The first day of March in the year of Wude.

The 36 Monuments of the Tang Dynasty Celebrity Square are as the center, and the Tang Dynasty Arena, the landmark building of Jingyang, to the north, and the newly built Jingyang Wharf to the south. The main street running through the north and south is named n Street by Wang Yi, with a total length of two miles, which is one kilometer.

Today, on the street between the Arena and Celebrity Square, the first fund-raising bank in Datang was born.

The Tang Agricultural Bank means taking it from the people and using it for the people.

Wang Ye specially asked Zhang Qi to bring a carriage of firecrackers to the hot atmosphere early in the morning, while he wore the Jingyang County Magistrate's uniform and made a brilliant appearance with his subordinates and comrades.

The purpose is to tell the onlookers that their faces are signs and their clothes are backers. You can keep the money here, and you guys, it’s definitely true.

In fact, Wang was a waste of money. Since Ma Zhou posted the announcement of bank deposits and withdrawals, the people in Jingyang have been running around to tell each other. Everyone doesn’t care about anything that is not an official. When they heard that it was a counter opened by Wang Ye, it didn’t matter if it was a little more expensive than the aristocratic family. What’s more, Wang not only did not charge money, but also had to pay for it.

Bank second floor.

Cui Yiye and his sister Cui Ying'er sat down against the stove. Ma Zhou was making tea on his own, and Wang Ye was standing by the windowsill to admire the crowds of people on the street.

As a special guest for the opening of the bank today, Cui He, the Cui family, specially sent two siblings and Wang Ye to get involved. After all, Cui Xian, as the head of the family, is unreasonable to not go back to Qinghe for a long time.

As the largest and most widely distributed cabinet owner in the Tang Dynasty, the Cui family of Qinghe also became Wang Ye's only important partner for cooperation.

Because Wang Ye only opened a bank on N Street now, he had no time to take care of other prefectures and counties throughout the Tang Dynasty.

This requires a strategic cooperation with the Cui family in Qinghe. At that time, merchants can also use their passbooks to deposit money at the Cui family's counters, which would be perfect.

Cui Ying'er looked at the special paper in her hand and felt very envious, because the three pieces of paper were printed with the avatars of Li Qingcheng, Yu Lingyan and Wang Yu as anti-counterfeiting watermarks.

The three girls' smiles are so beautiful that they are all thanks to Yan Liben's exquisite painting skills. You must know that since Yan Liben came to Tiance Mansion, it has not been so easy for those noble ladies in the capital to find him to draw a portrait.

Compared with the portraits of the three women, the fragrance of flowers emitted from special paper is not that important.

"Mr. Ma, according to your bank's promise, our counter room may not be able to cooperate. This withdrawal not only does not charge money, but also requires payment. This is really true, Cui Yiye said with a blushing face after reading the user manual handed over by Ma Zhou.

There was no way, his father and his second uncle made it clear that as long as it was not a loss, they would work hard to cooperate with Wang Ye. Before he came, he also had this idea, but when he saw that his savings could still make two cents of profit a year, his face darkened.

These two cents of profits are just the expenses of fixed deposits. Looking at the current deposits that make the most profitable in the counter, they only charge a handling fee of a few cents.

You should know that even if you hire someone to move the cabinet, it will require labor costs. In his opinion, Wang Ye’s bank deposit business is simply a loss-making business.

Ma Zhou smiled when he heard this. At first, he thought Wang Ye's move was a bad move, but after Wang Ye was taught a class, he immediately got to know it. It was so fucking a waste of money. Only a fool would feel that he had lost money.

但是马周不敢将其中的关窍告知崔一叶,只是笑着应道:“基于催公子提到的这两点,马某和城主已经商量过了,我们银行会补足你们的盈利,客户需要缴纳的费用全部由我们来提供.”

Cui Yiye was dissatisfied when he heard Ma Zhou's words: "Mr. Ma, forgive Cui for being too talkative. You should advise the city lord. The Tang Dynasty is now in a mess. What is not profitable? Why do you have to do such a money-losing business?"

Wang Ye, who was standing by the window, smiled. Although Cui Yiye spoke in a low voice, he still heard it.

"One Ye, one hundred guan, from Chang'an to Yangzhou, how much is the deposit and withdrawal fee for your counter?" Wang Ye walked to the tea table and sat down and asked with a smile.

This question made Cui Yiye Wen confused because he was not very familiar with the specific charging standards. Cui Yinger, who was always quiet and elegant, opened her mouth and replied: "The waterway from Chang'an to Yangzhou is smooth, but it will be close to a month's time. There are many other risks on the road. It is definitely not too much to charge a trip of 100 yuan."

This is the second time Wang Ye has seen Cui Ying'er, but he is not as amazed as when he first met. After all, two immortals in his family are in charge and they are full of antibodies.

"Miss Ying'er means that if you have one hundred coins in your counter, you can earn up to three coins a month?" This is already a huge profit, and the king is a little envious.

"Well, the time for customers to withdraw money is not necessarily long or short, but he needs to save money in Beijing and go to Yangzhou to withdraw money at least one month." Cui Ying'er frowned and calculated.

Wang Ye and Ma Zhou smiled at each other when they heard this. Wang Ye continued to ask: "What if the customer deposited the money in your counter? What should you do with the money?"

At this time, Cui Yiye responded with a smile: "Of course, it is sealed and sorted into boxes and transported to various places with other customers' money. Otherwise, how can the customer withdraw money from the capital to the place?"

Cui Ying'er's cheeks were red when she heard this, glared at Cui Yiye, shook her head, and explained: "Just sealing, if the treasury in other prefectures and counties is tight, we will supplement it. Generally speaking, the deposit and withdrawal balance of the cabinets and warehouses of each prefecture and county."

Wang Ye looked like this indeed. However, Cui Yiye was reminded by his sister that his old face was extremely dull. Although he was called the number one talented man in the capital, his achievements were mostly in the classics, poetry and books, and he was absolutely not as good as Cui Ying'er in business.

If Cui Yiye thought, the Cui family's cabinet would spend a lot of manpower, material resources and financial resources on the transportation and security of gold and silver.

But now Cui's cabinets are blooming everywhere, and there are exclusive warehouses and shops everywhere. At that time, there is not enough money in the warehouse. You can find your shop to pay the money to the customer as soon as possible, and then ask the customer to send money to make up for the shortage, so you don't have to transport the money around.

At this time, Ma Zhou put down the teapot in his hand and said with a smile: "I guess I'll say less urging the girl."

The king smiled but said nothing. The Cui brothers and sisters looked at Ma Zhou in confusion, waiting for his next sentence.

"Ma asked many merchants that they went to the counter to save money, not all for the convenience of transportation. Many merchants traded for the payment of goods with the treasure money in the counter. What I said is correct?" Ma Zhou asked.

"Yes, Mr. Ma said that there are situations. Many merchants trade in the docks and stations, but these two places are mixed together. It is very unsafe for merchants to trade with a few cars of money. For this reason, they exchanged money for treasure money, which is much safer." Cui Yiye finally encountered a problem he knew and said passionately.

"So, in fact, most merchants only exchange treasure money for cash during the Chinese New Year?" Wang also asked.

Cui Ying'er was stunned when she heard this, but Wang also said the truth. If the money in the counter was really easy to make, Cui would have sent it: "It's almost the same."
Chapter completed!