Ye Yaodong has accomplished something big, and no one in his family knows about it now.
Even Aguang, who had been running around together, didn't know that he was already so efficient.
He had just bought the land one day and applied for a loan the next day, but he was still struggling and hadn't made up his mind yet.
Ye Yaodong didn't even call him to go to the shipyard in the afternoon. He hadn't decided whether to buy the land. Calling him to go to the shipyard again would only increase his confusion.
Just let him struggle, no one else can make the decision for him.
Director Shen didn't expect Ye Yaodong to be able to borrow 200,000 yuan at once, and he was a foreigner, which was a bit disappointing.
Ye Yaodong explained the reason why he could borrow 200,000 yuan. Director Shen suddenly realized it, but he was also very surprised.
Young people who have not yet reached 30 years old actually have such rich assets, and they have accumulated them by themselves, without relying on family help.
"It's amazing."
"Haha, it's all Mazu's blessing."
"Mazu bless you, but you have to work hard on your own. You are also lucky. You are very powerful and have a bright future."
"I still need the factory manager to take some action and arrange it for me so that the delivery date can be as early as possible."
"Are you sure you want one 40-meter fresh harvesting boat or four 24-meter boats? Or two 40-meter boats?"
"Yes, the current shipbuilding technology is not mature enough. Ordering a fishing boat with a height of more than 20 meters is enough to fish offshore. But I believe that as the country develops, science and technology will advance, navigation technology will become more developed, and shipbuilding technology will continue to innovate. There will definitely be a breakthrough in a few years. When I have money, I will definitely support national construction and order more big ships."
This was something he pondered over and over again during lunch.
It's not impossible to order two 40-meter large boats. He can go directly to the deep sea in a few years, but he wants better ones. The current marine equipment is still poor, and one that supports offshore is good.
It would be better to wait a few years, when the commonly used equipment is better, and then order a larger ship.
Now it is enough to order a fishing boat of more than 20 meters, and for the same money, you can order more fishing boats. The resources of the fishing grounds here are also extremely rich. Multiple fishing boats can create greater benefits. The offshore here is enough for him to make money. It's been several years.
In 1995, the country would promulgate a moratorium on fishing in the East China Sea and the South China Sea, and then in other sea areas and rivers, after the 1990s, offshore resources would slowly be depleted.
It's still 1986, enough for him to make a lot of money off the coast for a few years. When the resources are exhausted, it will be too late for him to go straight to the deep sea. Buying a 40-meter boat now seems a bit wasteful.
Captain Shen couldn't help but look at him even more with admiration and gave him a thumbs up, "You are very smart and far-sighted. You have a good plan. You have made the arrangements very clearly."
"Well, how can I say that all the decisions I make are right? Anyway, I just have to take it one step at a time. I think this will be more reasonable, but will it really maximize the benefits? It's hard to say, people will always Make mistakes."
"Yes, no one dares to say that what they do is right. The most reasonable thing is that this cannot be verified immediately, and it can only be verified later. Most people are also not sober, and when their brains are crazy, as long as they can bear it
Just the consequences.”
"Yes, so I think it's okay to do this. Anyway, even if you can't maximize your profits, you won't lose anything, and you can still make money."
"Okay, then I will write the order clearly for you first, draw the drawings first, and have the materials listed in a row. If there is no problem, you can confirm it again, and then when the loan is available, I will arrange for procurement and production."
"Then I'll come back in two days?"
"Okay, come over in two days and confirm together."
"OK."
Ye Yaodong originally wanted to stand up, say a few words, thank him and go back, but suddenly it occurred to him that he had forgotten something.
"Oh, by the way, I want to ask, isn't your shipyard state-owned? Does it have a public account? That 200,000 is not a small amount, and it's not easy for me to carry it around, and it's not safe along the way."
"If you have a corporate account, you can wait until the loan is disbursed and then directly ask the bank to remit the money to the corporate account. Then bring the remittance slip to me and I will have someone check the account. If there is no problem, we can arrange production."
"That's great. It's much more convenient."
"Haha, there must be public accounts, but most people carry cash with them and are not used to using banks."
"Yes, I am doing this for safety reasons..."
Ye Yaodong exchanged a few simple greetings, then saw that the sun had set and went back first.
When he returned home, he happened to meet A Guang who came to look for him.
"Why haven't you been seen all day? You've been here several times."
Ye Yaodong was sitting at the door waiting for his meal. He patted the seat next to him and said, "I went to the bank to apply for a loan today. I have successfully applied for it. I also went to the shipyard to confirm the ship. Now I'm just waiting for the loan to start construction."
A Guang was shocked, "So fast!"
"Yes, the requirements have been met, so what's the difficulty in going through the formalities?"
"The house is no longer needed?"
"No, it's not necessarily necessary. Previously, it only said that houses and land can be mortgaged. It didn't say that you must have a house. The same goes for land."
"Oh, how can you be so decisive? I'm still struggling. 20,000 yuan is such a big sum. It can last a lifetime. I just can't make up my mind to just buy a piece of useless land..."
"You can see for yourself. I can't advise you to spend this money. You should decide for yourself whether you can afford it."
Although he knew that buying land for 20,000 yuan was worth it no matter what, he could only predict that the land would appreciate in value, but he could not predict whether it would be occupied by others or whether he could keep it in his hands for a long time.
If it is occupied by others, it will be a long road to defend rights, which will be even more troublesome, so it is better to wait for Aguang to make up his own mind.
We are all adults and we will always weigh the pros and cons. He himself analyzed it yesterday.
"I came back yesterday and had a chat with my dad. My dad said it's not worth the huge cost. If it costs nothing or spends thousands of dollars to buy an old house and you can live in it and get a loan, then it's acceptable."
"You are right to think so. It is said to be interest-free, but it turns out that because of your status as a foreigner. Or you can wait until the Chinese New Year and go home to see if we have any at home."
Aguang's eyes lit up when he heard this, "Yes, there are interest-free loans here, so we should also have them over there. The banks are all state-owned, so the policies must be unified across the country, right?"
"It's hard to say, but if you are really confused, you can wait and see again when you go home after the New Year. By then, you will definitely have more funds on hand. If you can't do it at home, you can consider it again next year.
side."
"Yes, that's right. I'm not in a rush anyway. It's best if I can give it to you with nothing. After all, it's given for free. If you don't want it, don't give it up."
The tangled expression on Ah Guang's face has dissipated, and he is smiling again, and he feels relaxed.
Hearing that Ye Yaodong had already booked the ship and was waiting for the funds to arrive, he felt anxious.
Originally, the two of them heard the news together and discussed it before deciding to do it. However, he was still struggling, while Dongzi was almost done, and was secretly anxious.
Now I am no longer in a hurry. It would be better if I don’t spend a penny. It would be fine if I wait a little longer.
Ye Yaodong added: "But I have to remind you that this kind of good thing will not happen for a long time. It will probably be in the next few years that the country will react. After all, support is support, and the country will never let itself suffer."
"Well, I'll ask around when I get home. It would be better if there is one. If it's gone or cancelled, then it's just bad luck, so forget it."
"You came to me several times just to let me listen to your struggles?"
"No, I'm here to ask you when the fresh harvest ship will go to sea to collect goods again. I will sail the Harvest and go out with you. There will be no results if you struggle, but the money must be earned first. I asked my father to stay at home.
Watch."
"My dad said they would be back tomorrow. When I was receiving the goods two days ago, my dad heard that your dad was sick, and he said he would come back to visit your dad."
"There's no need to worry about that. He's already fine. He can just take medicine for two days and take a rest."
"Then they will probably come back tomorrow. If you want to go out to sea, you can go first and wait for them to go out in two days before meeting up. I will set out on a fresh boat tomorrow, and I have picked up a few shrimp fishing boats now.
You have to go out and collect it once or twice every one or two days."
Aguang couldn't help but look envious, "You are really good at it. In just a short time, you have met a lot of fishing boats. You are going to make a fortune again."
"We also met by accident."
"If you have several boats on hand, it is really profitable to collect fresh boats."
"I still owe you 15,000, and I should have about the same amount of money on hand now. I'll pay you back first..."
There are still three other boats whose dividends are still in his hands. He can temporarily appropriate them. Tomorrow night when his father's fishing boat comes back, he can sell the goods for money.
"Why are you so anxious? Didn't you say it's the end of the month? You just bought land."
"It's uncomfortable to owe someone money. Even if I owe you money, I will always keep it in my heart. If I can pay it back, I still want to pay it back as soon as possible."
"That's okay."
Aguang got up and walked into the house with him, then watched him take out the lock box, open it, and then count the change.
A Guang was stunned for a moment, "Holy shit! It's all change?"
Ye Yaodong pretended to be dumbfounded for a while.
"I don't want your uncle's."
"It's the same money, there's no difference. Small change is better spent."
"Fuck you, uncle, I don't want the change. I specially selected a big group and lent it to you, but you want to pay me back the 1 and 2 cents from this pile, I don't want it."
"I'll give you straw, my uncle will give you straw, okay? What's the matter with the change? It's still money, just enough. I'll give you more."
"Count it until dawn. Damn it, no, you better keep it. I have a pile of change myself and it gives me a headache to count it."
After accumulating intermittently in the past few months, they have a lot of change and they can't spend it all. How much can they spend on buying vegetables and daily necessities?
In the past, the remittances were made via Datong Unity, and the settlements were made through Datong Unity. So wasn’t there all the change left?
"Don't dislike it..."
"You can keep it for yourself." Aguang said and walked out.
Ye Yaodong looked at the change that couldn't be disposed of, sighed, and could only lock the password box again.
It looks like I have to keep it until the Chinese New Year, take it home, and then send it to the bank for exchange.
There are actually some big ones inside, but the number is smaller and the change doesn’t look as impressive.
"Would you like to stay for dinner? Dinner will start soon. There will be braised pork tonight."
"If you smell it, bring me a bowl and bring it back for extra food."
"Fuck! You still have to pack it!"
…
Before Ye Yaodong went to sea the next morning, he went to the merchants and asked them how much goods they wanted that day. After making reservations, he took his people out to sea on time to collect shrimp skins.
Having him deliver goods on time and at fixed points actually saves those merchants some trouble. Anyway, it is based on the lowest transaction price of the day at the terminal, so both parties can be considered mutually beneficial.
He can earn a little bit at most, but it can save time, which is worth it.
He made two trips back and forth before collecting all the goods from the eight shrimp boats.
Before returning on the second trip, he went to find his father, and then returned with several boats.
The goods were handed over to Ye Yaodong, and Ye's father went back first.
When Ye Yaodong returned home, Ye's father also said: "This partnership is so troublesome. After the cost is earned, someone will feel uncomfortable when the money is divided later."
"They were the ones who asked me to join forces in the beginning, it was not me who begged to join them."
"It's true that the in-laws are dissatisfied. Watching your harvest boat make a fortune, the Harvest Boat also gets a share, and a lot of money goes into your pocket."
"The rules for collecting fresh food are the same. I have given you preferential treatment."
"Well, you're right. Fortunately, Aguang just said that he would go to sea next time and let his father stay at home. How's your loan going?"
"It's almost like that. Just wait for the loan to be released. I'll even go to the shipyard to discuss and order the ship. After they finish the drawings, I'll just go and sign for confirmation."
"So fast! I didn't even hear you mention it when we were at sea two days ago."
"It's been decided in the past two days."
Ye Yaodong told his father what he had done in the past two days. The boatmen around him heard it and were shocked.
"Oh my god, you...you took out a loan of two...two hundred thousand?"
"Two...two hundred thousand..."
I can't even keep my tongue straight, and I stutter when talking about numbers.
This is simply beyond their imagination.
20,000 yuan is a huge amount of money that is beyond their reach. What kind of astronomical figure is this 200,000 yuan?
Everyone was silent for a while and then broke out collectively, talking in all directions.
"Damn it! No wonder I said you found money that day, but you really found 200,000?"
"Shit, where did you find 200,000 yuan? This is a loan. He borrowed money from the country... My dear, A Dong is too courageous."
"I also bought a garbage dump. It was a waste of money..."
Ye Yaodong looked at the crowd and dropped another important note, "I also booked a 40-meter boat and four Dongsheng boats."
"Selinmu..."
"Hangtian..."
Everyone was shocked and cursed each other.
"When the time comes, I will select four or five responsible people from you to take the helm. As the boss of the ship, in addition to the basic salary, I will also give you a 10% dividend of the net profit every year."
"ah!"
"real?"
"Really? Damn it, 10% dividend, how much does that cost?"
"This is extra. Look at the fishing boat profits that year, try your best to catch more, and you will naturally have more when you wait for the dividends."
Everyone was discussing excitedly.
This is excellent news for them.
If you ask them to spend 20,000 to 30,000 yuan to buy a boat, they will definitely not be able to afford it.
If I buy a small trawler and save a little, it should be enough for next year. But if I can sail the boat for Ye Yaodong with no capital and still enjoy dividends, that would be even better.
Looking at the earnings of the Dongsheng this year, we can see that there is no shortage of income. It must be tens of thousands. This 10% dividend plus salary may be better than buying a small boat and working alone.
Moreover, following Ye Yaodong is guaranteed, and it requires no brain work, no effort, and no cost.
I don’t know when I can get the fishing boat when I am flying solo. It is definitely best if he strives to be the boss of the boat. After a few years of accumulation, he should be able to save enough money to buy it by then.
It would be better to book a fishing boat while making money, and then fly solo when you have enough.
Not only everyone was shocked, but Father Ye was also surprised.
"You just decided on it without even discussing it?"
"It's not completely decided yet. I'll wait until he comes out with the drawings and plans, and finalizes the price, and then I'll sign and confirm. I think this booking is quite reasonable."
The renovation of that cargo ship has been decided, construction has started there, and the equipment has been ordered. It is difficult to change, but he will definitely need to build a larger fresh-harvesting ship to prepare for going to the deep sea.
If there are more Dongshenghao companies making money like this year, the profits will be explosive.
He put his arm around his father's shoulders, left the excited crowd, and told his father what he thought.
Father Ye had no objection and thought it would be okay for him to handle it this way.
"But didn't you say 100,000 before? Why did it change to 200,000 again? You are so cruel. This loan is just 200,000. My heart trembles."
"Why are you shaking? Don't you all see the earning power of several boats? To be honest, what does this mean? I can't pay it back in a year, not to mention, I only need to pay it back within three years.
"
"That's what I said, but when I heard that I borrowed 200,000 from the bank, I was very scared."
"Just think about it, the more you borrow, the more you will earn in the future. Any boat built with this money will be considered free of charge. Of course, the more the better. All I have to do is pay it back, okay?"
"This is also 200,000 yuan..."
"Yes, there is no interest. You can just pay back the amount you borrow. If you pay it back, you can borrow another 200,000 interest-free. That would be even better."
"You really dare to think about it." Father Ye was speechless for his boldness.
I dare to waste the country’s money on whoring.
"Think about what you dare not do? Okay, don't worry about it, I'm already hungry."
"I'm even afraid that it won't be easy for you to explain to your wife when you go back."
"Is there anything I can't explain? I earned all the money, and of course I have the final say."
Father Ye said angrily: "Then don't push me out when the time comes."
Ye Yaodong did not respond, but said to the boatmen who were still discussing: "Don't spread the news about my loan home yet. What I just told you is to encourage you to work hard."
By the way, it was also rumored that the garbage heap had been bought and mortgaged to the bank. This way, it would avoid being thought of by others, and it might also arouse the people's desire to hate wealth and throw garbage there more frequently.
That would be better, and it would make people dislike the dirty and messy land even more.
Anyway, he has to ask someone to tidy it up when he wants to use it.
Father Ye glanced at him with disgust and said in a low voice: "You said it so harshly, why don't you dare to let your family know?"
"Brother Dong, you are so powerful, you dare to borrow 200,000 yuan, but you don't dare to let your family know?"
He explained, "I just don't want my family to worry about it. It would be difficult and troublesome to explain it over the phone. I definitely can't explain it clearly over the phone."
"That's true. When a normal person hears that he owes 200,000 to the bank, he is scared to death and his legs become weak."
"The sky is going to fall..."
"That's not all. I also spent 100,000 yuan to buy a boat, and now I have borrowed another 200,000 yuan from the bank... Oh my God..."
"If this spreads back home, it will really shake things up. I'm so brave..."
Ye Yaodong emphasized again, "We really can't talk about the loan."
I just poked a hornet's nest some time ago, and I definitely can't let my family know about it this time.
"Okay, okay, we won't say anything."
"Well, just go ahead and do what you have to do."
Father Ye walked up to him and whispered to Feng Liang, "What do you want me to know? It doesn't matter. If I scold you, just hang up the phone. Men need to be tougher. Anyway, the sky is high and the emperor is far away."
"Then why don't I see you being tough?"
"You...I...it wasn't me who did it!"
"You didn't do it, and I didn't see you hanging up the phone decisively to prevent my mother from being blind."
"I just didn't react. I just answered the phone and didn't finish speaking. I'll scold her to death next time."
"OK."
"I'll rest at home tomorrow. You take me to the shipyard to have a look. I'm still confused, but your ship has already been ordered."
"OK."
Father Ye followed him into the house, sat aside and watched him eat, and then asked: "You took out a loan of 200,000, and where is Aguang, who took out a loan of 100,000?"
"No, I said before that he was a foreigner and could only borrow 50,000 yuan even with my guarantee. And buying land cost 20,000 yuan, so he was a little hesitant. He came over yesterday to chat for a while and gave up. He planned to take a look when he got home.
Is there such a policy at home?”
"That's not bad. If you can get a loan at home, that would be even better. You don't have to spend money to buy land. After all, he doesn't make as much as you, so you should take it easy."
Ye Yaodong said: "He also owns eight or nine ships, so he can make a lot of money by sharing the dividends."
"But the Harvest is only 50%, and the dividends from those ships can only make up for what was taken away by you and the second child."
"What do you want to say?"
"I just thought, you have earned enough anyway, why don't you let them buy back the shares according to the market price, or add more money? This will save trouble, and also save the in-laws from being unhappy. A Guang is also a brother-in-law, and he will be the same in the future anyway.
His, just to help your sister?"
"There's nothing wrong with you, dad?"
"How do you talk?"
Ye Yaodong put down his chopsticks, "It's obviously the chicken that laid the golden eggs. Why should I return it at the expense of my own interests? Who said it will all belong to A Guang and Huimei from now on? If it's all them, then I'll suffer some loss and give it to them.
Redemption is not impossible."
"But don't forget, Lao Pei has a younger son, and he also has two stepsons who are not married yet. He will definitely have to make up for it in the future."
"My stepson is also a son. The eldest one helps on the boat. The neighbors in the past also watched him grow up, so he definitely deserves some points. Not to mention the newborn son."
"If the family is separated at any time and the Harvest number is given to him, then I will definitely have to redeem it for him. It doesn't matter if it's less."
"Or, if he wants to build a big boat again, I have to lend him any money and support him."
"Now just because Lao Pei is unhappy, I will redeem the boat for him, which will definitely not work. If you shout too high, he will accuse me of being evil-hearted and raising prices; if you shout low, he will not thank me for what I want."
Father Ye thought it made sense. The composition of the in-laws' family was a bit complicated now.
"Then let's take it slow and talk about it later."
"Well, it's best for Aguang to spend his own money to buy a big boat. He won't use his father's money, and all the money he earns will be his own. Let his father decide how to distribute the money in his hands in the future. And when the time comes,
If the Harvest is rented out, no one will be upset."
"That's true. If he can get an interest-free loan for his home next year, that would be a good thing."
"Absolutely. It would be better to just use the interest-free loan to buy the boat and start a new business. It doesn't cost his father a cent. There is a saying that if there is a stepmother, there will be a stepfather. The younger son must be a darling, regardless of whether he will succeed or not.
Really, it’s definitely a good idea to make more plans.”
"Oh...it's really complicated, but our family is simple."
"You should worry less, it's none of your business. Just do more work. I'll take care of the rest. You don't know anything, so it's not difficult for you to do it. If you have anything to do, just scold me in front of others."
, if you remove it like this, you can save some face."
After Ye Yaodong finished speaking, he smiled and said: "Did you just go to their place? You probably didn't ignore me or scold me, right?"
Father Ye glared at him and said nothing, which was regarded as acquiescence.
Teach your children in front of others, teach your wife by your pillow.
By scolding him, Father Ye could ease the relationship and give Father Pei a step down.
Ye Yaodong also knew how his father would scold him. He must have said that he was too inappropriate. He came back directly. If he disagreed, he should have said it properly...
Or, you have a bad temper, you are spoiled by the old man in your family, don’t be the same as him...
Does he still know his father?
Father Ye said again: "Anyway, this matter should be exposed, and whatever happens next will be the same."
"Um."
"Next, I will receive the goods at home, and you will go to sea?"
"No, I contacted a few more businessmen and solved most of the fish sales problems. If you don't know them, I have to contact them. So you should go to sea. Anyway, Aguang will go to sea next. I will fight with Lao Pei.
No deal."
"Okay, that's fine too."
Father Ye asked again about the merchants he knew and the recent receipts.
One father and son are at sea and the other is on land. When they come back to rest, they always communicate for a while and talk about recent events.
The workers at the door were also analyzing whether it was more cost-effective to rent those small trawlers or to be the boss of the boat and get a 10% dividend.
After much calculation, they all felt that each had its own benefits, and receiving dividends was pure gain after all.
Small trawlers have to bear the cost of fuel and labor. Although there is a lot of goods here, they still account for about 20% of the goods sold.
Then what Ye Yaodong took away was 50% of the sales proceeds, not the net profit. Everyone could get only 30%.
The main reason is that there are no ships available to rent for them now, and experience on large ships is even more difficult to come by.
Chapter completed!