a money shop that saves money? The money shop also pays interest?"
"This - how is this possible? I have been to dozens of money shops, and no money shop has ever dared to do this!"
At this time, several businessmen walked out of the business hall of the Asian Infrastructure Investment Bank. They had already consulted. Now that they had just completed the deposit business, one of them smiled and said, "Do you don't know. The largest and most powerful Shen Family Money House will have to spend one ounce of silver deposit fee in their deposit. If you withdraw one ounce of silver, you will also spend one ounce of silver to get the silver fee. If you deposit one ounce of silver for more than one year, you will have to collect another ounce of silver storage fee. If you calculate it inside and outside, I will have to deposit one ounce of silver in the Shen Family Money House. After a year, I will withdraw it for seven ounces."
"That's right!" another businessman added: "I didn't believe it at first. I just went in and tried it. Sure enough, I had to pay three cents of silver a year by depositing one tael of silver in another bank. If I deposit one tael of silver at the Asian Infrastructure Investment Bank, not only will I not lose money in a year, but I can also make one cent of silver. This is a great thing!"
"Hmph! How can such a good thing happen if a pie falls from the sky? There is also a money shop that will pay money to customers? I don't believe it. What if the money man cheated on us and ran away?" Someone raised the most powerful question.
At this time, the salesperson smiled and said, "Don't worry, brother, our boss of the Asian Infrastructure Investment Bank is an official of the Qing Dynasty. He will be transferred to Shanghai as the county magistrate in a while. With the government guaranteed that he will never be a liar. Besides, everyone has seen that this building is worth millions of taels of silver. If you steal this building to cheat everyone, it would be a loss."
Everyone burst into laughter. The building was just here. The monk could not escape the temple, let alone the bank opened by the official, so there was no need to worry about being cheated.
"Since there is such a good thing, why are you waiting for? Hurry up and deposit the remaining money from your family in the bank. This way, you can earn interest. It is not safe to save money in your own home, and you cannot make money. If you let the thief steal that day, wouldn't you cry to death?"
"Yes! Let's go in and save money!"
Someone took the lead, and the people around him followed in one after another.
Li Weiguo stood beside him and whispered to George, the executive director of the Asian Infrastructure Investment Bank, who was next to him: "How many children are there?"
George smiled and said, "The days when the business was first opened were almost all the child care we invited. However, since then, as people from all walks of life gradually understand our business, we no longer have to spend money to hire people in the past few days. Many ordinary people are spontaneously promoting, and relatives and friends tell each other that our salesperson level is getting higher and higher, and we probably won't need child care in the future."
As they spoke, they walked into the hall and saw a long queue in front of more than a dozen service windows in the hall, with crowds and extremely lively.
Li Weiguo nodded. This start is very good and he is very satisfied.
The two then went to the president's office on the eighth floor. Li Weiguo sat in his seat and looked at the table full of thick documents, which were all business projects waiting for him to approve.
At this time, George asked: "Governor, the current currency settlement of banks is still gold, silver and copper coins, and the daily transaction volume is only tens of thousands of taels of silver. This is only the early stage of the business. People from all walks of life in Shanghai are conducting a test stage for our AIIB. They will not store a large amount of funds. Many ordinary people deposit it today and withdraw it tomorrow. When our AIIB becomes famous, the business volume will increase dramatically. We must replace the corresponding AIIB banknotes as soon as possible according to the plan. Otherwise, if we trade several million taels of silver every day, our salesperson's fingers will be broken."
The AIIB issued paper money, which was originally a plan agreed by all shareholders at the beginning. Now the first batch of machinery and equipment purchased from overseas and the required raw materials have arrived. The previous order also gave Li Weiguo the relevant equipment of the money printing machine, so the time is ripe for printing and issuing the exclusive currency of the AIIB.
Li Weiguo smiled and said, "Don't worry, I'm here to focus on this matter. Look at what these paper money are, and how about the pounds in your British Empire?"
As he said that, Li Weiguo took out a leather bag, took out a set of sample banknote patterns from it, and handed it to George.
This set of model banknotes was recently engraved by Li Weiguo. It is specially used as a banknote issued by the Asian Infrastructure Investment Bank to replace the huge transactions of gold, silver and copper coins for easy settlement.
As an expert in fake RMB banknotes in later generations, Li Weiguo could easily imitate banknotes from various countries, such as pounds, euros, US dollars, and RMB, which can directly deceive ATMs. Banknotes like the Japanese yen and Korean won have a simulation of 99%, which almost made Japan, South Korea, in later generations, have to replace the battery board and reissue the banknotes every two years.
Now Li Weiguo shows George the fifth set of RMB bills, because Li Weiguo is the most familiar with this set of RMB and has created superb results with a 95% simulation. Whether it is paper size and material, as well as electric board patterns and hidden watermarks, Li Weiguo is quite familiar with it, and it is easy to make it.
If the mechanical tools of this era were not of poor quality and the quality and accuracy of the printing press were far from reaching the high-definition digital level of later generations, Li Weiguo could have perfectly copied the fifth set of RMB as the AIIB's banknote issuance standard.
Therefore, the banknote sample that George saw was ultimately a castration and streamlining version of the fifth set of RMB, and Li Weiguo made some changes to it.
Considering that the cost of making paper money in this era was very high, Li Weiguo, in line with the principle of saving as much as possible, set the main color of the paper money to red, and the length and width of the bill were greatly reduced.
Taking the Hundred Yuan Banknote as an example, the length was reduced to 100 and the width was reduced to 40. The Taizu of the front picture changed to Li Weiguo's selfie avatar. The left side did not move, and it was still an oval floral pattern. The "National Emblem" pattern on the upper left of the ticket was castrated and changed to the Asian Infrastructure Investment Bank's signature plate that dominated the earth. The Braille denomination mark on the lower right was removed because the Braille had not been transmitted to China. The main scene on the back changed the column pattern in the Great Hall of the People to the AIIB headquarters building pattern. The upper right side of the ticket was "Asian Investment Bank", written in Chinese and English.
As for the anti-counterfeiting technology of the fifth set of RMB, in addition to portrait watermarks, hand-carved images of panda burning incense and hidden denomination numbers, more than ten other anti-counterfeiting technologies such as red, basket-colored fibers, magnetic texts, etc., were all castrated. After all, the cost is too high, and this anti-counterfeiting technology is not needed in this era.
The amount of banknote bills has not changed. Like the fifth set of RMB, the larger the denomination, the more complex the pattern. At least in Li Weiguo's view, no one can forge it in this era except him.
Looking at the banknotes, George's hands trembled. He couldn't believe that there were such exquisite banknotes in this world and couldn't help asking: "I wonder who the president asked to make this banknote?"
Li Weiguo smiled and refused to answer. George immediately understood that this was a secret and naturally would not tell him. So he apologized: "I'm sorry, I'm just too surprised that there are such exquisite paper money in this world, which is a hundred times more exquisite than the banknotes of our British Empire. Especially the painters and sculptors who made this set of paper money, they are all so great."
"It doesn't matter, is it human nature?" Li Weiguo smiled and said, "I plan to use this set of RMB as the representative currency of the AIIB. What do you think?"
"Of course there is no problem!" George said excitedly, but then asked again: "Do you call it RMB?"
"What? Is there any problem?" Li Weiguo asked back.
George replied: "No, it's just the first time I've heard this name, it's a bit strange!"
Li Weiguo smiled and said, "What I like the most is the RMB, I love it so much!"
Chapter completed!