Chapter 745: Not enough money, take out a loan to buy a house
Mingyue of the Great Song Dynasty http://www./0_1/ The latest work of Xiangnan Xiaoxiaosheng! 745
Lao Lian and He Tiantian and Huo Yingjie went to see other yards again.
He Tiantian fell in love with a yard on the roadside, with a road, and there are many people coming and going, and there are residential areas around, which are suitable for us to open a shop. The other one is near a large park with many residential bureaus around it, and also takes into account the commercial area. Shops can be opened on the first floor and restaurants and teahouses on the second floor. However, if He Tiantian opens a shop here, she will knock down these old houses and build a row of ancient rooms again.
There are three other yards, and He Tiantian writes down their own advantages and disadvantages of money, and of course there is also the price.
After a busy day, He Tiantian and Huo Yingjie invited Lao Lian to dinner and did not go home until evening.
Because when they left in the morning, they told Mrs. Huo not to wait for them to have dinner together, so they came back after having dinner outside.
"Have you eaten?" asked Mrs. Huo, "There are still some food in the kitchen!"
"Grandma, I've eaten it." He Tiantian smiled, "I've been out for a day today and ate a lot of food."
"That's good." Mrs. Huo said, "The two children are playing with Ruixiang in the house. You go and wash first, and come and take care of the children later."
"Thank you grandmother." He Tiantian said, taking Ho Yingjie upstairs.
Looking at He Tiantian's back, Mrs. Huo was thinking, and she was even more curious about why her grandson and daughter-in-law went outside?
After washing up, I took the child over and washed him.
He Tiantian was holding an abacus and looking at the address, area, house status, price, etc. recorded on the notebook.
"Brother Yingjie, I have a crush on three places, but with our money, I can only buy two of them." He Tiantian replied, and she found that she was becoming more and more greedy.
Ho Yingjie smiled and asked, "Which three yards do you like?"
"Uncle Cai's yard, size and location are more suitable for us to live in," He Tiantian replied, "When married 420,000 yuan, the old man is willing to reduce 20,000 yuan at most. This house near the street can be built and converted into a store, with a smaller area, but the person's offer 340,000 yuan, which is probably worth 10,000 yuan. Another place is good, and when you go to Shangyuan, the area is quite large, this one is the most expensive, 580,000 yuan. I haven't seen other places yet."
Ho Yingjie thought for a while and said, "In this case, we will need at least 1.3 million to buy these three houses."
"Yes!" He Tiantian replied, "I only have 960,000, which is a little short."
Ho Yingjie thought about it and said, "I have 20,000 yuan here. Let's buy the 420,000 yuan and 560,000 yuan first. Let's pay some deposit for the remaining one, and pay the final payment in three months. Let's settle the house first."
He Tiantian didn't hear what was behind clearly, but heard what Ho Yingjie said "twenty thousand yuan".
"Brother Yingjie, where did you get the 20,000 yuan?" He Tiantian asked in surprise, very suspicious that it was Ho Yingjie's private money.
"The bonuses I paid after the project was completed last year and this year are all in my passbook and I am about to give them to you, but we rushed to Yanjing and forgot." Huo Yingjie explained, and took out a passbook from his travel bag.
He Tiantian took it over without hesitation and then said, "My husband is so awesome. If you get the bonus in the future, report it as soon as possible!"
"Okay, I'll give it to you." Ho Yingjie said, "It just so happened that Uncle Qian's son is coming back after a while. He happened to ask about the status of the company there. Logically, he should have made money. If he doesn't make money, I have to consider changing his partner."
He Tiantian nodded and said, "Business is business, but if you don't have the ability, you can change people."
"But I think it's not appropriate to give a deposit. You know, if we pay the final payment in half a year, during this period, they will break the contract when they meet buyers who give higher prices. Even if we get double deposit, I won't feel happy." He Tiantian said, "There are even worse things that I sold to someone else and ran away with our deposit. We waste the deposit in vain."
Ho Yingjie thought for a while and said, "Then like this, didn't we buy two yards? With the mortgage of 420,000 yuan, we can earn more than 300,000 yuan in three months, and we can pay back these loans."
He Tiantian's eyes lit up and nodded, "Be careful, as long as we can afford the interest and principal, we are not afraid of the bank's refusal."
"Just do this, then we must take down Uncle Cai's house as soon as possible." He Tiantian said, "I originally wanted to suppress the price, but we will take care of it tomorrow morning, and it will be 400,000 yuan. I guess he won't sell it if he loses a penny."
Ho Yingjie smiled and said, "It's okay, we can wait for a day, maybe he will come to us first!"
He Tiantian put down the list, and this matter was too urgent.
The next afternoon, He Tiantian and Huo Yingjie wanted to go around, but they heard that Lao Lian was here.
He Tiantian, Huo Yingjie and Lao Lian came to a teahouse and said, "Uncle Lian, aren't you going to have a meeting today? Why are you rushing over?"
Lao Lian smiled and said, "It's already finished in the morning. In the afternoon, Uncle Cai came to me and he said 390,000 yuan. If you are willing to buy it, please transfer the property and pay it."
He Tiantian's eyes lit up after hearing this, and she asked curiously: "Uncle Cai was not holding it yesterday, why are you so anxious today?"
"It was him who received his son's telegram again. If he couldn't get the money, he would be in jail." Lao Lian said, "I guess it's really a shortage of money. I guess the price given by others is slightly lower than this one."
He Tiantian thought for a while and said, "Okay, I bought it for 390,000 yuan. Then I will continue tomorrow, and I will trouble Uncle Lian."
"As long as you prepare the money, everything else is very simple." Lao Lian smiled and said, "Okay, let's not talk anymore. I'll go and pass the message to Uncle Cai."
"That's all my hard work, even my uncle." Ho Yingjie said, "Be careful on the road."
Things went smoothly, everything was completed, proof documents, home purchase contracts, etc.
However, it was a bit troublesome when paying. He Tiantian’s passbook was a bank in Nanshi. The bank in Yanjing took two days to confirm the money to Uncle Cai’s account.
Immediately afterwards, He Tiantian and Huo Yingjie bought a yard next to the park for 530,000 yuan.
After two transactions, everyone realized that He Tiantian was a rich man, so when He Tiantian proposed to apply for one of the real estate loans, it only took three days to review and passed.
It seems that after the reform and opening up, it is not only the policies but also people's thoughts.
For example, this loan!
But this is also good, which makes He Tiantian convenient.
Chapter completed!