Chapter 361: Raising funds, conditions for bank loans

Author: Pig in the Flying Sky

Chapter 361: Raising funds, conditions for bank loans

The most urgent task is to find a way to raise money.

The Land Bureau gave 30 acres of land, but these 30 acres are not connected together, with a total of three pieces, each of which is ten acres of land.

As for the three pieces of land, except for one piece closer to the city, the other two pieces are a little farther away.

He Jincheng is preparing to develop the farthest part first and build a clothing factory.

The garment factory does not need to be built too high, only three floors are enough. The entire south of the project is relatively low. If it is really started, it can be completed in about three months. Of course, it may take more time to add decoration and equipment machines.

In fact, there is no rush to build. What’s more important is that the funds are no longer enough.

He Jincheng has calculated the lowest cost and needs to spend one million to build it.

However, after buying the land and donating funds, the company's accounts were only over 200,000 yuan, and the gap was about 800,000 yuan.

How to raise money as soon as possible? He Jincheng thought of bank loans as soon as possible.

So, He Jincheng contacted the largest local bank and expressed his intention to make a loan.

Unexpectedly, the other party agreed readily, but the specific matter needs to be discussed with He Jincheng.

Of course, He Jincheng would not refuse, so he made an appointment with Nandu Hotel to discuss the matter.

This time, He Jincheng also brought Zhou Qingyuan and He Jinshan with him.

Zhou Qingyuan is an old man in the He Clothing Factory, and his elder brother He Jinshan is the future helmsman. He Jincheng brought them here, thinking that they would also have more contact with the bank people, and they would definitely deal with them in the future.

The manager from the bank, named Wu Daqiang, was a middle-aged man with a big belly, with silver eyes, and looked a bit cultural.

He Jincheng took the two of them into the private room and extended his hand to Wu Daqiang with a smile.

"This is Manager Wu. I am He Jincheng, the director of the He family. This is our two deputy directors Zhou Qingyuan and He Jinshan!"

Wu Daqiang was also a sleek person. He stood up with a smile and shook hands with He Jincheng. After the two of them exchanged greetings for a while, they sat down one after another.

The food was served and the wine glass was filled, and the few people started chatting with laughter.

"Director He is so young and promising. It's probably less than thirty years old!"

Wu Daqiang was very curious about why He Jincheng was so young.

He also knew that He Jincheng had won 30 acres of land in one go, and knew that this was a big boss.

This time, He wanted to take out a loan, and the superiors also greeted him, so he agreed so readily.

"Manager Wu has won the award, and I just happened to it. In fact, there is no such great ability. But this time, our current clothing factory has a little bit of a production capacity. This time, the factory was built to increase the production capacity. There is absolutely no problem with repaying the loan. Regarding this matter, please give me more advice!"

He Jincheng said with a smile and raised his glass.

Wu Daqiang took a sip of wine and said with a smile: "It's easy to say, but in fact, the above also told me that the income of your suitable clothing factory is very good, and there is definitely no problem with the loan repayment ability. However, I may have a small condition here. I wonder if Director He can agree?"

"Manager Wu will say it directly. As long as it is reasonable, we will definitely accept it!"

He Jincheng nodded slightly. If there were no other conditions, he would not come to have a meal now, but to do the loan process directly.

"That's right. Your factory is also well-known in Nandu. The superiors attach great importance to the construction of your new factory, so they assigned Nandu Sanjian to undertake the construction of your new factory. As long as Director He agrees to this matter, there will be no problem with my loan here!"

Wu Daqiang said with a smile, then picked up the wine glass and took a sip.

He Jincheng frowned slightly, feeling a little unhappy.

Wu Daqiang's conditions are really too much.

Designating a contractor is a transfer of interests. Although the factory's project is not big, it is also a considerable income, and at least one million is required to invest.

Neither Zhou Qingyuan nor He Jinshan spoke, and they were a little confused about the situation.

In their opinion, anyone who can hand over the factory to build it. As long as the funds are in place and the factory is built, that's fine.

However, when they saw He Jincheng pondering, they did not disturb him.

"How is it? Does Director He have any concerns? Sanjian is a state-owned enterprise, so there is definitely no problem with the quality of construction. In addition, the above also attaches great importance to it, so there will definitely be no problem!"

Wu Daqiang said with a smile.

In his opinion, this condition is definitely not an exaggeration.

"Manager Wu is right, but suddenly put forward the conditions. For such a big thing, we still need to consider it. I think this is the case, so I ask Manager Wu to help me arrange for me to meet with the leaders of Sanjian and talk about the details. If the price on Sanjian is right, we will certainly have no problem!"

He Jincheng thought about it and agreed temporarily, but he didn't say anything too terrible. Who knows if there is anything wrong with Sanjian?

"Of course, let's do it. In the afternoon, I brought Deputy General Yang Qishan from Sanjian to discuss this matter with Director He. If Director He has any questions, you can also ask him in person if there is any communication!"

Wu Daqiang said with a smile.

"Of course it's the best!"

He Jincheng nodded in agreement.

The two sides did not talk much about work next time. Zhou Qingyuan and He Jinshan were drinking with Wu Daqiang while He Jincheng was seriously thinking about this matter.

After drinking and eating, Zhou Qingyuan looked at He Jincheng with a little hesitation on his face.

"Old Zhou, just say anything. Do we still need so much to say between us?"

He Jincheng asked with a smile.

"Director He, I always feel something is wrong with this matter today. I am afraid that the conditions on Sanjian should not be very discounted!"

Zhou Qingyuan said with a wry smile.

"Yes, I can see it too, and to be honest, during the time I worked on the construction site, I also took on some projects from state-owned enterprises. Let's not talk about the quality of the project. Just the wages of this worker will be delayed for a long time."

He Jinshan also said in a deep thought.

"Yes, I think so too, but Vice President Yang of Sanjian still needs to meet him. After all, it is the company designated above. If we don't give us any face at all, it will definitely not work. As long as the other party's request is not excessive, we can accept it!"

He Jincheng said.

"I'm afraid they're talking big. Those state-owned enterprises have never looked down on our private enterprises. I'm afraid they are not that simple!"

Zhou Qingyuan shook his head and said.

(End of this chapter)
Chapter completed!