I had a meal with Liu Qing and talked a lot. Although I didn’t say that I understood everything about the regulatory authorities’ ideas, I still learned a lot.

As expected, the regulatory authorities are still very wary of foreign banks entering the country. In fact, this is normal. Now it seems that they are accepting and tolerant of foreign investment, but in fact they are very wary.

Some public industries have been liberalized, such as the normal light industry, and even industries such as automobiles, but there is no way to do this and we need to borrow other people's technology.

As for the automobile industry, since 1978, it has been thinking about foreign capital entering the market and borrowing other people's technologies. Although the final game may not be won, it has always been with a winning mentality from the beginning.

There is also the home appliance industry. Although it can be said to represent high technology to a certain extent, the technology in this home appliance industry is limited.

For example, televisions, refrigerators, air conditioners, computers, telephones, etc. Although these industries can be considered high-tech industries.

But when you say how high-tech a TV can be, China itself can also make it.

In the future, if something happens, the domestic people can take the lead at any time, and they can learn some technologies from them.

There are considerations in this. As for the computer Internet, in fact, no one knew it was so important at the beginning. The restrictions on this industry were relaxed. Otherwise, foreign investment would not necessarily be allowed in.

But the liberalization of these industries does not mean that all industries are liberalized. Some important enterprises, such as petroleum, steel, coal, etc., are basically controlled by state-owned enterprises. Even if they are liberalized, they will only be liberalized.

A small part is still targeted at private enterprises.

Industries like finance and banking are even more cautious because if they are not careful, they can cause losses to the domestic economy.

For example, if a foreign bank comes in now, but one day something happens in the country where the foreign bank is located, such as a war, a financial crisis, etc.

Foreign banks will definitely shrink their domestic business, which will have a great impact on domestic economic development.

Therefore, China has always been very wary of the entry of foreign banks.

Jiang Xiaobai remembers that in his previous life, foreign banks entered the country on a large scale, and that was after 2006.

Even after 2006, it does not mean that China is willing to allow foreign banks to come in on a large scale.

Rather, China will join the WTO at the end of this year. After joining the WTO, the market will be liberalized. There will be a five-year protection period for the banking and financial industry. By 2006, the five-year protection period has expired, and you just don’t want to let it go.

It is no longer possible for foreign banks to enter.

Therefore, in 2006, a group of foreign-funded banks entered the domestic market on a large scale and were able to operate RMB business. However, there were many restrictions, which led to the unsatisfactory operation of foreign-funded banks in the country.

Of course, this is all a thing for later. Jiang Xiaobai mainly wants to rely on his own identity. Although Huahua Bank is said to be foreign-owned, the equity is in his own hands. It is okay to say it is foreign-owned, but it is not a private enterprise.

problematic.

We want to rely on this condition to allow Huahua Bank to enter the country and operate RMB business in advance, one step ahead of foreign banks.

Let Huahua Bank have some competitiveness in the country.

But now it seems that the situation is not very good. The attitude of the regulatory authorities is very vigilant. Of course, Jiang Xiaobai is not discouraged. After all, no matter how vigilant the attitude of the regulatory authorities is, they still have to report the news in the end.

It's up to the top to make the decision.

Rather than the regulatory authorities, let’s wait and see when we talk to the regulatory authorities tomorrow.

Early the next morning after Jiang Xiaobai arrived in Beijing, after breakfast, Jiang Xiaobai took Mr. Huang and several senior executives of Huahua Bank to the regulatory department.

Unlike the chat with Liu Qing during dinner last night, this time it was considered a formal contact.

Mr. Huang submitted the information of Huahua Bank. Although Huahua Bank is opened in Moscow, its registered place is in the archipelago. Huahua Bank’s information is still very confidential.

This is also the first time that Huahua Bank has made its company information public. Looking at the information handed over by Mr. Huang, the people from the regulatory authorities were ready to open it.

However, there is a confidential contract that follows closely. The registered capital, operating status, legal person, shareholders, and shareholding ratio of Huahua Bank are all considered commercial secrets.

Although this is a regulatory department, we cannot say that we will keep it strictly confidential after reading it. Therefore, a confidentiality contract must be signed. Regardless of whether it can be negotiated or not, Huahua Bank's information must be ensured that it will not be leaked.

The people in the regulatory authorities were not surprised when they saw the confidentiality contract. They have dealt with foreign banks many times and know the concerns of these companies.

After signing the confidentiality contract, a group of people opened the Huahua Bank information, but they were stunned when they saw the content on the first page.

The beginning is the legal person information and shareholder situation of Huahua Bank. Normally, this part should have several pages of content.

What percentage of the company's shares are held, what fraction of a percent of the shares is held by that shareholder, etc. After all, this is a bank.

Generally speaking, its shareholding structure is very, very complicated. Who is holding shares in these companies, or what companies are holding shares, etc. Anyway, it is a circle, because the shares of a bank,

Many people don’t know how many times it has changed.

The shares are spread so thinly that even a listed company, let alone a bank, has stipulated in the market that after acquiring more than 5% of the shares, it is required to raise a sign to notify.

Because the shares of many listed companies are very dispersed, sometimes you may be the company's major shareholder if you hold 5% of the shares.

It is said that a company can only have absolute control if it owns more than 51% of the shares, but the reality is often not like this at all. If there is a few percent of the shares, it is the major shareholder, and if there is more than ten percent of the shares, then it is proper.

The giant of the company.

This is true for a listed company, let alone a bank. The equity structure must be more complex, and the distribution of equity must also be thinner. Therefore, the equity structure and shareholding ratio information covers several pages or even

It is a normal thing if it is more than ten pages long.
Chapter completed!