Chapter 195
Zhao Changqing did not intend to intervene in the medicinal materials business himself. Her pharmacy has been open for a short time and her understanding of the medicine business is far less than that of the old medicine business.
Zhao Lizi had a bright mind, so he naturally thought of Zhao Changqing's frequent visits to Major General Chen's family members, thinking about this path. He was the person who was the least willing to see Feng Jian grow up, so he hurriedly asked about Zhao Changqing's plans.
Zhao Changqing said, "I have a way to clear the situation with the Major General, but I don't know which one to choose for the Medicine Store. On weekdays, I often go to the Xu Family Medicine Store to purchase goods, but I don't know if the Xu Family Medicine Store has cooperated with Feng Jian. If the Xu family is related to Feng Jian, we will be married to others."
Zhao Lizi smiled, "If you are not at ease with this, why don't I go and discover Boss Xu's tone. Since you are a partner, you must find someone who has the final say first."
"Okay." Zhao Changqing smiled, "Who doesn't want to get a piece of the whole Shaanxi and Gansu with such a big business in the army? Feng Jian's hand is too long."
Zhao Lizi smiled, "Why are the only merchants in Shaanxi and Gansu, and many of the food, grass, medicinal materials, and many of them were transported from Huguang and Jiangnan. Our border town is trembling with war and everything is in a depressed state. The merchants who do these businesses will not take the opportunity to make a fortune in war."
When Li Zi said goodbye, Xia Wen sent him out. When he came back, Zhao Changqing leaned on the couch and closed his eyes to rest. When he heard the sound, he was about to sit up. Xia Wen sat near the edge of the couch, pressed her to lie down, and smiled, "I'm tired and sleeping on the bed."
"It's not tired yet." Zhao Changqing was a little worried and said, "Feng Jian is a man who is doing anything. Let's pick a few good players from the farm. When my second brother goes to the official school to study, someone will have to help me carry the bag. My sister is getting older and has a girl around her, she is both a playmate and can serve her."
Xia Wen comforted Zhao Changqing and said, "Don't worry too much. Each party has rules, and unless they break up, they will do anything. From now on, Feng Jian dares not touch us." Last time his father went in to prison for a few days, the uncle Li Yun and Li removed him from office. Although it was not just the reason for his family's wrong, I think the General's Mansion had warned Li Yun, how dare Li Yun reach out easily? Feng Jian's biggest reliance was that Li Yun borrowed the great reputation of the General's Mansion.
"Be prepared for any trouble, tell your parents-in-law about the troubles of others." Zhao Changqing is already strong, and she doesn't want to reveal everything, so it's better for Xia Wen to come forward for many things.
"Okay." Xia Wen smiled and turned around, "I always feel that Feng Jian's food and grass business is not very good."
Xia Wen was a man after all, and his vision was broader. He said warmly, "I used to buy rice at home, seven or eight min every bucket, seven or eight min every stone. This year it has risen a little, ten min every bucket, one hundred min every stone. When there is war, it did not rise much. You should know that the historical books recorded in the previous dynasty were all recorded when a bucket of grain was seven or eight min every bucket, but when the food rose to that point, the food that the people had no food and drink, the food that the people had no food and drink were reversed. Therefore, food is not ordinary, and the price of grain is stable or not, which is related to the stability of the court. In contrast, the profit of grain cannot be too great. I don't know much about doing business, and I have also helped my mother calculate the family's accounts before. Feng Jian borrowed silver for military ration business with high interest. The military ration was large in quantity and low in price. Even if it was profitable, how many more could he have removed the interest on borrowing, manual losses, store expenses, and dry shares he had drawn everywhere?"
"Along with that, I thought about what you said yesterday that he was spilling money everywhere." Xia Wen said, "In the past, two classmates in my school were eating at noon. One classmate must have big fish and meat. He wore three or five gem rings on his hands, and he was either silk forging or beautiful. I wish everyone in the world knew that his family was rich. Another classmate ate similar to ours, and I couldn't tell what he was wearing. Later, when I went to his house, I found out that he drank a bowl of green vegetables and tofu soup. The water he put in when making tofu was all mountain spring water taken from the Shenxianju of Qingcheng Mountain in the morning.
It was a tender pinched tender, and the soup was made from dried scallops and sea rice. I had grown herbs for three years. I made a bowl of vegetable and tofu soup. I thought, I had seen a rich family, and his family didn’t spill money so much. I always felt that truly rich people would not show off how rich they were. Like Feng Jian, you said, he had only been doing military rations for six years. Even if it broke out again, what could it be? If I asked me, how deep could his foundation be? It was obvious that some people were strong on the outside and did it work in the middle."
Zhao Changqing listened quietly and said with a smile, "Listen to your words is better than reading ten years."
Xia Wen held Zhao Changqing's hand and smiled, "Don't joke about me, I don't want you to worry too much."
"Didn't you ever joke?" Zhao Changqing said, "I also felt that Feng Jian's business was so difficult to think about. No one would do business that was not profitable. The military ration business is not a small business. I'm afraid it's not easy to find out how Feng Jian's business is doing."
Xia Wendao, "Why, go back to ask your father at night?"
Zhao Changqing asked, "Does father-in-law know about the military ration business?"
Xia Wen was a little embarrassed and laughed, "How could my father know about the military ration business? He used to be a coach of the county school, and he was considered a small public office. Although the county town was small, he was well-organized. There were grain merchants in the county who bought grain every year and often went to the county government to respect him. My father also had a lot of money every year. My father knew a little about the matter of food." At that time, he forced his father to be accused of "fish meat in the countryside". Although it was inappropriate, his father was not polite. But everyone took it, and said fish meat, who didn't have fish meat?
Zhao Changqing couldn't help but ask about the case that the Xia family had sued, what specific charges were, and how to judge the case when it was filed. Xia Wen also told Zhao Changqing in detail. When he returned home in the evening, Xia Wen went to ask his father about food.
Mr. Xia naturally has experience and knowledge at this age. He asked his son, "It's great, why do you talk about the food? There is not enough food at home?"
Xia Wendao, "No." So he mentioned the grudge between Feng Jian and the Zhao family roughly with his father, and said, "Zhao discussed with me and said, "There is a few good players from the village. A Wuruo was admitted to the official school and would have a student in the future. Xiaoyu was older and had a maid. Mother also had a man to serve." His father had a criminal record, so he didn't add anything.
Mr. Xia thought to himself that his stupid son is really blessed to marry such a capable wife. Mr. Xia said, "Don't worry too much. The robbers are killed and robbed. If any businessman does such a thing, it will definitely not last long."
Xia Wen said the key point and asked, "Dad, do you know about food?"
"What a strange thing?" Mr. Xia said, "In the past, two grain merchants in our county were the family of Xia Laosan from the county's grain warehouse, and the other recognized the second master as his godfather and worked as a coolie for selling grain. Those with great reputation in the county must be filial to them, and the rest cannot make a lot of money. Two or three hundred taels a year will last for the best, and this will be a smooth year."
"Dad, telling you that, how much money can't be made by selling grain?"
Mr. Xia said, "Ordinary grain merchants can't make much money when they make small fuss, so military rations are different. Think about it, how many soldiers stationed in the entire northwest and how much food and drink every day? Even if the price is lower, it is a big deal. What you said about borrowing usury is a matter of doubt. According to me, although we don't understand military rations, the reason for the business of the world is similar. If he does this military rations business, he can make money by making money. If he borrows usury, how many can he make in the end?"
Xia Wen asked, "For example, which official's money he borrowed for high interest, would he still have to spend some money?"
Mr. Xia smiled and said, "Who would think that the money is too much?"
Mr. Xia said, "I think there is something wrong with your wife in this business of the Feng family. If you want me to tell me, I have to check with the Feng himself."
Xia Wen agreed.
Mr. Su has a different opinion.
Mr. Su said, "The business in the military is naturally poor, which is well known. Even if you don't fight, the amount of food that people eat and grass that horses eat in the army every day is a considerable amount. Merchants can naturally see it. However, merchants drink soup, and real meat is not their turn to eat."
Zhao Changqing has been in business for several years, and his horizons are much wider than those in his boudoir. He said, "Is the big head filial to the officials?"
Mr. Su nodded slightly, "The officials are powerful and those who do business are rich. Without a strong backer, how can they get business in the military? This northwest has always been the territory of the northwest officials. Whoever takes the big one will get the small one will be divided soon."
Zhao Changqing asked, "Does the Northwest send officials? Are you talking about officials in the Northwest?"
Mr. Su laughed, "He is a senior official from the Northwest, such as Wang Shangshu who retired and the Zhu family who retired. He pays attention to fellow townsmen and fellow college students in the officialdom. In the same year, classmates and the parties in the court came like this. Of course, like General Chen and Xu, who should be officials in the local area, they have to give them some responsibilities. However, even if they have to get some money or interfere in the supply and demand of the army, they have to have a tacit understanding with the officials in the Northwest and leave three room for each other."
Zhao Changqing said, "I don't understand, why Feng Jian can do such a big thing in just six years?"
Mr. Su sighed in his heart, "He has encountered a good opportunity, otherwise it would not be easy to get a piece of the military rations with his great skills."
A good time?
Zhao Changqing was a little confused, and Mr. Su said in a gentle voice, "Seven years ago, the Yue family of the Minister of War of the Central Committee was confiscated, and the Chu family was also convicted for the incident. The prefects in the border town were replaced. Although I don't know the others, the entire northwest officialdom was inevitably shocked. The famous and surnamed people investigated so many, and those without names were not known, and I don't know how many involved it. This is a crisis, crisis, and opportunity."
Zhao Changqing was silent for a while, "The affairs in the court were too far away, let alone the news was not clear. When we know the letter, the daylily will be cold, so it is difficult to start from the affairs in the court."
"You want to buy it from medicinal herbs."
"Although I think so, Lizi also went to discuss with Master Xu. As far as I know, although Master Xu can supply medicinal materials to the army, the amount is not very large. Last year, Xu Huan offended Sister Lin, and Sister Lin was very angry. When he went to the general's mansion, the supply of medicinal herbs of the Xu family was reduced by a part of it, which can only be considered medium among many drug dealers." Zhao Changqing said, "If I were Feng Jian, I would have to manage some military rations and pay back the profits. Even if I don't make money, as long as I don't lose money, I'm willing to do it. Now his reputation for high interest rates has been out. I heard that many people are rushing to lend him money. As long as he has the silver in hand, even if he can't get permission for the medicinal herbs in the army, if he controls the medicinal herbs as a dealer, wouldn't it still depend on his face?"
Mr. Su thought for a while and said, "Changqing, have you ever thought about joining forces with the silver account?"
Silver number?
Zhao Changqing is not unfamiliar with silver accounts when doing business. Usually, he needs to save money on a silver account, and every year he needs to have a storage fee. It is very convenient to issue silver notes on the bank account. The silver account is only available in the city or in a very prosperous place. If ordinary people do business from afar, there are large amounts of silver accounts, and the silver account is very cheap, but the charge is a little expensive.
Zhao Changqing said, "I have some money in the bank account, and the storage fee I pay is more than a dozen taels a year. The manager of their place advised me to lend the money to them for business, so there is no need for storage fees, and I can get as much profit as I can get every year, but it's not much. I only took out half of it to lend them to business, and the two offset it, so there is no need for storage fees."
Mr. Su said in a gentle voice, "The silver number is not as simple as you think. Think about it, many rich people will save money from them. Or exchange bulk trade money. People also like to spend money on the silver number. Although they have to give them some money, the key is to save trouble. Ordinary people have no surplus grain at home, so they naturally cannot use silver number. Anyone who uses silver number is rich. Have you ever thought about how huge a silver number would be?"
Zhao Changqing had never thought about this before. When Mr. Su mentioned it, Zhao Changqing was also shocked, shocked, "It's hard to imagine."
Mr. Su chuckled, "Don't think it's hard to imagine that there is too much silver. The most unimaginable is that the court also sat there and saw that there were silver coins. It is said that during the reign of the late emperor, when the treasury was in a difficult situation, they borrowed silver from silver coins. Do you believe it?"
Zhao Changqing was puzzled and asked, "It's not uncommon for silver to have money. Why did the sir say that the court was watching the existence of silver to have it?"
Mr. Su did not talk about the bank account, but said, "Even if Feng Jian is proud of himself for a while, he is not a big shot. If anything else, he borrows money from each company with high interest, which is already a dangerous and dangerous means. At first, a person borrows money from relatives and friends. However, Feng Jian needs capital to do business, and borrows bigger and wider the scope of borrowing. Borrowing from officials, Xiangkun, and big households is naturally happy to borrow. Feng Jian has three results in borrowing money from high interest. First, the business fails. Needless to say, if he can't repay the money, these people will have to take his life. Second, his business is getting bigger, but the military ration business is big,
First of all, his capital is mostly borrowed. In addition to profits and some money, how long does it take for him to save enough money. As long as he doesn't save enough money, these things will eventually be for others. Feng Jian is an ambitious person, and the food and grass business is not satisfied, and he wants to interfere in the herb business. He is likely to do one thing, and the officials, big families, and gentry in the border city are all known. After these people have borrowed, he should borrow money from ordinary families. Once he borrows money from ordinary families, he is in danger. If a person borrows money from the entire border city and does the biggest business in the border city, he will be held hostage. Not to mention anything else, the imperial court will not tolerate him with a memorial!"
Zhao Changqing was very clever and asked, "Actually, even if Feng Jian is rich, I don't believe that he can be richer than the silver account. According to Mr., the silver account must have a big backer."
Mr. Su smiled without saying a word. Zhao Changqing thought for a moment and whispered, "Is it not that the officials of the Northwest Sect are their backing."
Mr. Su laughed, "I'm afraid it's not just the officials of the Northwest Sect. The silver quotation can be opened for a long time, and the court will not ban it. It has its own reasons. I want me to say that the silver quotation is much safer than Feng Jian who borrows money from high interest rates everywhere."
Zhao Changqing asked, "We can think of silver, and Feng Jian is not a fool, how could we not think of it?"
Mr. Su stroked the blue leather thread-bound book in his hand and said warmly, "Feng Jian is from an ordinary family. What did he use to borrow money from the bank account? When he grows bigger, the money he borrows from high interest has been borrowed, and he can repay it as long as he wants to pay it back. Feng Jian is a smart man, but he is too young and when he was young, he can make the decision. When he grows bigger, he may not be able to make his own decision."
How many people in this world can control their lives?
Feng Jian is not scary, and Mr. Su even felt that it would be a big deal to wait for twenty years or not. However, Feng Jian is too dangerous and must not be avoided, nor should he not be avoided.
Chapter completed!