Zi Chou Yin Mao.

The so-called eating the grain of Mao in Yin means eating the grain of next year this year.

To change to the national level, it means taking taxes for next year this year.

This is a very difficult operation.

According to previous practice, rulers are more willing to take the method of increasing taxes. What do you say will collect more this year and less next year...

The country's annual expenditure is fixed there, and once it is less collection, it will lead to a deficit.

So have you drunk too much?

Have some horse urine and sober up!

Once the national level is short of money, it will be a big mess, and even if there is a little bit, it may be a big deal.

So there is a way to be talented, and a good way to be great talented!

Tang Ren's words made the king and his ministers think carefully.

"Your Majesty, I think Tang Ren's ability to manage finances can be the second best in the Song Dynasty."

The number one in the Song Dynasty was naturally Chen An.

Tang Ren stood with a smile, and actually had a graceful temperament.

"What a Tang Ren!"

Han Qi praised and slapped it casually. Zeng Gongliang was hit by the thigh, and he really wanted to fight with this old guy.

Zhao Shu nodded, "Then why don't you borrow money from a money shop? You don't have to risk depreciation of banknotes, and you can borrow money privately without paying profits."

Zhao Shu cannot be blamed for being petty. The financial situation of the Song Dynasty was deteriorating during the Zhenzong Dynasty. Unlucky during the period of the late emperor. When Zhao Shu ascended the throne, he faced a situation where there was no money in the palace and no surplus grain in the three corpses, which could be called a family member.

The situation is getting better now, but he still dares not spend money with bigotry.

"Your Majesty, the money in the bank is worth a lot. Once the court borrows it, the amount will definitely be quite large."

Han Qi nodded, "Yes, if it's a small amount, you naturally don't need to borrow money from the bank, and you can't afford to lose this person in the court."

"Yes!" Tang Ren said: "If you borrow a large amount from a money house, the money house will inevitably be short of money. What will happen if the money house has no money? It will tighten borrowing... that is, it will reduce borrowing and at the same time increase interest to absorb money deposits. Otherwise, it will easily close if there is a run."

Bao Zheng asked: "But this time I got a large amount of money back from the northwest and deposited it into the money house. Why did the money be short of money?"

"This..." Tang Ren said: "The money shop wants to make money. If you don't make money... how can you give the profits? So if you have more money, you can borrow more, and you can find a way to borrow money."

"What about more money?" Han Jiang was suddenly interested in knowing what Chen An's lineage thinks about finance.

"That's simple." Tang Ren said calmly: "On the one hand, you can reduce the interest on borrowing to expand borrowing, and on the other hand, you can reduce the interest on deposits and reduce deposits. If you do it together, you will naturally maintain a state of making money."

Han Jiang nodded, "It is to use interest to reconcile it. If you think about it carefully, it is impeccable. Is this so-called financial way Chen An?

"Yes." Tang Ren said: "The way of finance is profound and profound. The officials in the money shop are still trembling, as if walking on thin ice."

"What a plan!" Zhao Shu also understood and praised: "If this is the case, the money house will be in line with each other and there will be no more difficulties."

"No, Your Majesty, the money house is still in trouble." Tang Ren said: "For example, bad debts, that is, if there are more people who can't be returned after borrowing, the money house will be in trouble."

"How should I do this?" Zhao Shu suddenly pointed at Zhao Xu, "Prince said."

Han Qi took the lead in laughing, and then Zeng Gongliang.

"Ha ha ha ha!"

Several young people were making trouble, and they actually blocked a group of old men in the Song Dynasty.

But at this moment everyone woke up and understood the origin of this matter.

The king and Shen An are the masterminds, and Tang Ren is the ultimate beneficiary.

No, it should be said that the Song Dynasty was the ultimate beneficiary.

Zhao Xu was out of work and looked a little dull.

This son is pretending to be stupid!

Zhao Shu coughed dryly, "Just say it."

"Yes." Zhao Xu knew that it could not be hidden, so he said: "Generally speaking, bad debts are related to the year of the Song Dynasty. If the year is good, then everyone has more opportunities to make money and fewer bad debts. If the year is bad, it will be difficult for everyone to maintain their current life or business, and they cannot repay the loans from the bank. There are also those who directly break their families and become poor, or those who cannot continue their business and close their doors...

If there are many bad debts, the money house will analyze the reasons one by one. If you find that the year is not good, you must find out the reason and report it to the court immediately."

Zhao Xu looked up and said confidently: "Your Majesty, this is a responsibility of the money shop. What do you guys think?"

Han Qi nodded, "Does the three responsibilities have such meticulous responsibilities in the past?"

Han Jiang shook his head, he couldn't blame him for this, so he was very calm.

Just thinking of a few young people fiddling out such detailed things made him feel a little ashamed.

"In this way, my minister thinks that the money house can take over the finances of the Song Dynasty."

Zeng Gongliang came out of the class: "I agree!"

"I'm going to discuss it!"

“…”

This is undoubtedly part of the new policy, and Sima Guang knew it very well.

Starting from the official system, starting from the responsibility and power, and gradually modifying the pattern of the Song Dynasty, what will happen in the future?

He seemed to have seen a strange Song Dynasty. This Song Dynasty had no familiar place at all, and the strangeness made him feel scared.

Why do you need this?

He was a little confused.

The court meeting is over.

Han Jiang walked to Tang Ren, stared at him and asked, "Shen An really didn't instruct?"

Tang Ren said firmly: "After Shen Longtu returned from the northwest, Xiaguan and him did not meet."

Han Jiang patted his shoulder, "The young man is terrifying!"

Tang Ren smiled and said, "You have over-rewarded."

He walked out of the hall and suddenly realized that the world was different.

He, the judge of the Three Sessions, is now independent of the Three Sessions, commands the money house, takes charge of the finances of the Song Dynasty, and can serve as a consultant to the king.

This responsibility is more like a plan!

He returned to the money shop, and the guys bowed and said hello.

After entering the pay-off room, the first thing he did was to lean behind the door and laugh silently.

His body was trembling with a smile, and gradually, he squatted down and started to whimper.

His job experience was complicated and he spent it in obscurity until he met Shen An.

While in the Privy Council, he followed Shen An to negotiate with envoys from various countries and gradually learned a lot.

Then he went to the northwest and hang out with Zhe Jizu.

He was a little puzzled and a little aggrieved at the time, thinking that since he was Shen An's man, why did he bring himself to the remote northwest?

How to make contributions in the Northwest?

His grievances were relieved by repeated difficulties, and after killing the enemy for the first time, he went crazy.

He knew Shen An’s intention to let him go to the northwest.

——If you want to make a difference and if you want to be a high-ranking official, then you must go through countless hardships, whether it is literature or martial arts, you even need to personally take on the arrows and stones. Otherwise, when you stand above the temple in the future, you will not understand what a battle formation or what a bravery is.

So he gradually matured.

Later he went to the southwest.

In the southwest, he saw another situation.

The people were poor, the natives were in chaos, and the Jiaozhi people took advantage of the situation to rob.

what to do?

Solving the natives first.

There he learned the principle that he had to be flexible, and as long as he could solve things, he would not have to stick to the means.

Chen An once said that the officials of the Song Dynasty serve the interests of the Song Dynasty. We must do anything that is beneficial to the interests of the Song Dynasty. If we do anything that is not conducive to the interests of the Song Dynasty, we should not do anything that is not conducive to the interests of the Song Dynasty.

This is the purpose of being an official.

After returning to Beijing, he felt that he would have a bright future, but in the end he went to the money shop.

Money house...

The family said that was a businessman.

He was an official for many years and eventually went to do business.

Even my father-in-law felt embarrassed. Sometimes the neighbors would laugh behind their backs and their children would be ridiculed when they went out.
To be continued...