He did not immediately call Bi Ziyan to meet him. It was not that Zhu Youxiao was busy celebrating the festival and having fun, but that he was busy with work. At the same time, Bi Ziyan entered Beijing faster than he expected, so he simply asked him to rest for two more days.

To adjust and stabilize the defense and public security of the capital, as well as the security of the palace, Zhu Youxiao not only recalled Dali Lu Xiangsheng, but also enriched the martial arts and some generals from the Beijing camp to the Wucheng Military and Horse Office.

The teaching teams assigned by Jingying, except for Liao Town, Dongjiang Town, Deng Town and Jin Town, did not fall behind in the northern border towns and the southwest.

With the reassigned martial arts students, the entire Ming army was gradually changing clothes and its combat power was increasing, but the range was different.

Moreover, it was not Bi Ziyan who came to Beijing to report his work, but also Dong Yingju, the Taipu Temple minister who was responsible for the military farming affairs between Tianjin and Shanhaiguan, Zhang Tao of Tangshan Coal and Steel Co., Ltd.

Because of his contribution to farming, Dong Yingju was promoted to the right censor of the Right Capital, and was still in charge of farming. He was also appointed as the Minister of the Ministry of Revenue and the Chief of the Chief of the Ministry of Revenue.

This appointment did not attract many people's attention, but he did not know that this was the first step for the emperor to reform the salt administration.

Dong Yingju, who received the emperor's order, will select several new students as helpers and start to rectify the Changlu Salt Field, one of the three major salt fields in the country.

Zhang Tao from Tangshan Coal and Steel Co., Ltd. reported the good news to the emperor, which made the emperor happy.

According to the general drawings drawn by Zhu Youxiao and the general process written, Zhang Tao led people to experiment and finally separated the coal tar by condensation while producing coke.

Although it is rough and preliminary, this is the beginning of coal chemical industry. Due to the current scientific and technological capabilities, it is difficult to add meticulous fractionation, but it also meets Zhu Youxiao's standards.

That's right, this coal tar is quite viscous and has quite complex ingredients. But whether it is diesel, kerosene, gasoline, or hydrocarbon or alkane, it is enough to burn it.

Zhu Youxiao believes that adding high-quality wine mixture to dilute the trick, the effect is not much worse than that of oil.

The explosion incendiary bomb performed well in the battle of Ningyuan. The splashing flames not only burned siege equipment, but also had a very good burning effect on people.

After breaking through the bottleneck of raw materials, not only explosive incendiary bombs, but also flamethrowers have become the enemy-killing weapon that Zhu Youxiao wants to build.

Moreover, coke as iron and steelmaking must be produced, and coal tar is only used for extra waste and has a high cost-effectiveness.

Zhang Tao happily left the palace with the emperor's praise, promotions and rewards.

After the success of practice, he had already had an idea of ​​improving coke production, and he would put it into practice when he returned.

As a technical official in the officialdom, Zhang Tao went through many hardships, but never received so much attention from the emperor. Promotion and reward made him full of energy.

To make the horse run quickly, feed more grass.

Zhu Youxiao never stings with official rank and rewards for real and practical officials, but he just adheres to this concept.

The emperor looked in a very good mood. It was Bi Ziyan's turn to meet him. Zhu Youxiao's happiness had not yet passed!

Bi Ziyan was a little flattered when he gave him a seat to tea.

Speaking of which, he was summoned to Beijing from the position of the right governor of Yulin West Road in the first year of Taichang. He was first appointed as the Minister of Taipu Temple, and then served as the Right Censor and Governor of Tianjin. He only met Zhu Youxiao, who had just ascended the throne at that time.

At that time, Zhu Youxiao was still Zhu Youxiao. After more than two years, Bi Ziyan discovered that the emperor had changed a lot. His appearance and body were secondary. The key was the emperor's temperament, which was quite mature, or sophisticated.

It’s not that he looks mature and stern, but that he is impatient and obedient, but that the information revealed between his words and conversations makes Bi Ziyan draw the conclusion.

Although the emperor had a gentle smile and seemed to be casual, you could hear the rules he said, even Bi Ziyan, who claimed to be financially talented, was shocked and admired.

"...Imperial Bank is just a pilot program first. When various businesses are carried out and data is accumulated, we need to study and analyze to provide reference for more bank openings."

"As a central bank, Imperial Bank's future work will mainly be to issue currencies, implement financial supervision, intervene and regulate the country's economic development, and formulate and implement the country's monetary credit policies..."

What financial supervision, what intervention and regulation, and what monetary and credit policies are a bit unintelligible!

Bi Ziyan thought that during the secret memorials, he had already gained a detailed understanding of the operation of the Imperial Bank, but when he heard the emperor's story, he couldn't help but swallow his saliva.

Bi Ziyan, 54 years old, is one of the few economic talents in this era. He is quite confident in his financial management skills, but he is a little confused by the young emperor.

An unexpected? A surprise? Zhu Youxiao didn't have this kind of idea, nor did he show off on purpose. What he said was something that many people in later generations understood.

The key is that there is a big difference in the ideas between Zhu Youxiao and Bi Ziyan, which can be seen clearly and clearly in the history of Bi Ziyan as Minister of Revenue and in charge of the national finance.

By carefully coordinating and careful calculations, just these two main measures, we know that Bi Ziyan has put a lot of effort into reducing expenses. The twenty-four suggestions for Chongzhen's supervision mentioned above illustrate the problem.

Zhu Youxiao regarded open source as the focus of financial work, and saving expenditure was of course essential, but it focused on it. He sent people to supervise and verify various expenses as a means to fight corruption and corruption and rectify administration.

For example, what Bi Ziyan thought of was just a small goal of Zhu Youxiao. The ultimate goal he wanted to achieve was to turn paper into money and release the monster of finance and capital.

After finally waiting for the emperor to speak dryly, he picked up the teacup and drank water. Bi Ziyan bowed and bowed, "Long live, I feel it is difficult to be competent for the position of President of the Imperial Bank."

Hum? Zhu Youxiao was stunned for a moment, put down the teacup, and looked at Bi Ziyan.

Bi Ziyan looked ashamed and said with a thorn in his mouth: "I didn't expect that the Imperial Bank was so important and its operation was so profound..."

Zhu Youxiao blinked his eyes and understood. This was not about giving up, but about being unconfident because he said it.

After pondering for a moment, Zhu Youxiao smiled and was happy for a moment, and even said too much.

"Biqing doesn't have to be ashamed." Zhu Youxiao waved his hand and said, "These operations of banks are relatively mature in the West. I have learned them through reading books and will not be fully applicable to our Ming Dynasty. Moreover, it is easy to start and then difficult to do so. Imperial Bank will focus on simple business within a few years."

Zhu Youxiao was not talking nonsense. At that time, the Western financial industry was indeed quite developed.

Banks and bankers are often the pillars of the country. For example, the Dutch War of Independence was supported by the Netherlands' banking group. The Netherlands established after independence was also a commercial republic with the final say by capitalists.

Looking back further back, Caesar was in debt and fought a war. Through the Gallic War, he not only paid off his debts, but also made a fortune.

There are also the Crusades, the Prague Dynasty, etc., and there are many examples of borrowing money to fight wars. In the West, not only military figures, groups, but also national governments are involved in debt management.

Of course, some banks or bankers became rich because of war, while others were dragged down by war and disappeared into the long river of history.

If the financial industry was developed in the Ming Dynasty, Zhu Youxiao felt that Chongzhen could also borrow money to fight.

What are you afraid of if you owe a lot of debts? It can last the Ming Dynasty and then hang yourself in the southeast branch and cheat a group of fool creditors. It is also very interesting.

Bi Ziyan was a little relieved. After listening to the emperor, he had mostly thought about some of the plans to operate and operate.

Live until you are old and learn until you are old! It seems that Bi Ziyan has to learn and improve, he is only fifty-four, not too old, not even confused!

Zhu Youxiao kept talking about it, only talking about the development of Imperial Bank in the past or two years, and he dared not stimulate Lao Bi anymore.

"... The ultimate goal is to abolish the two and change the world. There is no need to be too tempted. The two-yuan pairs must be stable for at least one year. After the silver coins are widely accepted by the people, a compulsory order will be issued to exchange..."

"...The exchange business should be carried out as soon as possible, and branches should be set up in several major commercial ports first. I estimate that each branch has one million funds, which should be almost enough."

"... As for loan business, start a small amount first, with a limit of 100,000 yuan, and it is appropriate to return it in one year; there must be appropriate collateral, and the bank is initially built, but it cannot withstand major losses..."

"The business in Jiangnan is prosperous, so Bi Qing stayed in Nanjing, gradually opened branches and carried out business; I was in charge of the Bank of Beijing..."

Bi Ziyan listened carefully and asked respectfully from time to time. When he learned that the Marine Commerce Federation and the Jiangnan Chamber of Commerce would deposit at least two million silver coins into the Nanjing branch for a period of one year, his confidence became more sufficient.

This is the first time for bank deposits, but there is no interest. Zhu Youxiao was also "generous" not to charge storage fees. The two major chambers of commerce have found the best vault, so there is no need to worry about it.

It sounds a bit shameless, but that is what people think of later generations. In that era, negative interest rates were completely feasible.

"When you go to Nanjing to find Lu Jiude, he will dispatch troops to you. You can dispatch them, so just call the bank security guard!"

Zhu Youxiao finally finished speaking, holding the cup in his hand, but did not drink it immediately, but looked at Bi Ziyan.

"I understand, I will be satisfied." Bi Ziyan bowed and accepted the order.

Zhu Youzhao Zhan smiled and drank tea with confidence.

With the open source of finance this year, the bank's revenue is not the big deal. After all, it has just been built and the outlets have not been opened, and the business needs to be gradually developed. But no one knows the potential of the bank better than Zhu Youxiao.

It is no exaggeration to say that it is certain that banks will be richer than the Ministry of Revenue in the future. By that time, the country may really have to borrow money from banks to expand and plunder.

Zhu Youxiao did not have much resistance to debt management, which was called a fiscal deficit, which was also conducive to economic development.

Besides, I don’t know the saying “The one who owes debts is the old man”? If you can still deal with debts, you are even more “the old man among the old man”.

I have to ask my wife if I can fight; but I am trying hard to spend money to cultivate an army that I can fight!

"Long live." Bi Ziyan bowed and said, "I think Tianjin should also open a port."

Zhu Youxiao Weiwei's head. If there weren't many officials who were assured, he would rather hope for more open coastal cities.

"This is a good discussion." Zhu Youxiao said in contemplation: "But as the military town garrison, it is not possible to open a port for the time being."

Bi Ziyan also made suggestions, and when he saw that the emperor had listened, he stopped talking.

Seeing that he had already given the explanation, Zhu Youxiao ordered the palace servant to announce the appointment. The name of the president of the Imperial Bank was unknown to the level of rank and level. He had to give Bi Ziyan the title of Shangshu according to the official rank at that time and was appointed as the bank affairs.

Bi Ziyan received the order to thank him, and the emperor gave him the condolences and Guiyu, and then asked Bi Ziyan to leave.

…………………… Dividing line………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………………

The losses caused by the Ningyuan victory to the Later Jin Dynasty were not only more than ten thousand casualties, but also the changes in the hearts of Liaodong.

If it is just an occasional defeat, it can be understood as being careless and underestimating the enemy.

But since Guangning's defeat, the Later Jin Dynasty has suffered many setbacks, both of many and small, which cannot be explained by chance.

It is natural for people to seek profit and avoid harm. Only fools will deliberately jump into the fire pit and stand on the side of the loser with their eyes staring.

Among the major forces in Liaodong, the reaction of the Mongols was the most realistic.

Although no tribe, including Lin Danhan, dared to directly become enemies of the Later Jin Dynasty.

But many Mongolian vassals who followed the Later Jin Dynasty as an accomplice did not want to work hard for the Later Jin Dynasty. Moreover, they have not gained any benefits for more than a year.

When they followed the Later Jin war, they had no other purpose than looting and making money? Seeing that the momentum was wrong, they couldn't grab anything. So many people died, who wouldn't have a brain?

Even the Korqin tribe, which had surrendered to the Later Jin Dynasty, was heartbroken in the face of such a large casualties, and was wondering what excuses to find for Zhengming next time to send some troops to help the battle!

The Liao people in the Later Jin ruling region were even more volatile and had the ambition to return to the Ming Dynasty. Of course, they were unwilling to be enslaved before, and those who fled to the Ming Dynasty were repeatedly banned and killed.

"People's hearts are fluctuating, and it is irreversible to win a victory." Huang Taiji returned to his mansion and told Luo Xiujin his judgment.

He had just visited the seriously injured and undead Mangourtai, and he was not sure whether he could survive. He also saw his father Nurhaci, who was a little depressed, but he did not dare to express his thoughts so bluntly.

In fact, Ning Yuan's miserable defeat was beyond Huang Taiji's expectations. Relying on the intermittent information obtained from the Shanxi merchants, how could he know the accuracy of the Ming army and Ning Yuan's solid defense?

Luo Xiujin frowned. This conclusion was correct. He also noticed a strange atmosphere. But how easy is it to have a big victory?

Ning Yuan must not be able to attack anymore, at least until his ability to attack has been improved, he cannot die.

The Pi Island in the headquarters of Dongjiang is quite difficult to fight without a navy. At most, the Ming army was driven to the island but could not hurt the fundamentals.

The Belt and Road Initiative in southern Liaoning seems to be the only target that can be attacked on land. Although the attack has failed, it will not be more difficult to fight than Ningyuan, right?

"I'm afraid King Khan won't agree." Luo Xiujin smiled bitterly and said, "I just suffered a setback and always have to rest and recover. Is it difficult to start again, right?"

Huang Taiji lowered his eyes and touched his chin and began to think.
Chapter completed!