It is really exaggerating to say that Jinxing is the lifeline of Han Yi's financial empire, because he not only wants to make money by himself, but he wants to expand the entire market more and needs to control the funds. Therefore, when he left, the one he was most worried about was Jinxing. However, he asked Xiong Di the day before yesterday. Xiong Di said everything was good. He breathed a sigh of relief at that time, but he never expected that the problem would break out after he came back.

He immediately went back and said hello to Xiao Rui and the others. Originally, Xiao Rui and the others were still a little worried and thought something big had happened, but when they heard it was a business matter, they didn't care much.

Han Yi hurried out of Xiao's mansion and rushed to the north alley by carriage.

"What's the specific situation?"

Han Yi sat in the carriage and asked Sang Mu with a serious expression.

Sang Mu said: "That's right. This morning, a lot of people suddenly came to the Jinshang to withdraw money. I saw that things were a bit abnormal, so I came to you right away."

Han Yi also said with a hint of luck: "Is it time to withdraw money?"

Sang Mu shook his head and said, "But it's more than two months left."

"More than two months?" Han Yi frowned and said, "How many people have come?"

"I'm afraid there are hundreds of people!"

"Hundreds of people?"

Han Yi was slightly shocked, and a word suddenly popped out of his head, and it was a run!

This is a big taboo for banks!

Han Yi hurriedly asked, "Has something happened recently?"

Sang Mu shook his head and said, "For more than a year, we have been adopting conservative strategies and have been in peace. Therefore, today these people come to withdraw money, and I immediately felt something was wrong."

The emergence of the run is either due to the stimulation of some external factors, or someone secretly planned it. Since we have always been in peace and the withdrawal period is about to reach the withdrawal period, it should be someone who is behind the scenes! Han Yi asked again: "Who are the withdrawals?"

"It's all ordinary people!" Sang Mu said.

"Ordinary people?"

Han Yi frowned and thought, if someone planned it behind the scenes, what was the purpose? What was he manipulating these ordinary people like this? Thinking of this, he said again: "Has there been a lot of people coming to the Jinchang to save money this year?"

Sang Mu thought for a while and said, "It's not a big deal. I've been paying attention to this point all the time, but more and more people are saving money, but I think this is quite normal. After all, our Jinshang did pay interest last year, which won the trust of the people."

Han Yi asked with a little concern: "Where is the loan business?"

Sang Mu was stunned for a moment and suddenly felt a little sweaty!

Han Yi said: "What?"

Sang Mu swallowed and said, "This - three months ago, we borrowed a huge sum of 10,000 yuan."

"Ten thousand coins?"

Han Yi opened his eyes and said excitedly: "Didn't I explain to you that I have to wait for me to come back for a loan of thousands of guan. Now you lend 10,000 guan in one go? Are you crazy?"

Sang Mu seemed very anxious and said, "My benefactor, I don't want to do it either, but the deal has been negotiated for more than half a year, and the other party used land loans, and the land was worth at least 15,000 ken. In addition, more and more people have saved money in the past year, and the pressure on the Jinshang is also very high. We don't have any money, and this money is in the Jinshang to take interest. I refused before and said, "I thought you will come back soon, benefactor, you will be back soon, but I didn't expect that after you have been there for so long, the other party always talks with us again. Therefore, I discussed with Mr. Shen and decided to agree."

Han Yi wiped his face and knew that it could not be blamed on Sangmu. He opened a gold store when he had no money. This was very risky and the pressure was very high. Any penny in the gold store had to be taken interest because he had no capital, which increased the difficulty of operating the gold store. He had been there for more than a year or two years. He did not expect that ten thousand guan was placed in the gold store to eat interest. Sangmu was also Alexander, and said, "Who borrowed this money?"

Sang Mudao: "It's Master Xuanzang from Ci'en Temple!"

"he?"

Han Yi was shocked again and said, "Why is he, a monk, borrowing so much money?"

Sang Mudao: "This is the thing. Ci'en Temple and Daxingshan Temple plan to jointly build a large temple in Luoyang to promote the Buddhist teachings brought by Master Xuanzang from the Western Regions. This matter was decided before you go to war. However, they encountered financial troubles, so they found our Jinxing and were willing to use a piece of land beside Qujiang Pond as collateral to borrow 10,000 yuan from us. We see that the land in Qujiang Pond is very superior, and there are tens of thousands of people burning incense every year in their two temples, and the incense money alone is enough to pay enough interest, so I agreed."

"But you've been trapped!"

Han Yi said: "I can guarantee that within a year, they secretly asked many people to come to the Jinchang to save money, causing the Jinchang to have a lot of spare money, creating pressure on us, and then borrowed the money from us, and finally ordered people to withdraw money. At that time, they would spread all kinds of rumors and let everyone come to us to withdraw money. The land was not money, but it was just mortgaged to us. Without the other party's breach of contract, we could not move that piece of land. Once we couldn't get the money, we would not only go bankrupt, but also sue. Then we would be completely finished."

Sang Mu was sweating profusely when he heard this and wondered, "But why do they do this?"

Han Yi pondered for a moment and said, "Because lending is also the main income of the temple, I believe this matter is not just caused by the two families of Daxing Shan Temple and Ci'en Temple. There must be many people who support them later."

Sang Mu said anxiously: "My benefactor, what should we do now?"

Han Yi said: "How big is the gap in Jinshang's accounts?"

Sang Mu thought for a while, beads of sweat began to emerge, and said, "Even if it is not considered the Education Charity Foundation, we still have a gap of 20,000 yuan."

"so much?"

"This is because after the first year period, more and more people deposit money. The people who deposited food in the first year deposited money in the bank. In addition, many big landlords also came to our bank to deposit money. The bank's money was increasing and huge interest was paid every month, so I relaxed some loan restrictions."

When Han Yi heard this, he frowned and said, "Don't worry, I think there is a turning point in this matter."

Sang Mu said in surprise: "My benefactor, what do you mean?"

Han Yi said: "Actually, the other party can do it a month ago. Why did they wait until I come back and then do it in the next two days? It can be seen that they have other purposes. Let's go quickly and go back to Beixiang first."

I returned to Bei Lane quickly and saw that the Bei Lane was extremely lively. A team lined up directly from the entrance of Jinxing to Nan Lane.

Han Yi sat in the carriage and pinched his forehead. This lively scene was very terrible for the Jinxing Store. If this continues, the people will definitely come to withdraw money. If you say that Sangmu’s deal is wrong, that is not the case. First, the Jinxing Store is under such great pressure, and second, they have good mortgages. If this is not done by a two-digit deal, what else can they do? But no matter how well-operated the bank is, it will only pass away when it encounters a run, especially the private bank, who instructs the coachman to take a dedicated passage.

After passing through the special passage, Han Yi came to the front of the backyard. As soon as he got off the carriage, he saw Liu E hurried over and said, "Han Yi, you are back!"

Han Yi originally made great contributions, but after doing this, there was no joy at all. Instead, the whole of North Lane was filled with anxiety and there was no time to say a few greetings, saying, "So what?"

Liu E said anxiously: "Master Xuanming of Ci'en Temple, Master Huize of Daxingshan Temple, Li's family in the north of the city, Zhang's family in the west of the city, and Helan family in Guanzhong. Now they are sitting in the backyard waiting for you."

She reported several names in a row, but Han Yi didn't recognize any of them and said, "Who are the rest except for the two bald donkeys?"

"All of them are famous squire in Chang'an County."

"That's the landlord."

"Um."

"By the way! You said they are waiting for me?"

Liu E nodded anxiously and said, "They said they had something important to discuss with you."

"It seems that the visitor is not good!"

Han Yi narrowed his eyes and raised his head and said, "Let's go!"

When I arrived at the backyard, I saw six or seven people sitting in the hall, either bald robes or rich clothes. I could tell at a glance that they were some local rich men.

"Amitabha, I am aware of visiting you. If you are disturbing me, please forgive me for your donor!"

As soon as Han Yi entered the door, a white-bearded monk with a full heaven stood up and practiced Buddhist principles to Han Yi.

This person is Master Xuanming from Ci'en Temple. He can be said to be Xuanzang's senior brother!

There was a tall and thin monk standing beside him. He also gave Buddha rituals and said, "Amitabha, the poor monk Huize, and Donor Han made great achievements and returned home. It's so gratifying!"

This person is Master Huize from Daxingshan Temple.

Han Yi didn't respond to the courtesy, but just smiled and said, "Master Huize, if you say this, why do I feel so cautious!"

After he said this, the rich people beside him who were about to say hello immediately swallowed the words back.

After all, Master Huize was a monk who smiled and said, "Why did Mr. Han say this?"

"I don't know if the master has heard a sentence!"

Han Yi came to the main seat and sat down. Halfway through speaking, he suddenly picked up the teacup and took a sip of tea. Then he said, "I call it a weasel to wish the chicken a New Year, I'm not happy!"

Master Huize was calm this time, and his face changed and anger appeared.

Before he could speak, a person next to him stood up and said, "Special envoy, you are too rude. Master Huize treats him with courtesy, but you are sarcastic. Don't think that it's great if you make a little contribution to come back. I, Li Chongjiang, are not afraid of you."

This person's name is Li Chongjiang. He is not an official in the court, but he is from the Li family of Zhaojun and is a famous gentry in Chang'an County.

Han Yi glanced at him and smiled and said, "Senior Li, I am really kind. If I treat each other with courtesy and flatter you now, how can you be embarrassed to turn against me later, right? Am I not asking you all to ask me your very harsh conditions more freely? Etiquette is not respect. Sometimes a few words are also a kind of etiquette. Two masters, do you think this is the case?"

"Ha ha!"

Master Xuanming laughed a few times and said, "I asked Mr. Han about his rebelliousness, being unique, and having a quick mind and extremely smart. When I see him today, it's true."

Han Yi said, "Master praises it, but Master, monks do not lie. Although I, Han Yi, are not monks, I really don't realize that it's time. What else is worth hypocritical? Let's just say something, what do you want to do?"

Several people looked at each other.

Master Xuanming nodded slightly and said, "Donor Han, we are definitely not trying to be an enemy of you, but we are also helpless. Since the donor Han's business, he has made all his money. Why do you have to open this gold store? Once you open this gold store, our temples will suffer a lot. Our temples are not as rich as the donor Han's north alley. We also ask Donor Han to give us a high hand and let us go."

It sounds humble, but it actually shows a hint of threat.

"Master is so harsh!" Han Yi smiled and said, "I heard that monks are all compassionate. I thought my low-interest loan would make the master very moved. Maybe I even got a banner for me, but I didn't expect to offend the master. Haha, it seems that monks are no different from us ordinary people!"
Chapter completed!