Yin Jun often heard people say before that real businessmen do business basically do not use their own money.

They won't do as much money as they do, just like ordinary people.

They usually have one dollar and dare to do ten dollars.

How to do it?

Of course, it is loans from various banks and financial companies.

Yin Jun in his previous life was determined not to borrow money to do things, so he did not have a loan to buy a house. Naturally, many girls were unwilling to continue their blind dates with Yin Jun after hearing this.

But in this life, Yin Jun has been borrowing money since he started doing business.

All his loans were borrowed from Xiangjiang Commercial Bank, and now there are 160 million yuan, which does not include the 20 million US dollars credit guarantee he asked Xiangjiang Commercial Bank to provide with Citibank. In fact, 3 million US dollars has been transferred to Lucasfilm's account, so it is equivalent to Yin Jun owing Xiangjiang Commercial Bank about HK$15 million.

Xiangjiang Commercial Bank is backed by Pangu Bank, which has very abundant financial reserves. Moreover, Mr. Chen has friends all over the world, and it is not a problem for the old man to mobilize 10 billion Hong Kong dollars in just one sentence.

So they never worry about lack of money.

But Yin Jun borrowed nearly HK$200 million from them alone, but the mortgaged property was only one piece of land and 20 scripts, which made the board of directors quite objection.

Of course, this would not be possible in the mainstream.

Whether it is Chairman Chen Youhan or Managing Director Kang Xinyuan, they are very optimistic about Yin Jun.

The land of Tin Shuiwei, which has been rising prices, has also become the best evidence to prove their vision.

It is said that there are more than 20 large and small real estate developers who want to buy land in Tin Shui Wai. Even if someone has already opened a price of 30 or even 40 per square foot, the Zhao family is not moved at all.

Internal news from the Zhao family said that they are not in a hurry to sell the land at all.

On the one hand, the Zhao family has not much land, which is about 200 hectares. If they sell too much, they will not have much land.

Secondly, the Zhao family is waiting for Derun Group and Yin Jun's development.

When the land is developed in both aspects, it will not be a price of 350, at least 780, or even 100.

At that time, whether they were selling or developing by themselves, they were at ease.

Seeing Yin Jun's land constantly increasing value, what are they going to worry about?

But Yin Jun did not give up. He came to Xiangjiang Commercial Bank again and wanted to apply for a loan again.

However, this time he took not the land, but the shares of Hutchison Whampoa and Cheung Kong Group in his hands.

Yin Jun has 14.6 million shares of Cheung Kong Group. According to the average share, each share has fallen by a little value, with a market value of about 90 million.

Yin Jun of Hutchison Whampoa has 1 million shares, but the market value of Hutchison Whampoa is much higher.

Although at the beginning of this year, the performance report showed that Hutchison Whampoa's profits were not as expected and had fallen by partly a drop, with the continuous popularity of real estate, Hutchison Whampoa, which has a lot of land reserves, has naturally risen, and has risen to HK$40 per share.

Therefore, the market value of the Hutchison Whampoa stock in Yin Jun's hands was HK$40 million.

The total number of stocks introduced was 130 million, which almost offset his loan.

This is also one of the reasons why Kang Xinyuan is optimistic about Yin Jun's changing attitude.

Yin Jun’s two loans were made to buy these two stocks, but these two stocks themselves belong to Yin Jun’s private property and have nothing to do with the loan. Therefore, Yin Jun can use these two stocks to mortgage the loan.

Such a loan method can be said to be a bit opportunistic, or it can be said to be a big gambling method.

Yin Jun has long seen this kind of cumulative investment method that uses strength to fight for strength in many cases.

For example, I have a house in my hand, and then I mortgaged 1 million yuan and bought the second house in full. Then I mortgaged the second house to buy the third house... This continued until ten or eight houses.

In the whole process, what I paid was actually the first house, and the rest of the money was bought through the force, and what I had to bear was the loan interest of these ten or eight houses.

When the house price rises, I will sell the last one, and the money I earn will pay the loan interest and also offset part of the loan.

When the house price increases again, I will sell the second to last house and recharge the interest and loan principal again.

After doing this three or five consecutive times, I finally paid off all my loans, and in addition to my own house, I could still have two or three or even three or five units left.

Is this a great pleasure?

Does it look like a wolf who makes a fortune?

Many people in the mainland have made a lot of money on real estate by relying on this trick.

But one thing is, the most important prerequisite, that is, you have to ensure that real estate prices have been rising for three to five years or even seven to eight years, without plummeting.

Only in this way can you earn the difference and earn several houses through the value of the price increase.

Obviously, Beijing, Shanghai, Guangzhou and Shenzhen, and even many people in second- and third-tier cities have encountered such a good time when real estate only rises but not falls, so they make money.

If such a thing happened in Japan in the 1990s, or the United States around 2008, or even in Hong Kong around 1997, then...

The horrible and tragic incident like the rooftops of the Shenzhen Stock Exchange that year will definitely not happen.

Yin Jun is now using a similar method.

Use the principle of leverage to leverage loans to gain more wealth.

Yin Jun never reckless. The reason he did this was because he knew that real estate and stocks in Xiangjiang have been raising prices in recent years, especially the land and companies he valued, which are like this.

Therefore, Yin Jun dared to use his strength to invest in this way.

Chen Youhan has long heard of Yin Jun’s comics industry. Now that he is here to apply for a mortgage loan, he is really trying to do the comics industry, and he doesn’t feel a headache.

"Ajun, you are now working as a screenwriter for movies and TV series, and you are also investing in the real estate market... Now you are going to enter the comics industry on a large scale, are you busy?" Chen Youhan asked Yin Jun.

Of course he was kind-hearted, worried that Yin Jun would end up not being able to do many things well because he was greedy and not being able to do many things well.

You know, after Chen Youhan came to Xiangjiang, the person he admired and was most willing to support was Yin Jun.

He hopes that Yin Jun can become a super rich man with his support, so that his father and younger brother can see that although his business talent is not so amazing, his vision of people still integrates the tradition of the Chen family, which is definitely first-class.

Therefore, Chen Youhan least wanted to see Yin Jun fail, so he persuaded him kindly.

Yin Jun naturally respects this banker who selflessly helps him. In addition, he also needs his help in terms of loans, so the boy can talk about things in a little more detail.

"Uncle Han, I do stock investment and real estate investment, which is actually for me to be my own entertainment and media empire." Yin Jun said, "So what I really want to do is the script writer of movies and TV series. The real first step is this comic industry. I need it to cover the entire Asian cultural circle and make them accustomed to finding happiness in my comics. This will form a powerful cultural publicity, which will make them more aware of our culture. When I do movies and TV series in the future, I will complement this comic and achieve twice the result with half the effort."

Yin Jun did not say that the real awesomeness of the comics industry is not just about its comic sales, but in fact it is all a small profit.

Overall, the most profitable thing in the comics industry is its peripheral products, which can cover every corner of life if you are famous enough.

For example, when I wear clothes, I can wear cherry macaque, or Shin-shi, and when I wear shoes, I can wear Naruto, the water cup I use can be portrait of Abu, and the pillow I sleep with can be portrait of Ling Boli... In this way, every aspect of life has developed, that is a big industry.

Then, there are limited editions, various special editions, etc., which are specially designed to loot the money of the rich children. They will happily say that it is worth it if they kill them.

The most outstanding comics can also be made into animations sold all over the world, making millions or tens of millions per episode, just like playing.

There is also the annual version of the big movie, which can earn tens of millions or hundreds of millions every year. What's wrong with it?

There are even more amazing comics, such as the live-action movie of "Transformers", which can't even count them!

It is useless to say such a broad and beautiful prospect, and it is impossible to say that.

Keeping your secrets from the future is much more important than persuading someone.

So Yin Jun just talked about the media and entertainment aspects.

Chen Youhan actually agrees with Yin Jun's understanding.

The culture of China has always been so mellow and silent. Yin Jun can think of a multi-pronged approach to cultural and entertainment industries, which is itself a long-term vision.

"But, do you have any experience in making comics? You also said you would sell 5 million copies, which made many people laugh at you." Chen Youhan said with some concern.

"It's my first time doing comics, but the core of comics is storytelling. Uncle Han, do you don't trust my ability to tell stories?" Yin Jun said, "What's more, I have invited more than 40 famous masters from the Shanghai Art Film Studio. Their art skills are so many times that no one in Asia dares to say they are better than them."

"You even invited them?" Chen Youhan was originally a knowledgeable person. He was shocked when he heard this. This was something that the outside world didn't know.

Unexpectedly, Yin Jun quietly invited elites from the Shanghai Art Film Studio. This is an amazing art and animation talent!

He is also a person who has watched Mr. Wan’s "The Great Trouble in Heaven"!

"Well, an agreement has been reached with them. If I need it, I can invite people over without restrictions." Yin Jun bragged, "If these people really don't work, I'm going to invite Master Wan San and Master Wan Si. Can you still trust them?"

"Sincere, the old man is so old, why are he doing back and forth? It's enough for their disciples." Chen Youhan said quickly, and then he looked relieved: "Huang Yulang and Shangguan Xiaobao are personalities in Xiangjiang, but their screenwriter skills are not as good as you, and their painting skills are even more impossible to compare with the famous masters of the Shanghai Art Film Studio... Ajun, you are indeed calm and down-to-earth in doing things!"

Having said that, Chen Youhan no longer had any doubts about Yin Jun’s comics.

What he is thinking about now is whether Yin Jun can reach the 5 million volumes he claimed to be in the public.

If it is really a perfect match as Yin Jun said, I dare not say that 5 million copies or one or two million copies should not be a problem, right? (To be continued.)
Chapter completed!