Without staying long at Chen Biao's house, Yang Ruoqing and Luo Fengtang said goodbye to their mother and son.

The mother and son sent Yang Ruoqing and his wife to the gate of the yard with great gratitude. When they were getting on the carriage, Yang Ruoqing stopped again, turned to Chen Biao and his son and said, "When did the group agree to come and get the money?"

Chen Biao thought for a moment and said: "They came here the day before yesterday to cause trouble. They said they would give our family three days to raise money."

Yang Ruoqing said: "That means they will come over tomorrow. Those people took five hundred coins from your house and said it was interest. If they don't guarantee that they will come over tomorrow to get the money, they will cause trouble again."

At that time, the thirty taels of silver will have to be calculated as interest for another three days. This is their usual trick of compound interest.

After hearing Yang Ruoqing's words, Chen Biao and his son looked at each other, and it was obvious that both of them had thought of this.

Chen Biao said angrily: "My brother's gambling debt has only been owed for a day or two, and they took five hundred dollars and left. Even including these three days, five hundred dollars is more than enough."

"If they still want to calculate interest, it's a money grab. It's too much!"

Yang Ruoqing said: "They are here to mess around, not to open a charity. They just rely on this kind of compound interest to make a living. Do you think they will be merciful if they don't go too far?"

Chen Biao gritted his teeth and hit the wall with his fist, gasping in anger.

Chen Biaoniang wiped away her tears and said: "We will lose money and eliminate disasters. As long as we can get through this first, it will be Amitabha."

Yang Ruoqing said: "Not only that, but also, those people are very cunning,"

"Even if you pay off the thirty taels of silver by then, you won't be able to guarantee that they won't return the IOU that your brother Chen Biao wrote to you."

"Or, when he returns the IOU to you and writes another receipt note, he will do something to make you fall into the deep hole they dug again and be unable to climb out!"

Both Chen Biao and his son were surprised, "What are you doing?"

Yang Ruoqing said: "There are many ways to do this, taking advantage of loopholes in words to create ambiguity."

"Anyway, I'd better come over in person tomorrow and invite the mayor's security guard to come over and give you a witness with my own eyes!"

"Miss Qing'er, you are simply a living Bodhisattva!" Chen Biaoniang couldn't bear it anymore and burst into tears. She grabbed Yang Ruoqing's hand and couldn't bear to let go.

Yang Ruoqing was also full of emotion and said: "Public and private, Chen Biao is not only my buddy, but also my brother-in-law. I should help him."

"Auntie, please stop crying and take care of yourself. Uncle is already like this, and Chen Biao has been tired enough. You must take care of yourself so that the burden on Chen Biao's shoulders can be lighter."

Chen Biaoniang nodded repeatedly with tears in her eyes.

"I will, I will, thank you very much, I cannot thank you enough!"

On the carriage back, Yang Ruoqing closed her eyes and rested, but Yang Yongxian was a little excited. He was chattering to himself there, as if he was thinking about something.

"Brother, just tell me what you are thinking about and listen to it. This chatter is making me unable to sleep," Yang Ruoqing said.

This was what Yang Yongxian was waiting for. He quickly came over and asked: "Qing'er, I heard you tell Chen Biao and his son earlier about manipulating the words when repaying the loan. I have been thinking about what can be done.

I have so many hands and feet, but I can’t figure it out.”

Yang Ruoqing said: "This is not simple. For example, the Chen Biao family still owes thirty taels of silver. We understand the word 'repay' in the middle to be repaid."

"But this word has another pronunciation..."

Yang Yongxian's eyebrows lit up, he raised his finger and pointed excitedly: "I know, read it and return it, and there are still others to return!"

Yang Ruoqing curled her lips and said, "Yes."

"So, the same sentence has two meanings. By then, the thirty taels of silver will become sixty taels. Isn't this intentional to deceive people?" she said.

Yang Yongxian was enlightened now, "You can really manipulate this word. This is incredible."

"Qing'er, you are so smart that you can even turn around this twist. Your eldest brother and I have been studying for more than ten years, but I can't even think of this. I'm really ashamed!"

Hearing Yang Yongxian's words, Yang Ruoqing smiled lightly.

"This is similar to how many years I have studied. The main reason is that I am in business. What kind of people have I not seen in the business field in these years? What kind of deception methods can I learn from?"

"When you love this place and have suffered losses and been deceived and deceived, you will naturally learn to be smart and be careful next time."

Yang Ruoqing's explanation was out of consideration and care for Yang Yongxian's mood.

In fact, the real truth is that Yang Yongxian cannot apply what he has learned and turn knowledge into power.

He studied, studied to death, studied to death, and finally when he had studied to death, he went home to find a job.

However, the ink in his belly cannot be denied. If he is asked to teach in a school and educate children, he is still capable of doing this.

Going deeper, when their children pass the examination as a scholar, parents of qualified families will find ways to get their children to study in a large private school in Qingshui Town.

Okay, I digressed. At the moment, Yang Yongxian thought that he had learned something that could be applied. He was very happy. He sat there by himself and pondered over and over again about the IOU with great interest...

The next day, Yang Ruoqing and Luo Fengtang went to Chen Biao's house together and invited the security chief of Qingshui Town.

Under the joint witness of everyone, both parties resolved the matter together.

It is natural to pay back debts. Even if it is a gambling debt, it is still a debt and must be paid!

Yang Ruoqing did not break this rule, because those who came out to lend money were, to put it bluntly, just out to beg for a living and food.

I still know what I owe. The five hundred cents that were stolen from me before will be treated as interest.

But this situation cannot happen again in the future, that is, there is no way for others to fall back!

After all the transactions were completed and the group left, Chen Biao's father called out to stop the group.

"Brothers, I want to ask you one thing. I hope that after you get the money, you can help spread the news that the gambling debt is gone and ask him to come home quickly. His father is dying and he is breathing a sigh of relief.

Just to see him one last time before death..."

These words made not only Yang Ruoqing and others feel extremely uncomfortable, but even the gangsters who were always vicious and accustomed to fighting and killing were all ashamed.

One by one, they all remembered the winter mornings. Before dawn, their parents would get up and start working for the day, going out to work, setting up stalls...

As for me, I follow people here every day, working as a dwarf, collecting debts, lending money, and killing people.
Chapter completed!