Chapter 50 One lump sum payment
Zhao Jing said: "That's enough, that's enough. Please be sure to transfer the money to me tomorrow."
Senior Brother Wang said: "Oh, we have been friends for so many years, and I will still trick you. I will tell you on the phone as soon as I finish the payment tomorrow."
After hanging up the phone, Zhao Jing said: "Husband, the money will be received tomorrow."
I turned to my aunt and said, "Aunt, we can sign the contract. Can we sign it the day after tomorrow? Are you free?"
The aunt said: "Do you want to confirm with me now that it is a one-time payment? Do you want to pay the mortgage?"
I then looked at Zhao Jing and said, "Yes, honey, should we take a mortgage or make a one-time payment? Didn't we say we will buy many houses in the future? I think if we all pay in one time, we will buy much fewer houses."
The aunt said: "Oh, now the house is so worthless, why did you buy so much and leave it to collect dust? It's better to pay it in one lump sum."
Zhao Jing said: "If the cycle of buying and selling a second-hand house is too long, there will be many uncertainties, the legal risks will be higher, and it will take longer to buy a house with a mortgage. And husband, if you want to put the house in your name, the mortgage is
If you need proof of income, the bank may not grant you a loan if you are still studying."
I scratched my head and said, "Yeah, I've even forgotten about this. Then just write your name on the property certificate of this house. What else do we have to do with each other?"
The aunt then interrupted and said, "Oh, this young man is still studying. Do you have the money to give me half a million at a time?"
I said helplessly: "Auntie, how about you wait until we have discussed whose name will be written on the real estate certificate before we say anything else."
The aunt said: "Okay, okay, you two can discuss it."
Zhao Jing said: "Husband, it's better to write your own name. We are not married yet. I am not saying that you don't believe me, but it has spread to the ears of your family. What has become of me? The relationship between our two families
So recently, if you pay to buy a house and put my name on it, it will not be good for my reputation, so I suggest you only put your name on the property certificate of this house!"
I said: "Then it's okay to write about the two of us."
Zhao Jing said: "That's not okay, it will also give me a bad reputation."
I said: "Okay then, let me write my name first."
The aunt said: "That's fine, but young man, you are still studying, where did you get so much money?"
Zhao Jing turned to Auntie and said, "Auntie, don't we think we can't afford half a million? Can't my boyfriend be a rich second generation?"
The aunt said: "That's not true. I have long seen that this young man is the child of a wealthy family, because although he looks energetic, his appearance is still a lot worse than this girl."
I lowered my face and said, "Okay, okay, let's talk about buying and selling a house."
The aunt smiled and said: "Okay, now we have decided to put the young man's name on the house. As for whether it is a one-time payment or a mortgage, you two have to think clearly now. If it is a mortgage, I think half a million is too little.
I want to increase it by 20,000 yuan as the interest loss while waiting for the bank to approve the loan for you."
I smiled bitterly and said: "Where do you get such high interest rates? You might as well go to a loan shark."
Zhao Jing said: "We have just decided how to pay, because it is only in my boyfriend's name, so we can only pay in one go."
I said: "Yes, then I will pay in one lump sum."
The aunt said: "Young man is very cheerful. He looks like someone who is doing big things. Didn't this girl just say that the money is in place? Then we will sign the contract tomorrow afternoon. After signing the contract, you two will call me for the down payment of 250,000 yuan. The day after tomorrow
The real estate bureau has just started working. After we go to the real estate bureau to complete the transfer, how about you give me another 250,000 yuan?"
Zhao Jing said: "No, we still need to go to the real estate bureau to check the files of your house to see if there is any mortgage and mortgage, and whether it has been sealed up by the court. We can only sign the contract after making sure that the house is legally clean.
So I’d better go to the real estate bureau to sign the contract on Monday.”
The aunt said: "My conscience, I bought this house with full payment. There will never be any mortgage or mortgage, and it is even less likely that it will be sealed up by the court. Our family is a serious businessman."
Zhao Jing said: "With such a big deal, of course we have to be careful."
The aunt thought for a while and said: "That's okay. Then at 8:30 the day after tomorrow, I will bring the real estate certificate and you will bring your bank card and, by the way, your ID card and so on. We will meet in the registration hall of the Real Estate Bureau.
How about it."
Zhao Jing said: "Auntie, is the real estate certificate in your name alone, or is this apartment jointly owned by you and your husband?"
The aunt said: "Don't worry, this house is in my name alone."
Zhao Jing said: "Then your husband must also be present."
The aunt said: "This house is in my own name, why do I need him to be there?"
Zhao Jing said: "I think you bought this house after your marriage."
The aunt said: "Girl, you are joking. We have been an old married couple for so many years. Our son has gone abroad to study. The house is still so new. Of course, we bought it after we got married."
Zhao Jing said: "So your husband must also be present, sign and fingerprint the contract and write down his approval of your selling the house to us."
The aunt said: "It's so complicated, why do you need to mobilize people like this?"
Zhao Jing said: "Because it is your joint property, you and your husband must both agree to dispose of this house. Otherwise, if your husband regrets it and wants to file a lawsuit with us in the future, there will be a lot of trouble."
The aunt said: "Okay, I don't even know these rules. Then I will call my husband to go to the real estate bureau to meet you the day after tomorrow."
I said: "By the way, is there a bank near the real estate bureau? We can transfer the money the day after tomorrow after signing the contract. Also, who will prepare the contract?"
Zhao Jing said: "The Real Estate Bureau has a blank second-hand house purchase and sale format contract that can be copied for us. When the time comes, we can use the contract from the Real Estate Bureau."
The aunt said: "The little girl knows a lot, and she is worthy of being a forensic doctor. I have bought a second-hand house before, and the real estate bureau will indeed provide us with a format contract. We can just fill it out when the time comes. But I bought it from a bachelor, so
There is no such troublesome routine as you mentioned of two couples confirming the signature together. As for the banks, I remember there are several banks more than 100 meters to the right of the real estate bureau door. We will sign the contract and then go to the bank to transfer the money directly. How?
Chapter completed!