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Chapter 360 Difficulty Borrowing Money(1/2)

 Yu Wei glanced at Gu Siwei and looked like he was very angry.

Gu Siwei couldn't help but feel happy when he saw him.

"Okay, Brother Yu, Master Wei, I was wrong, so how many houses like this do you have?" Gu Siwei smiled.

Yu Wei stretched out his hand and made a gesture. Gu Siwei took a look and said with a smile: "It's not much, only seven or eight sets."

"Seven or eight sets, I'm not done yet!" He said, stretching out his hand and flipping it upside down several times.

Gu Siwei couldn't help but open his eyes wide, and then said: "I am!"

Seeing Gu Siwei's expression, Yu Wei felt happy and laughed: "How about it, can you eat it?"

Gu Siwei thought for a while, and finally shook his head: "I really can't eat it all."

Gu Siwei was telling the truth. If there were seven or eight apartments, not a mansion on the top of the mountain, but something smaller in the middle of the mountain, he could grit his teeth and vomit blood, but this damn forty apartments,

How could he possibly eat it?

If he eats this, even if a bank is willing to lend him a loan, he will have to think about which big bank to rob as soon as possible to repay the debt. Not even a small bank!

What is the concept of tens of millions at this time? If any bank has so much cash at once, it must be a big guy like Swire or HSBC.

This~! Well, it’s not impossible!

Gu Siwei really started to think about it, which shows how courageous this kid is now.

"How much can you eat?"

Yu Wei was a little proud now. He had been suppressed by Gu Siwei's momentum just now, but now he finally felt proud and proud. He thought to himself: You boy can do it again! Give me another chance to do it!

Gu Siwei said with a grimace: "I really want it, but I really can't afford so much money. I think I can afford at most seven or eight sets now."

"That's a lot."

After Yu Wei was proud, he was still put down by Gu Siwei's attitude of taking the money and not treating it as money.

It can be said that most people in the entire Hong Kong city, as long as they are rich, are preparing to run away. How many people have the courage to buy a house at this time? The young people in front of us now are either fools or lunatics.

Yu Wei admires Gu Siwei's courage. Of course, if the entire Hong Kong market collapses as Yu Wei expected, then Gu Siwei is a fool, and Yu Wei will no longer be willing to associate with Gu Siwei.

It’s useless to date someone who’s already bankrupt.

But if Gu Siwei is right in his bet this time, then Yu Wei, well, will still be Gu Siwei's good friend, but at that time, Yu Wei will really regard Gu Siwei as a friend.

Isn't it obvious? If the north doesn't come, then Hong Kong will still be in the hands of the British. Even if there is more accurate news, the land prices in Hong Kong will definitely skyrocket. Then Gu Siwei will fall over

If you sell it, it will be worth several times the price.

Everyone knows the business opportunities involved, but how many people dare to bet on it?

No, until now Yu Wei has seen that Gu Siwei is a fool. Yu Wei himself does not dare to bet, because one of the houses to be sold is his own house, but no one lives in it, and the house is not.

It's big and the terrain is average.

"How much you can eat depends on how much the bank is willing to lend," Gu Siwei said.

"You can't borrow much, they will lend you 10% at most, and the time will be very short," Yu Wei said.

When Gu Siwei heard that "10% is just for pushing a ball," he lost much interest.

"Is there a stronger bank? It's pointless to always deal with these small fish and shrimps," Gu Siwei said.

Borrowing 10%, that is, I would only borrow 30,000 to 40,000 yuan for a house. What the hell do I need this little money for? Originally, Gu Siwei thought that he could borrow 50% to 60%, so Yu Wei would be better off first.

A batch of houses with good terrain in hand will be eaten, and the rest will depend on luck.

Li Jiacheng once said, what is the most important thing about a house? Terrain, terrain! Terrain, where in Hong Kong has good terrain? Lao Gu is like a mirror in his mind.

Yu Wei almost rolled his eyes at what he said: "Do you think it's easy to borrow money to buy a house now?"

Everyone wants to sell their houses. If you buy a house here, the bank is not a fool. They are not allowed to consider the risks. Even with this 10%, it is estimated that ordinary small banks will not dare to lend. That is to say, Yu Wei has connections here, and because of selling the house

They are all people with good hands and eyes, so it is easy to operate. Otherwise, would you still be able to get a loan to buy a Hong Kong property now?

"Guan Jian's salary is too little, it's not even a drop in the bucket, so I'm still borrowing a cent for such a small amount," Gu Siwei said angrily.

When Yu Wei heard the tone of Gu Siwei's words, he felt a little dissatisfied and thought to himself: You are a boy who doesn't even have long hair, am I giving you some face?

But then I thought about it, this man is also the God of Wealth after all. If he really sells the house in his hand, it will be beneficial to his future development, so Gu Siwei's little disrespect will not be enough for Wei Yu.

The elder just endured it.

However, Young Master Yu is a vengeful person. If one day he gets angry like this, he probably won't be able to bear it any longer.

Seeing that Gu Siwei was not satisfied with the money borrowed from the bank, Yu Wei stopped talking and thought to himself, since you are like this, you should go out and hit the wall first.

Now the atmosphere between the two became a little subtle.

Gu Siwei didn't even notice that he was now biting the meat like a mouth that wouldn't let go, and now there were a pair of hands on the meat, which were trying desperately to take the meat away from his mouth.

Gu Siwei was whimpering as he dragged the big fat piece towards him.

After a while, Gu Siwei said: "I'm going to think of a solution."

"then you go"

Yu Wei smiled, and when he saw Gu Siwei walking directly to the door, he thought to himself: It's better to let you go out and hit the wall!

Gu Siwei came out of Yu Wei's antique shop, got into his car, and said to Pan Baofeng who was driving: "Go to the company!"

Pan Baofeng immediately started the car.

Along the way, Gu Siwei was thinking about how to make money quickly. It would be fine if he couldn't come across such a big piece of fat. It would be a pity to give up like this.

When we arrived at the company, Gu Siwei packed up the cold storage. It was a busy time in the cold storage now, because the fruits that Gu Siwei emptied out from the space had to be put into storage. Manager Guan has been busy with the storage these days.

However, as soon as the boss waved, Manager Guan immediately appeared in front of Gu Siwei.

How could he be polite to Manager Gu Siwei? He opened his mouth and asked: "How much money do you have left to buy a house last time?"

The manager didn't even think about it: "I was just about to tell you this. I decided to buy a building in Causeway Bay this morning. It's a new building. The price is 20% off the sale price..."

hiss!

When Gu Siwei heard what Manager Guan said, he realized that there were two more buildings under his name here, but they were just housing. One was located in Causeway Bay, and the other was located in Kowloon Tong. They were both in good locations.

, one room would cost tens of millions for future generations.

"Okay, okay!" Gu Siwei nodded with satisfaction.

"Boss, did we buy too much?" Manager Guan said.

Although Manager Guan is enjoying spending money now, Manager Guan is also a little worried about the boss. Why worry about the boss? The boss will have nothing to eat without him. Even eating will not be so enjoyable. Now Manager Guan

When I go out, the house sellers have to follow me and lick me, so I don't want to live a comfortable life.

However, Manager Guan knew very well that he would not dare to be greedy for money, because he knew that his boss was not a man of faith, and he did not feel that his neck was hard, but it was indispensable to have some small enjoyment, some

Selling properties is not just as simple as selling properties. Manager Guan has tried many methods.

"More or less, it looks like I need to find some money."

I originally thought that since Manager Guan hadn't spent all the money, I would use it to support him first, but now it seems like he's just trying to support me.

"What should we do with this house now?" Manager Guan asked.

Gu Siwei thought for a while, but he really didn't think of any good ideas, but he couldn't leave it empty, thinking that no matter how small the mosquitoes are, they are still meat, so he said: "Then let's open another house rental company and rent out the house.

go out".

"The rental market is not very good now. Also, we still have a number of shops, which are even more difficult to rent," said Manager Guan.

"How much can you rent? Let's do this for now." Gu Siwei felt like he had a headache.

Money, money, money! You annoying little thing!

"Are there any banks here with good credit, um, no credit or anything, banks with strong strength?" Gu Siwei asked.

Manager Guan said: "In terms of strength, the best ones are naturally HSBC, Jardine Matheson, Swire and Hutchison. However, I'm afraid it's not realistic for us to borrow money from these four companies. People may not necessarily appreciate the assets we have here.

superior".

"Forget it British guys".

Gu Siwei is not afraid of British people, not at all. In the eyes of this young man of his generation, Americans are just Americans in this world. Big fur bears can still play with them. British and French people are just balls.

When the Wuchang and the Three Changs were drinking and holding cups, both Ying and France had to go to the children's table, otherwise the drinking would not be enjoyable.

"Tell me about the famous ones and I'll try to borrow some money," Gu Siwei said.

As soon as Manager Guan heard this, he gave an example to the bank. Manager Guan did not go to the bank less often, and the order was returned to the bank. However, the first person to be cited was naturally a bank that had a good relationship with Manager Guan, and it was also the bank where the company currently opened an account.

bank.

As soon as Gu Siwei looked at the list, he decided to try his luck.

So Gu Siwei followed the order here and inquired from house to house. Others were very enthusiastic when they heard that they had borrowed money, but when they heard that borrowing money to buy a house was not enough, and what Gu Siwei wanted to suppress was the real estate, he

They all refused verbally or politely, politely sent Gu Siwei out the door, turned around and cursed in their hearts: mentally ill!

As he visited each house, Gu Siwei's heart dropped. So far, nine out of ten banks on the list had been visited, and none of them stayed for more than ten minutes.

"Why is it so difficult to borrow some money?"
To be continued...
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