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Chapter 1271 Interest-free Loan

He didn't care about the Chamber of Commerce matters after he returned home. No matter what those people did, he had no time anyway.
Father Ye also asked what they talked about at noon.
The boatmen all said that Ye Yaodong had another title of vice president.
"But I feel like there aren't many people there, it seems useless..."
"Haha, I think so too. With just a few people, I feel like even the people in our village can form a gang and be stronger than them."
"That's right, at least we have about 200 people here, and they are all from the same village, or they are close to home, so they are more reliable than these people."
"Yes, this chamber of commerce looks unreliable, and I can't tell where the money is..."
Father Ye looked at Ye Yaodong, "It's better not to worry about this. After dinner, go and take a rest. If you have rested enough, you can see whether you will go to sea tomorrow or the day after tomorrow."
"The day after tomorrow. I'll go to the shipyard to have a look tomorrow. I haven't been home for half a month. I don't know what's going on there."
"That's right, otherwise I will take people out to sea tomorrow, and you can watch from home. You have to take turns, otherwise you will always be at sea."
Ye Yaodong thought about it and thought it was okay.
Today I had a chat with Jin Laixi and the others, and they all left their contact addresses. When the fresh-picking ship leaves to pick up the goods, he will go to these people first and ask them how much goods they need that day.
Keep it and send it over.
This can also bring him some convenience. Anyway, since he knows him, let's try to take advantage of it.
If there is no need, just treat today's words as farts and polite words, then forget it.
What should I say when I saw him? After all, we just met him.
The environment at the wharf is one of oversupply. There is no shortage of goods at all. What is lacking is buyers with channels. The fishermen are all begging to sell. Unlike in the past, it was the merchants who begged to buy. Now it is the merchants who have the final say.
He has been here for more than two months, and he and his father are not always able to sell out the goods. If they can't sell out, he will keep them for sale, and the prices are based on the low prices at the dock that day.
This can be regarded as him giving the other fishing boats the benefit of the doubt. Anyway, as long as the goods are collected by his fresh harvesting boat, there is no need for other fishing boats to worry about it. If it cannot be sold, he will naturally count the money.
It didn't matter to him, since his family needed dried fish anyway, so he just had to put in the extra effort to have them killed and dried.
However, there are many workers in his family, so he doesn’t have to worry about people without work. He also has to do things at home to look after the house.
So much so that the house they rent now has so much dried fish that they almost have to find another warehouse to store it.
Now it was time to go to sea with his father, so he looked around and took care of this matter.
The father and son also talked about this matter after eating.
Father Ye said that he wanted to rent a better one, at least the roof should not leak, otherwise it would be troublesome every time it rained and the goods would have to be moved out to dry.
He only said that he would try his best. Nowadays, every family has a large population and lacks a house to live in. It would be good if they could find a house.
He was thinking about finding a house and covering it with a nylon bag or a thick raindrop on the roof. It wouldn't be a big problem if there wasn't a typhoon.
The next day, when he got up, he also went to look for A Guang. Yesterday, A Guang also said that he would go to the shipyard with him to have a look. It happened that the two of them had company.
When he rode his bicycle to his place, he was sitting at the door with his feet crossed.
"Hey, here we are, waiting for you."
"You can go buy a bicycle."
"That's what I think too. I'll take a look later, otherwise it will be a waste of time to go anywhere."
After Ye Yaodong waited for him to get in the car, he went to the shipyard.
The roads in the city were fine and smooth, but there were a lot of people coming and going, so he had to put his feet down after riding a few times.
There are fewer people outside the city, but the roads are not that good either, with lots of potholes, the bike's head is twisting and turning, and the ride is not fast.
"It takes more effort to carry you than it is for me to walk."
"Then you go down and walk?"
"Get out of here, uncle. This is my bicycle. Get off here and walk..."
"I don't want it, please work harder for me..."
"Your uncle's..."
The two of them cursed and bickered in the car until they reached the gate of the shipyard.
"It's quite big... there are a bunch of boats on the shore. Where is your boat parked?"
"Just come with me."
Ye Yaodong took the lead to walk to the beach. There were also many workers on the fishing boats around the shore carrying materials or repairing the fishing boats.
There were also various sounds coming from inside the factory, and Aguang kept looking around.
Ye Yaodong asked: "All steel fishing boats produced here are now. Do you want to reserve a few and drive them back during the New Year?"
"How many? I can't even afford one."
"Come less."
"You decide on a few, and then call me when you've decided." Aguang looked around and said casually.
"Isn't the thing I spent a lot of money on being renovated over there?"
"It's too expensive and I can't afford it. I don't have as much wealth as you."
"It's enough to take out all your money. You won't make money if you just leave the money. If you buy a boat, you can drive it out and make money. How great. Look at how many times the family's income has doubled after owning the boat in the past few years.
It has increased, and the cost of this ship is rising every year.”
"Let's watch first."
Ye Yaodong didn't say much. He was a man who understood, so he could just mention a few words. He himself still owed money, so how could he encourage others.
He led Aguang straight to the cargo ship. At this time, there were also people welding on top. They couldn't look more and only asked the apprentices beside them about the progress.
After getting an accurate reply and what needed to be done in the follow-up, he felt a little more relieved. There was indeed nothing wrong with it. It had been done for him every day recently.
A Guang asked curiously: "Can you drive back during the Chinese New Year?"
"It is said that the big difference depends on how quickly the equipment arrives. For such a large ship, the equipment must be reserved. If the goods arrive quickly, it must be done quickly, and there must be things for workers to do it, so just wait.
"
"These boats on the pier are all brought here for repairs, right? They are all built in the open space at the back and inside, right?"
"Go and look around and ask more questions. Anyway, I'm here now. I'm just idle when I'm idle. Just treat it as a long-term experience."
The two of them visited everywhere. When someone asked, Ye Yaodong pointed to the cargo ship and said that he was the boss of that ship. The fishing boat came over for renovation and he came to see the progress, but no one stopped them.
But when the two of them entered the venue, they didn't expect to meet Shen Ming'e again.
She also saw it at a glance, and ran towards them with a smile, "Comrade Ye Yaodong, you haven't gone to sea?"
Ye Yaodong was also surprised and said: "Didn't you say you were going to work after the National Day? Why are you here?"
Aguang glanced at them back and forth, how could he not know that Dongzi had met a local beauty?
"I just came out of my dad's office and asked him for a loan. Oh yes, do you want a loan? There is no interest."
"Ah? Loan?"
"Yes, if you make a loan, the bank will give you money without interest. Do you want it? This is to promote the development of the rural economy. Only farmers and fishermen can make interest-free loans."
Ye Yaodong shook his head, "I have no place to borrow money..."
"Buy a boat. The bank will lend you money to buy the boat. You just have to pay it back when it matures in a few years. It's a great business without capital."
His heart was pounding a little. He had heard of interest-free loans, but he didn't expect that they really existed?
Shen Ming'e looked at them expectantly, then looked at A Guang, "Is this your friend? You can get a loan to buy a boat together, and you can pay it back after making money in a few years. This is the country's policy support. Once you pass this village, you can
This store no longer exists.”
"You go to the bank to do loan business, right?"
"Oh, isn't it? I just started working for a few days and I was asked to find someone for a loan. Who should I look for? I can only look for relatives and friends, and I'm afraid of all of them... Haha..."
She smiled awkwardly and then said: "That's good. There is no interest. The state will lend you money. It is better than borrowing money from others in a low tone."
"Yes, if you borrow money from others, you have to owe a favor. And now that people are poor, you can't borrow much money."
"So you go get a loan. How much is the loan? I'll help you apply for it. You can come and buy a boat. You'll get your money back in a few years. How great is it to get a boat for free?"
Ye Yaodong couldn't help but laugh, "You are doing quite well in your business. Just wait here and wait for a ship boss to come and ask him to get a loan. Then you can spend money at your dad's place. Your business will increase in both directions."
"Hey, I'm telling the truth. Even though you owe money to the country for this loan, it's still better than owing money to an individual, and you don't need to pay interest..."
Aguang couldn't help but said: "What if we can't pay it back? If the father's debt is repaid, then the debt will have to be owed to the grandchildren? The family will be affected, the money owed will be owed to the country, and the reputation will be ruined."
"How can you think so? This is a poverty alleviation fund provided by the state. Think about it, you use the loan money to buy a boat, and then you can go out to sea to fish, wouldn't you be able to make money? What if you really make money?
If we don’t have much, can we sell the fishing boats? We’ll definitely make a profit without losing money.”
Aguang shook his head, thinking that the money he owed would be owed to the country, and he felt like he couldn't straighten his back.
Ye Yaodong said, "Your father's business here seems to be very busy? Can you take the order? What if you can't buy a boat after getting a loan?"
Shen Ming'e said: "It's not a loss if you can't buy a boat. You can pay it back when it expires."
"Then what should I pay for the loan? I just hold the money in my hands and let others know that I still borrow money from the state. Then won't my face be lost?"
"Then can you not let anyone know?"
"Where is the wall that is airtight?"
"Otherwise, why don't you ask my dad? I don't know anything about shipyards. Ask about the current shipbuilding delivery date, and I'll help you explain it. Arrange it earlier? It's a great thing for this country to directly release money. It's really
There’s no interest, you get it and it’s yours, and if you pay it back when the time is up, you really haven’t lost anything.”
Aguang frowned, pulled him, and said in their local dialect: "Could it be a trap? This is for us to use for free with the country's money, and then buy her boat? Could it be a lie to us?
?Who is this woman? Where did she come from? How do you know her?"
"I got to know her through lay people. The director of the factory here is her father. The loan business she said is probably true, but it may not be easy to get people to apply for loans. That's why she said, let us buy her boat
, let’s take the back door.”
"It's true or not. The state gives out money for free. I'm very doubtful. It's just that some people took the money and ran away and can't find it, just like us in other places? What should we do?"
"Then I don't know, but she persuaded us to let us do the loan. She must have a business target that needs to be completed."
"I always feel that there is something crooked about it, so don't listen to her. We want to buy a boat. We can buy it if we save enough money. There is no need to take out a loan and owe the country money."
Shen Ming'e couldn't understand what they were saying, so she could only look back and forth and listen to their chattering.
"Have you discussed it? You really won't lose money. Several of my uncles have also done it. Our bank is also a serious institution and will not lie to people. Do you want to go to my dad's office? How big and what kind of ship do you want?
Yes, talk to him and I’ll ask him to arrange an earlier delivery date for you so that you can use it earlier to earn money to repay the loan.”
Why do you always feel a little uncomfortable hearing this?
Ye Yaodong smiled and said, "What you said is that on the one hand you are persuading us to take out a loan, and on the other hand you are asking us to quickly earn money to repay the loan..."
"Haha, don't worry, let's go. Let's talk to my dad about fishing boats first. If we can continue the conversation, it will be suitable. You can ask me for a loan. There is really no interest or mortgage. This is a national policy.
, you don’t have to be afraid of the released poverty alleviation funds.”
Ye Yaodong knew that there was no need to be afraid.
It won't matter if you borrow it and run away.
But most people are afraid, and there are very few knowledgeable and courageous people.
People's thinking is always so backward. They are afraid that their father's debt will be repaid by their children, and they are afraid that they will not be able to repay their debts and will affect their descendants. Therefore, most people miss a great opportunity to turn around.
Those who use the loans at this time will probably become rich and powerful businessmen in the future.
Ye Yaodong was pulled by Shen Ming'e towards her father's office. Aguang called twice from behind and could not stop him, so he could only follow.
As Shen Ming'e walked, she kept talking about interest-free loans.
After entering the office, she asked Director Shen to make it easier for them. If they wanted to order a fishing boat, they would have to schedule the delivery earlier. However, she was scolded and told that she was being ridiculous.
"The delivery date of each ship is set. Where can we jump in line? At most, it is completed in advance. If someone has free hands, then they can move around."
"Then do your best, they are all my friends and my business..."
Director Shen couldn't help but shake her clothes, and then looked at Ye Yaodong and the others.
"How big of a ship do you want to build?"
Ye Yaodong and A Guang looked at each other, then saw Shen Ming'e's expectant eyes, and thought: "We haven't thought about it for the time being. We just came here today to see how the cargo ship was being renovated. We didn't expect to meet Comrade Shen Ming'e. …”
Director Shen understood immediately upon hearing this that it was Shen Ming'e who pestered them to handle business, not that they asked to use the back door.
"Haha, don't listen to her nonsense. Whether you want an interest-free loan depends on your own plan. Although it says there is no interest, borrowing money is always stressful, and you still need to borrow money from the state."
"You must have the idea of ​​​​making money before you apply for a loan. Otherwise, it will be in vain."
Shen Ming'e sighed, and her shoulders immediately dropped.
"Forget it, I'll ask someone else."
Ye Yaodong glanced at her and changed his tone, "I think this interest-free loan is also very good. It is also an encouragement and support from the state, but we don't understand this yet."
"Let's go back first to understand and discuss it. After all, making a loan is not a trivial matter, and it certainly won't be just a small loan. I have bought a cargo ship as big as me, and a small amount is meaningless to me. I just don't know how much I can borrow at most?" "
"Also, after taking out the loan, I will definitely have to buy a boat. Director Shen can give us an introduction to the cost and delivery time of various fishing boats, and what materials are they used for? We can think about it."
The expression on Shen Ming'e's face immediately turned cloudy and brightened up, and then she agreed for her father with a smile on her face.
"Okay, okay, I'll tell you what kind of fishing boats there are, and then you go back and think about it carefully. This is really good. The country will give you free money to support..."
Director Shen glared at her before she stopped.
"Okay, let me introduce to you the various types of fishing boats and their delivery dates. You can think about it when you get back."
Ye Yaodong smiled and said, "Thank you very much."
Then he said to Aguang: "Sit down and listen. It won't hurt. We are not in a hurry to go back anyway."
"Although it sounds scary to talk about borrowing money from the state, and it feels like you don't have any dignity, in fact, there is no need to be afraid at all. If you really need money, it is better than asking people to borrow money everywhere, right? You have to look at people's faces and say good things. "
Aguang frowned, "Even though you say that, do you really plan to buy another boat? When will it be built before you can sail it back?"
"If you really want me to get a boat for free, I will have to go back next year whether I live or not!"
"Nothing is free..."
"Listen, this is no different from free, right? You have to think about how much money the harvest number in your hand has made for your family in the past two years? It doesn't even take a year, right? Did you get everything back?"
Ye Yaodong turned around and looked at the father and daughter with a smile, "Excuse me, factory director, can you tell us about the steel fishing boats that are about 20 to 30 meters tall? You can also talk about the 30 to 40 meter ones, so we can learn more about them. It’s good that I have some confidence in my heart.”
"OK."
As Ye Yaodong communicated with Director Shen, Aguang put aside his thoughts for the time being and listened carefully.
If you learn more about it, you won't lose money anyway. It's rare that the fishing boats here can be made of all steel, and it feels more advanced when you look at them.
You have to go to the province to find out. Now everyone is here, so let's take a look.
The two stayed in the office all morning, and Shen Ming'e also made tea and water for them.
It wasn't until noon that I went out with them.
"Comrade Ye Yaodong, you go back and discuss it. I will also go back and ask to see if the maximum number of tens of thousands can be approved. I think you must have tens of thousands."
"You are so awesome. You are just a few years older than me, and you have many boats and so many assets. Do fishermen make money like this? I always thought that fishermen are very hard and tired, and they can't make any money."
Ye Yaodong said with a smile: "There are great people in all walks of life. Fishermen are indeed very hard and tiring, and they can't make any money, but the boat boss will be better off."
"I understand, where do you live? Leave me an address and I'll find you tomorrow."
"Alright."
It just so happens that his father is going to sea these few days and he stays at home. You can find him when he comes.
Ye Yaodong took the pen and paper she gave him and left the address.
"Then I'll go back first. You can come back in two days. We have to discuss it."
"Okay, you're at home anyway, right?"
"Yes, I should be at home for at least a week in the near future."
"Okay, let's see you later. It's noon and you should go back to eat first."
Ye Yaodong nodded and took Aguang to ride his bicycle.
Aguang also waved to her.
He was far away, and then he spoke, "Damn it, Dongzi, what you said makes sense. Isn't this equivalent to getting a boat for free?"
"How much does a boat cost? Just ask Shen Ming'e to get us a loan. After the fishing boat is built, we can just sail it and make money without any capital."
"When we earn enough, we can sail back to our hometown directly and we won't have to repay the loan. No one in the village will know that we borrowed a loan from the bank."
Ye Yaodong laughed loudly, "You have a beautiful idea."
Aguang also chuckled, "Oh, didn't I hit a dead end before? I always felt embarrassed about the loan and worried about not being able to pay it back. I'm an honest person. We've been talking about it all morning, and my mind has turned around. Now
I can get a boat for free, so what if I don’t get it? If I run away in the boat, how can people from all over the world still look for me?”
"Haha, if you make money, you still have to pay it back. Maybe you will have to borrow it in the future? If you borrow, you will pay it back. It's not difficult to borrow again. If you do, you can borrow more in the future."
"That's right, let's take out the loan first and then get a boat for free. We can pay it back when we make a lot of money. If we don't make the money, we won't pay it back. If you don't make the money, who will pay it back to you? Just run away and this little girl will pay it back.
Can you chase me?"
Ye Yaodong said slowly: "That's why I just dragged you to understand, otherwise you, a fool, would have left directly and wouldn't have taken advantage of it."
"However, even if we are really afraid of loans, it doesn't matter if we listen to others introduce us to fishing boats. Anyway, idle time is idle. It won't be wrong to know more."
"Even if we don't buy steel fishing boats now, we will definitely buy them in the future. This is the general trend. Steel fishing boats are stronger and more resistant to wind and waves."
"Isn't Shen Ming'e's interest-free loan now equivalent to giving us a steel fishing boat? Or maybe two! The bold will be killed, and the timid will be starved to death. Get one and let her arrange the maximum loan amount for us.
.”
"Anyway, you can see the benefits of our fishing boats, and you know it in your mind. You can still make money by doing it, so there is no need to be afraid."
A Guang smiled so obscenely that his saliva was almost drooling.
"You are absolutely right. The main thing is that we are out of town and can run away."
Ye Yaodong said angrily: "You can make a lot of money if you do what you do, so why do you want to do it?"
"I'm just planning on the worst. If it were in our place, how could I dare to borrow tens of thousands of dollars?"
"I'm afraid you have hundreds of thousands at home..."
"Tmd, are you talking about you? Where did I get hundreds of thousands? Give it to me?"
"Ask Shen Ming'e to give it to you. She is now the God of Wealth."
"It's the God of Wealth milk."
"Haha, go back and discuss it with your father. Wait for her to come over in two days. By the way, how much can you loan us at most? I guess banks have certain quotas and quotas for lending every year."
A Guang was a little excited just thinking about it. He was so excited that he couldn't even close his mouth in laughter.
"Isn't she in need of someone to help her get a loan? Call your brother and the others on board?"
"Forget it about my two brothers. They are honest people. When they heard about loans and borrowing money from the state, their hearts would tremble."
"That's true. When I heard about the loan this morning and wanted to borrow money from the state, I rejected it from the bottom of my heart. The key is that I don't know the girl, and I felt like she was a liar."
"Really? So even if I tell them, they will definitely shake their heads. But we have to mention it, otherwise, when we look back, those who really see how much money we make will definitely have some ideas."
Just like the Harvest account at that time, his eldest brother did not participate and was notified. Later, when he saw that they made money, his eldest sister-in-law's face turned ugly.
It should be said, but it should be said, and then it depends on personal choice, so as not to complain.
"Then give Azheng a little notice. I guess they will slap their thighs and follow suit."
"Okay, wait until they come back from the sea in the evening and call them home to have a chat."
"It was said before that if the order is more than 30 meters long, it can be delivered in half a year, but if the quantity is large, I don't know if it can be done."
"Then I guess you have to queue up, right? First ask how much you can borrow for the loan. Then we will add it all up. If the loan period can be longer and the money is more, it will be fine in the next year."
"Hey, you're right. What is this called? This is called a white wolf with empty gloves."
"That's right."
Both of them were a little excited when they thought about it. They could get a boat for nothing.
Aguang was even more excited. The biggest one he had was the Harvest, which was only 26 meters tall.
Dongzi owns Dongsheng, SF Express, and a 34-meter fresh-harvest ship, which is even more profitable.
Some time ago, I took the opportunity to buy a 45-meter cargo ship.
He can't even catch up with the horse.
Can you not be excited now that you can have a white wolf with nothing and build another one that is better than the Harvest?
The rejection of the loan that I first heard about had already disappeared in the morning’s exchange.
Now I can't wait for Shen Ming'e to come to them quickly and tell them how much money they can borrow, so that they can quickly book the boat to avoid the cooked duck flying.
"She shouldn't have been asked to come back in two days just now. She should have been asked to come tomorrow. If she finds someone else for a loan within two days, won't our ship fly away?"
"Why are you so anxious? It will take time for her to go back and apply. She might be even more anxious than us. She kept talking about it in the morning without even looking at it. She just wants us to agree quickly."
"Don't be afraid of ten thousand, just be afraid of what happens."
"You are repelled when you hear about a loan, let alone ordinary people. Everyone's knowledge is limited and their thinking is backward and conservative. Suddenly this loan is like giving money, and no one dares to ask for it."
"That's right, most people are very conservative."
"Yes, who is like you who still wants to take money from the state and then not plan to pay it back."
"I'll go." Aguang laughed, "Isn't that what I said? I'll definitely pay it back if I make a lot of money. How big do you plan to build it?"
"It depends on how much loan she can approve for me. I really have no money now, and I still owe you money."
"What are you afraid of? You don't make money every minute? I'm not afraid of anyone who borrows money. What are you afraid of when you pay back money?"
Ye Yaodong smiled, of course he was afraid of owing favors, he was not a sleazebag.
This is an early morning update and will be updated after midnight at night.
Whatever I have stated in this chapter, I will do it.
Chapter completed!
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