Chapter 2492 about buying a car
Li Zhongxin knew very well that the employees of their Zhongxin Company basically had money in their hands. As long as they could work in Zhongxin Company with peace of mind, they would be able to own houses, cars, mobile phones and other things in less than a few years.
Li Zhongxin is quite generous to the employees below. If the house is first distributed directly, the later part of the money is given because there are too many people, and the employees take part of the money. Zhongxin Company takes part of the money and the house built is directly privatized. In other words, employees can live in their own brand new building after half of the money, and this part of the money can be borrowed.
As long as houses, cars, mobile phones and other things are produced by Zhongxin Company, the company's employees will enjoy the lowest price quota, which is just a purchase restriction. Each employee has only one chance, and must be required by themselves.
The other thing is the car consumption loan for employees' families that Li Zhongxin did. Li Zhongxin encouraged employees to buy Zhongxin Fukang cars and let their families go out for rent. Moreover, taxis can also be affiliated with Zhongxin's taxi company, and only pays a part of the fees every year. These fees can be said to be ignored, so Li Zhongxin's car loan business quickly started.
What Li Zhongxin did in the later stage was that not only Zhongxin Company, but also as long as the person has credit and someone who can guarantee repayment, he can make a car consumer loan from Zhongxin Company. The interest rate of this consumer loan is basically the same as the interest rate of other bank loans.
Li Zhongxin vaguely heard Wang Bo say that it seemed that in 1996, China Construction Bank and FAW Group established a long-term strategic partnership.
As a part of the cooperation, China Construction Bank piloted the car loan business of FAW-Volkswagen in some regions and began attempts to personal car loan business of domestic commercial banks.
Now Li Zhongxin asked Ma Xiao and Wang Chuanzhi to take out this car loan, giving them some convenience and allowing them to own a car in advance, which is also a benefit.
Under normal circumstances, there is no problem with Li Zhongxin giving each of them a car, but Li Zhongxin doesn't want to do it like that. Li Zhongxin always has an idea that everyone's life is different, and some of his reasons cannot make too much change these people.
Sometimes, giving someone else's car is not necessarily a good thing. On the contrary, it is now like this. It is a very good thing to ask them to borrow a loan to buy a car and give them a convenient condition.
"Loyalty! I'll forget about buying a car. I know very well what the conditions are like in my family. It's already a very luxurious thing to be able to support me in college and graduate school.
Although I don’t have to pay my tuition here now, I can’t buy expensive things like cars just because I can feel more comfortable.” Wang Shanshan said to Li Zhongxin very seriously.
Wang Shanshan’s family’s conditions were not very good. In the past few years, the money her parents earned every month was basically mailed to her as tuition. In other words, Wang Shanshan began to find a job as a tutor, so she did not need the money from her family.
She felt that if she bought a car, it would not be a good thing for her family. It was like she did something unfilial. The people in the family had not received any help from her yet, so she started buying a car in Beijing, asking her parents to think about it and how their relatives in the family thought about it.
"Shanshan, your idea is wrong. A car is a tool for transportation. You are now a tutor outside and can only teach one or two students every day. If you have a car, you can teach multiple students.
In addition! You are now studying for a master's degree and time is very tight. If you walk or take a bus, it will take a lot of time. Therefore, buying this car will only help you, and there is no bad thing.
Nowadays, many people can’t buy a car if they want to buy a car, not to mention the car buying plan that Zhongxin said, with almost negligible interest rates." After hearing Wang Shanshan’s words, Ma Xiao immediately started to speak to Wang Shanshan.
Ma Xiao has no pressure on buying a car. He had talked about this matter with the professor who brought him before. The professor agreed with him very much at that time. The professor said it very well. If Ma Xiao has a car in the future, they will be able to treat more people when they are free in the future, and they will earn much more money than at this time.
Money is becoming more and more expensive in the future, and money is becoming less and less valuable. If you can buy a car with a loan now, you can buy it if you can.
"Shanshan! Think about what Ma Xiao said. This matter is not a difficult thing for you. I am here for your own good.
Now that you buy a car, there are many useful places. After a few years, the car brand you buy now is more valuable than the money you buy a car." After Li Zhongxin saw Ma Xiao persuade Wang Shanshan to buy a car, he also started talking.
"Let me take a look first. I didn't take the bus test, and I couldn't drive the bus after I bought it." Wang Shanshan found a powerful reason for herself and said with a smile to Li Zhongxin.
"It's easy to say that you haven't got the train ticket. As long as the car gets off, you can learn that thing for a few days. Then I'll take time to teach you how to drive, and you won't charge you for tuition. You can just treat me to a meal." Ma Xiao shook his fat face and said to Wang Shanshan with a smile.
Ma Xiao also understood Wang Shanshan's idea of not buying a car. Wang Shanshan's family was incomparable to him and Wang Chuanzhi. Wang Chuanzhi is now selling minks on Yabao Road in Beijing and can make a lot of money every month.
Here’s him! He has not been promoted to a regular business now, and his salary is already very high. In addition, he went out with a professor to treat and perform surgery on weekdays, so the money is enough to spend. It is particularly worth mentioning that both he and Wang Chuanzhi’s family are both officials, and their family is not short of their money. They have no pressure. Wang Shanshan’s parents work in factories. In recent years, the efficiency of the factory in Harbin has not been so good, so it is normal for Wang Shanshan to have some pressure.
Chapter completed!