Chapter 536: The Empty Gloves White Wolf of the Bank
Chapter 536: Opening a Money House to Make a Make a Budget
The room suddenly became lively and everyone was smiling happily. Yes, you have to have money. If you don’t have money, what is a good business!
Hamiti smiled and said, "Prince, it's the New Year, why do you say you're teasing us? How can you get countless money? Tell me out quickly."
Only then did Wang Ping'an tell me about the construction of a pedestrian street around Inspiration Temple, but he also said that he could only pay for the land to be bought because it was for someone in the palace, so he could only pay for it in his name.
When everyone heard this, they were silent for a while. They all understood that even the two playboys Zhao Bi and Lu Xiuzhi understood that the so-called person in the palace must be a princess, that is, the one Wang Ping'an would marry in the future. The money sent to the palace was better than the money sent to his mansion, making money for the princess and making money for him!
Ayiding said: "Prince, if you want to buy all the land around Inspiration Temple, it will probably not cost much. This yard is not a prosperous place in Chang'an City!"
Hamiti frowned and said, "Are you planning to let us build shops and workshops around us in the future?"
Wang Ping'an said: "Shops and workshops are a little late, so don't worry. I will pay for the land in my name. From this perspective, you really can't make a profit from it. But I don't have that much money and can't afford it!"
"How could you not afford to make a fortune? Isn't this a joke?" Everyone said together, even Qiu Tingxuan shook his head.
Wang Ping'an slapped his legs and said, "I can afford it, but I can't afford it. I have to take care of you all borrow money, and then I will give you profits on a yearly basis. I have to get benefits, otherwise I will feel unhappy!"
Everyone was happy all of a sudden. It turned out that they wanted to borrow money and then give us benefits through profits. Of course, this is OK, this is great. We are not afraid that you can't afford it, you can borrow as much as you can!
Hamiti said: "Since that's the case, it's easy to say this. How much do you want? Let me tell you a minute. I will ask my subordinates to prepare tomorrow. I will definitely not miss the start of construction. Before building the tower, all the fees will be in place!"
Wang Ping'an waved his hand and said, "Don't worry, listen to me finish my words." He also talked about the empresses in the palace and planned to be the spokesperson for the business. Of course, he would not directly mention the three words spokespersons, and no one could understand this era. He only said that through the empresses in the palace, using the business and letting the business use it as an advertisement, so as to make the transaction bigger, and said this.
Everyone was even more happy, and Yin Jiucheng shouted: "Isn't this the only one for the royal family? If any business gets this kind of business, then the business must be done all over the world. Even the royal family uses it, that is the best in the world. This is the guarantee of credibility!"
Hamiti also said: "So that's the case. Prince, please support us and let us do royal business. This is indeed a good business!"
Wang Ping'an shook his head and said, "No, I didn't want you to do royal business. This is indeed a good business, but dealing with the royal family is very risky and it is too laborious. Even if we want to make money all over the world, we don't have to work hard in person!"
Everyone wondered again, if you work hard and gain, you will be the best person only if you endure hardships. If you don’t work hard, how can you make money?
This was beyond their imagination. Even big businessmen like Hamitti and others could not figure it out. How could such a business be found in the world?
Seeing that everyone was puzzled, Wang Ping'an smiled and said, "Everyone, think about it, if I want to build a pedestrian street and make profits from it, does it take capital? Should I borrow this capital from you?"
Hamiti nodded first, shook his head again, and said, "The prince borrowed money from us because he wanted to share the money for us, and you can't borrow it!"
Wang Ping'an smiled and said, "What about others? It's impossible for everyone to be like me, right? If many businesses want to make more money, they have to produce more things. But if their capital cannot be turned on, would they have to borrow money?"
Hamiti didn't speak immediately this time. When Aydin saw that his brother-in-law didn't speak, he didn't say anything. Zhao Bi and Lu Xiuzhi wanted to speak, but they didn't know what to say.
Only Yin Jiucheng couldn't bear it and said, "How big is the bowl and how much food to eat? If you want to make more money, of course you need to have more goods and sell them well. But if you borrow money to do business, what if the business is broken and you can't afford it?"
Everyone nodded together, and even Qiu Tingxuan spoke. He said, "It is too risky to borrow money to do business, and it is not necessarily that everyone is short of money. They can borrow it from us. They can borrow it from relatives and friends!"
Wang Ping'an said, "I naturally know this principle, so I want to say that real good business!"
Hamitich said: "The business mentioned above is good enough. It turns out that it is just a preparation? Prince, you are breathing long enough!"
Wang Ping'an said: "If you want others to borrow money to do business, you must set an example to let them know that the risks are high, which means the benefits are also great, and you must let them understand that using other people's money to do business and win benefits for themselves, this kind of thing exists in the world!"
"Use other people's money to do business and make money for yourself?" Everyone shouted.
This kind of thing certainly exists in the world, but in the early Tang Dynasty, it was only a very small number of cases. It was impossible for everyone to do this, and it was impossible for everyone to be willing to operate in debt. This traditional concept cannot be popularized unless there is a huge role model ahead. Moreover, even if there is a huge role model ahead, it will take a long time before people can know the benefits of this kind!
In fact, it is difficult to understand what good business is Wang Ping'an talking about, not to mention others, even these people in the room.
Wang Ping'an said: "I will first talk about what I want to do, and then everyone will infer to see if this matter can be implemented."
Everyone nodded together and said, "Yes, you have to say yours first, and we have to understand first. Otherwise, no matter how good the business is, we will not dare to do it."
Wang Ping'an smiled and said, "I want to buy land and build a pedestrian street to make a lot of money from it, but I don't want to pay the capital, so I just need you to borrow and pay you the profits. Do you understand this kind of business?"
"You are lending money, of course I understand this. Prince, please count it. How many I have to pay for it!" Hamiti said very proudly and generously.
Wang Ping'an spread his hands and said, "But I don't want to pay the profit myself, I also want you to pay it. And I also want to make another profit from the profit, what should I do?"
When everyone heard this, they laughed and looked at Hamiti, thinking in their hearts: "Let you agree so quickly, you will be compensated this time!"
Hamiti's face collapsed and she thought to herself, "What a joke, you borrowed the capital and paid off the profits. If you don't pay the capital, I will accept it and just give it to you, but if you still have to make some money from the profits..."
His face collapsed, then he smiled and said, "Okay, no problem, the key is how you want to make money. You have taught me, can you make a big profit when I use it on others?"
Wang Ping'an clapped his hands and said, "Okay, it's good that Ha Weng has this kind of idea. Listen to me." He said his thoughts.
If he wanted to borrow money, he planned to use himself as an example to show the merchants of the Tang Dynasty what business operations meant, so he had the plan to open a money shop. He planned to open a money shop, which was jointly invested by several rich people present and jointly started. He had the idea and the first business he did, and the business of building a pedestrian street was profitable and not lost. This idea was the capital, accounting for 30% of the shares. No one could object to this, and it was not much, only 30%.
Since he opened a money dealer, he had to pay dividends. Where did the money come from? It's not that it comes from his profits! It doesn't matter. He pays this profit on time and on a quantity basis, and will never be owed. But since the money he borrowed from the money dealer is a shareholder, he has to share the profits back by 30% according to the stock. In this way, he makes another profit from the profits, and it's less to make a profit!
But he has to pay back the money he borrowed, after all, the capital is paid for him by the bank. It doesn't matter. Once the bank opens, other businesses will come naturally. He holds shares and wants to pay dividends from it. He doesn't want this bonus, so he can repay the capital. The land in Xinchangfang is not that valuable. He buys it at a low price. The bank's business is getting bigger and bigger, and he will share more and more bonuses, so the capital does not take long to be repaid. After paying it off, he can share the dividends of the bank again according to the shares!
After listening, everyone was silent for a long time and didn't say anything.
Zhao Bi and Lu Xiuzhi looked at each other and thought to themselves: "What is he saying? I don't understand?"
Qiu Tingxuan thought to himself: "There are too many twists and turns here, which is much more difficult than memorizing. I don't understand it very well. I have to think about it carefully before I can accomplish it."
These real scholars and fake scholars didn't understand it, but the other three businessmen all understood it!
After a while, Hamiti said, "Money House? I haven't heard of this, but judging from the business practices mentioned by the prince, is it just a residence?"
In the early Tang Dynasty, there was no such name as a money shop, nor did it specialize in the business of money lending. There were only di shops, and the savings were not money, but goods, and the storage fees were collected. Moreover, the owner of the di shop also served as an intermediary and crossed the bridge, saving foreign merchants the trouble of finding buyers in Chang'an. Of course, being an intermediary requires money to be a middleman. Sometimes the merchants do not have a good turnover, and the owner of the di shop would lend money to the merchants, lend it according to the value of the goods, and collect profits.
This is the prototype of the earliest bank in the world. It has a single business. When the prosperous Tang Dynasty and the business became prosperous, the didian evolved into a cabin. At this time, it started to do money business. Merchants saved money in the cabin, and could also borrow money from the cabin in the cabin.
The cabinet shop was very angry in the Tang Dynasty. Modern people deposited money in the bank, and the bank had to pay interest. However, the Tang Dynasty merchants deposited money in the cabinet shop, not only did they not receive interest, but they also had to pay the cabinet shop storage fee in the other way!
Wang Ping'an had never heard of a business like Didian before, but since Hamiti said it, he said, "It's almost the same, that's what we mean, but we do more than others... How to say it, we have to be more professional. Professional. We specialize in this profession, so we must do better than others, and we must do better than others in mortgages and valuations."
Hamiti smiled and said, "Professional? Well, this is not difficult. We have people under our command. As long as we tell them how to do it, they can become professional by themselves. There is no need to worry about this."
Yin Jiucheng thought for a while, blinked his eyes and said, "No wonder the prince said this is a good business. For you, that's really good!"
Zhao Bi and Lu Xiuzhi asked together, "Good business? How good is it?" The two brothers didn't understand it until now. They can't blame them for being too idly. They didn't even know what the mansion was, and they didn't even know how difficult things such as lending... What's going on?
Yin Jiucheng thought to himself: "What a fool. Their father is so capable. Why did he give birth to such a waste? His family property will be ruined sooner or later!"
He complained in his stomach, but he was polite. Yin Jiucheng said, "This good business is that the prince wants to make money, but he doesn't want to pay the capital, but he doesn't want to pay the profits. By the way, he doesn't even want to pay the capital, but he wants to make another money from it. So we pay the capital for him, pay the profits for him, and then divide the money earned in business and divide the money he earns!"
Ayi Ding added: "We have to thank him!"
Wang Ping'an laughed and waved his hand, "No need to thank you, everyone, you are so kind, just say thank you!"
The three businessmen also laughed. Wang Ping'an said that he opened a money shop and only mentioned the beginning, they knew the result. Wang Ping'an's idea was a huge role model, telling other merchants that money could be earned in this way!
However, when doing money business, there are in and out, the merchants who borrow money must have mortgages. Unlike other merchants, Wang Ping'an's collateral is his personal reputation and the reputation brought by his title. He has always been a good person, was sent by good people cards, and the connections sent by the three businessmen, all trusted him, so they are willing to lend him money!
In modern times, this kind of business method is a typical example of making money from nothing. Countless giant merchants, their first pot of gold was earned in this way, and they were regarded as a classic case and written into books for reference!
Seeing that they were all laughing, Zhao Bi and Lu Xiuzhi quickly "suddenly realized". If they don't understand, they have to pretend to understand, nod together, and laugh. Anyway, Wang Ping'an is definitely making a profit in this business, but they can make money from it, and they won't make less money. Otherwise, could these three old slippers laugh so happily!
Qiu Tingxuan didn't laugh, and couldn't even pretend. If he didn't understand, he just didn't understand. He was not stupid, and said, "It's a trivial matter to make money. But since he has no illness and wants to do this business, then Brother Yu naturally has to support him with all his strength. I'll write to my father now to explain the matter!"
Hamiti and three other businessmen gave a thumbs up together and praised: "Smart!"
Zhao Bi and Lu Xiuzhi hurriedly said: "We also write a letter, and this business must be counted as us!"
Hamiti and the others also praised them for their wiseness. After the praise, the three of them all started to make small plans. The business of opening a money shop would be getting bigger and bigger. Although the risks are high, the profit is also great. Because no one dares to do it, only they can do it. Whoever drinks the first taste of the soup can make a lot of money. This is certain.
Chapter completed!