Chapter 1243 1243: Eight thousand to 40,000, the advantage lies in me (Part 1) [Please ask for monthly votes](1/2)
People cannot, at least they should not fall in love with illegitimate workers!
You can't fall in love with the black foreman while fighting!
This fact explodes from any perspective.
Cui Zhi stroked his forehead and used an incense stick of effort to figure out what the meat bun was thinking. It was the dog's fault that the meat bun was taken away by a dog, and the bun was right, but the meat bun was voluntarily following the dog and didn't mind being eaten, so both the dog and the meat bun were beating!
"Did you go and ask what's going on?"
Cui Zhi didn't mind the stay or stay of a subordinate. People walked to high places and water flowed to low places. This is human nature, but he couldn't help but mind the other party's journey for no reason. How did Cui treat him badly?
The confidant said, "I asked, but I didn't ask."
It is inconvenient for both parties to communicate. The meat bun is made of Tai Chi, and a drag-on technique can make people lose patience. The other party did not explicitly say that he betrayed Cui, but he just said that he would be loyal to the Erlangjun Cui Mi.
Cui Xiong has already been married and engaged, and may get married within two or three years. According to the habits of aristocratic families, the male family in the family is not far from getting married and separated. Brothers who live their own lives rarely live together - it’s not that small families are unable to buy new homes for newcomers.
It is reasonable for meat buns to choose Cui Mi on their own initiative.
Well, Cui Mi got some "family property" in advance.
Judging from the results, meat buns are still vassals of Cui.
The head of Cui Zhi can't say anything. He can't forcefully accuse the meat bun of the intention of provoking the internal struggle between the two brothers Cui Xiong, right? Meat ***** is not that important yet. This is equivalent to the brothers splitting up, and there is a wall that takes the initiative to go with Cui Mi.
The problem is-
Cui Mi is special.
The so-called resignation to Cui Mi is just to block Cui Zhi's accountability, but in fact he must have defected to Shen Zhongli! Cui Zhi pondered for a moment and ordered: "I ordered someone to go there to conduct an undercover investigation, remember not to alert the snake. Also, I will take all the accounts there!"
The head of the Cui family is very busy.
Shen Zhongli was having a farce of martial arts competition and recruiting brides. Every day, he lived a similar life. Cui Zhi had a family's affairs and wanted him to worry about it. He could not stare at a small county magistrate every day. He was very serious about asking every time he asked. He never expected that the other party would play like this!
Cui Zhi carefully read the reported content twice.
Some details were found in sharp eyes.
"Grain? Who did Shen Zhongli borrow grain from?" It was not a good opportunity to cultivate at that time. What should Shen Zhongli buy so much grain? Prepare for next spring plowing? Then the preparation time is too early. "Would the wife intervene? Or should the second elk come forward?"
Mei Meng and the king's original intention of reform was good, but how many people would the process harm the interests of many people? These people would all be obstacles! Even if Cui Zhi came forward to suppress some big families and allowed the new policy to be implemented layer by layer, it does not mean that everyone will cooperate.
The policy is gradually being pushed down, and the main force in the end is the clerks of various places. These clerks are basically local people, and their relationships are complicated. In this acre of three parts, their face may be more effective than that of the big families, and county officials are not as good as current management.
Do common people want to borrow money from the government to buy grain?
Whether to borrow or not is it that these people have the final say?
The area under Shen Zhongli has accumulated a bad debt for three years. If Cui had not filled it out, the bad debt would have to be filled out at one level. Now Cui has expressed his attitude that he has not paid attention to the tax revenue in the new year. How dare the county government lend money to Chen Tang? If he does not borrow grain, at most he will add another year of bad debts to the next year. If he lends grain, the bad debt will not just be taxed.
Shen Zhongli borrows grain and is destined to be disappointed.
Unless Cui Mi or Cui Hui secretly comes out to sell face.
Cui Zhi did not object to the development of this situation.
It is also her ability to make full use of her existing connections to achieve her goals, but she will be more or less disappointed - Qi Yuanliang's only has this ability?
The confidant said: "None of them."
He paused and said, "I borrowed it from a private merchant."
Cui Zhi smiled slightly in his heart, and his fingers flexibly fiddled with a few jade beads, and asked his confidant: "How much profit did she borrow from a private merchant? When the time comes, is it the grain or grain returned?"
Returning grains is subject to interest on returning grains.
Returning the grain is interest for returning the grain.
But no matter which one it is, the interest rate is much higher than the interest of the government's new policy. If the time gives you face and luck is better, there is a small probability that you can guarantee your capital, and more likely it is to lose money! The farmers have sweated, the land is less fertile, the county government bears the risk of borrowing, and in the end they make wedding dresses for merchants. Most of these merchants are dependent on aristocratic families and are very unwilling!
Arithmetic almost gets cheated to death.
Sure enough—
The confidant said with a complicated expression: "It's five-minute two-point!"
Cui Zhi's fingers that moved the abacus were suddenly stopped.
I couldn't believe it, and I almost couldn't hold it back: "Five-point two cents? Shen Zhongli really dares to borrow it! Is there straw in her brain? Five-point two cents of interest, and the aristocratic families dare not secretly put such money on secrets. How dare she borrow it?"
What is the concept of five-minute two-cent?
The government lends grain to the government, and the maximum interest rate is only one cent and seven cents!
At the beginning, the new policy stipulated that common people could only borrow from the government. After encountering heavy resistance, Mei Meng had to take a step back from the aristocratic families and allowed common people not to borrow from the government, but stipulated that the annual interest rate should not exceed one cent and seven cents of red line.
Once you find that there are more than one or seven cents, you can report to the official.
【One minute and seven cents are about 20% annual interest rate】
The interest rate is not low, but even this 7% ounce has also affected many people's interests. As a result, Shen Zhongli was desperate and actually borrowed 5% ounces of interest. How much did it have compared to the private sector? Before Shen Zhongli borrowed grain, she did not calculate how much per mu yield per year?
Cui Zhi could almost foresee the scene where this guy lost his coffin book.
My confidant also smacked his tongue: "Who could have thought of this..."
If it is an interest of one or seven cents, Shen Zhongli may turn the account into a profit. The interest of three or four cents is very small, and she will still be able to lose money without losing money, but the interest of five or two cents is more profitable... Private loans are profitable, and she will have to finish it in less than two years.
Cui Zhi asked with a headache.
"Have you found out who she borrowed it from?"
Cui Zhi thought of another possibility.
If Shen Zhongli borrowed money from a merchant under Qishan's name to make grain, it would be understandable that he would get such a high interest rate to make fake accounts.
The confidant handed over a piece of information: "I found it."
Cui Zhi opened it and looked silent.
Haha, merchants are not from other places, but from the locals of the country of relatives.
What made Cui Zhi’s heart attack the most was that he knew this merchant and he was dependent on a second-rate family in the southwest region. He paid "protection fees" to this family every few days. Cui Zhi murmured: "It's okay if you are stupid, how can you be so stupid? You won't flow to outsiders' fields!"
A high interest rate of 50% or 20%!
It is better to borrow from Cui's people than to borrow from outsiders.
After all, Cui would be more polite when collecting the accounts and would not violently collect debts with his own Erlang, which is hard for others to say.
Cui Zhi took another sip of herbal tea to suppress his shock.
He said: "I ordered people to find out the details of this merchant."
The confidant said in confusion: "Continue to check this person?"
Cui Zhi's eyes flashed: "Well, let's see if this merchant has anything to do with Northwest Kangguo. I don't comment on Shen Zhongli's ability, but she is Qi Yuanliang's person after all, so I can still comment on Qi Yuanliang. I don't really believe that Qi Yuanliang will raise such a stupid waste. Five-minute and two-cent interest? Hum!"
s??????????????
Isn't it really a false account?
The confidant took the order and retreated.
The interest rate of five-minute and two-cent is indeed outrageous.
The meat bun that Cui also felt that Shen Tang was looking for death. He stopped talking several times, but he couldn't sit still and found his Erlangjun: [Erlangjun, this grain cannot be borrowed!]
Young people can't settle accounts at all.
Compared to the anxiousness of meat buns, Cui Mi is calm.
[We still have to make a profit of five or two cents of interest.]
The meat bun was so anxious that he only had cold sweat on his forehead. He wanted to calculate the account for Cui Mi and tell him what the concept was. The government's interest rate of 100 cents was only a matter of food and clothing! 50 cents was equivalent to borrowing 100 cents at the beginning of the year and returning 163 cents at the end of the year! When these unscrupulous merchants lend grain, they calculated the yield per mu of land, and it was impossible for people to make money.
Cui Mi said calmly: [I have learned to plan.]
The grades are definitely better than the other party, so you don’t have to calculate these for him.
The meat bun is a little powerless: [After Rong said something offensive, even if Erlangjun is proficient in planning, you still can't do if you don't understand farming! You must not borrow this grain, and it will be over if you borrow it!]
Cui Mi smiled and said: [Do you know how much grain yield per mu?]
The meat bun was stunned and took a deep breath: [Even if the old farmer is good at farming, the yield per mu will be at most 20% or 30%. Are those unscrupulous merchants tricking you and the county magistrate to double the yield per mu?]
【This is not.】
Just as the meat bun was about to breathe a sigh of relief, Cui Mi corrected, [It is not doubled, it is said that it is at least five times the yield per mu in this county. The interest rate of five-minute and two cents is calculated based on ordinary grain seeds, but this kind of grain seeds really have five times the effect. God will not lose money if he doesn't give face. You can just keep a hundred hearts and do whatever you should do.]
The meat bun almost didn't bring it up in one breath.
Five times the yield per mu...
The young master of the aristocratic family and the black foreman Shen Zhongli! Do you know what the five-fold acre yield means?
The profitable businessman was talking, but these two idiots actually believed it?
The meat bun was holding back the corners of his mouth, and his sarcastic spirit: [I also heard that there are grain plantings that can produce ten times the yield per mu, and the interest rate is not that high. Why don’t you discuss with Chen County Chief to change to which one?]
I tricked these two people who were not smart enough to borrow it from Cui.
It can also make yourself get a kickback.
To be continued...