Chapter 1351 The terrifying way for the rich to make money!
Yuan Jingjing thought of this and rushed out, "Wait, I'll pay together..."
She also needs to express some sincerity.
The total amount of her savings was only 100,000 yuan left after saving money in the past year. She gritted her teeth and overdrawed with two credit cards, and she could use 50,000 yuan each, which is 10,000 yuan.
But for an apartment worth ten million, the down payment is at least 20% or 2 million.
Fu Yi stopped her, "Don't, I'll pay."
Yuan Jingjing "No, this is the future of our lives together, and I also need to contribute my efforts."
Fu Yi thought for a while, "Okay, just say you're going to mean more."
Just as he was about to swipe the card, the agent suddenly reminded, "Sir, you can't swipe the card directly in this house."
Both of them were stunned.
The agent said again, "But you can lend money to this lady, we have a ready-made loan note here. This will not violate the regulations."
This is Yuan Jingjing's first time buying a house, and she doesn't know much.
And men are indeed like lending money to buy a house for her. After all, they have not registered for marriage and the house is not registered in the man's name. Isn't it a bit of cheating people by asking men to swipe their cards?
So Yuan Jingjing happily wrote the IOU and bought ten thousand yuan by herself.
The man paid tens of thousands of dollars and generously paid the agency fee.
The remaining payment is made in a universal installment method, which is also the best way for intermediaries to persuade. "Now rich people are all installments, and the interest rate on banks is not expensive, which is an investment method."
Yuan Jingjing majors in food, so where do you understand investment?
However, Fu Yi is engaged in the financial industry and nodded after hearing this.
On the way back, he also gave her a lot of knowledge and told her that several houses he had bought with loans in his early years, but now they have paid them all, and the house prices have increased four or five times.
"This is the power of financial leverage. Jingjing, I am a self-made person. Everything is achieved through my own hard work. So, you can share my wealth with me in the future without worrying about my family's fingers because they have no right to interfere." Fu Yi said sincerely.
Yuan Jingjing was so moved that she could not be more excited.
Marrying this man who started from scratch even the problem of mother-in-law and daughter-in-law will no longer exist.
On this day, she had an extra house and learned a new term "financial leverage".
pity.
Good times won't last long.
One day a month later, she received a notice from the bank to collect the loan.
I just remembered that the monthly repayment plus interest rate of that apartment was as high as 10,000 yuan.
Her monthly salary is only 10,000 yuan. Even if she doesn’t eat or drink, how can she pay the rest of it?
What's more, there are tens of thousands owed by credit card in the down payment.
Yuan Jingjing was a little anxious.
I called the man, but the man was on a business trip abroad and couldn't get in touch.
She was as anxious as an ant on a hot pan.
Suddenly I remembered the knowledge of "financial leverage" that the man taught her that day.
The man once said that if you use money in a hurry or have urgent investment opportunities, you can use real estate mortgage to cash out, and you can also apply for more than a dozen credit cards to flexibly and maneuverably cash out—this is called leverage.
Yuan Jingjing found the business card of the agency that the man had left her and called to consult how to use leverage.
The other party is very enthusiastic.
In less than a day, she helped her get credit cards from more than a dozen small banks and also helped her apply for real estate mortgage.
Only then did she realize that the down payment of that small apartment was 10,000 yuan, and it could be cashed out by mortgage. This was simply a no-cost deal.
Ten thousand, enough for her to pay back a loan of several years.
Oh my God, no wonder the rich are getting richer.
This financial method is really amazing.
(End of this chapter)
Chapter completed!