Chapter 364 Don't get carried away!
After Kang Xinyuan said this, Chen Youhan sighed and said, "Ajun, what are you going to do next time? Tell your Uncle Han in advance, don't scare me to the point of being shocked. ?? ?... But tell me the truth, did you really predict that "Qilin Weekly" is so popular?"
In May and June, Yin Jun had a debate with people from the comics industry such as Huang Yulang.
At that time, Yin Jun said that his goal was 50,000 copies, and Huang Yulang and others kept saring them, but now the fact slapped them hard, because the sales volume was not 50,000 copies, but a much higher than 720,000 copies!
At that time, everyone thought that Yin Jun was talking about his long-term efforts, but now everyone was discussing whether Yin Jun was really so confident that he guessed in advance that his comics were popular.
If that is the case, Yin Junke is not only extremely talented, but also has a very amazing grasp of the market!
If you can fully grasp the market when doing TV series, that's fine, but now you can understand comics well. Do you still have to live?
"I'm referring to the big market in Japan, so I have such a plan." Yin Junhe said, "I just didn't expect the Japanese market to buy it so much. The sales of 40,000 copies are almost my imagination... People in their country are surprised, how could a manga made by a Hong Kong man actually sweep all their comics weekly and become the number one in Japan?"
"Haha, geniuses are of course different from others." Kang Xinyuan replied, "Actually, I knew that your comic weekly sales would be good, because you are the best at writing stories. Isn't the most important thing about comics the story? Then there are masters from the Shanghai Art Film Studio coming to help, and it is normal to sell well! Only 720,000 copies are also amazing!"
"By the way, I heard that other countries, including Europe and the United States, have dealers who want to come and discuss introduction?" Chen Youhan asked.
"Well, there are dealers from Britain and France in Europe, and booksellers from the United States, Canada and Brazil. But they don't ask for much, and the most Americans only have 20,000 copies, and the conditions are still a bit harsh." Yin Jun said, "so we decided to wait a moment before talking."
"Haha, yes, don't worry now!" Chen Youhan nodded.
After talking for so long, Kang Xinyuan couldn't hold back any more. He asked Yin Jun directly: "Young Master Jun, you said before you came that there was another big deal to take care of us. Are you planning to invest any more?"
"Yes."
Yin Jun nodded and smiled, "I want to do some investment business, but I don't have money. This time I can only come to Uncle Han again. Mr. Kang, you guys have borrowed money."
"No problem! We are doing this business! The more you borrow, the better our business will be and you can make money with you!" Kang Xinyuan smiled, "According to my estimates and I, based on your current asset quota and our relationship, we can give you a loan of 600 million yuan at most. And you don't need to take shares of Cheung Kong Group, just use Kirin Company to mortgage it."
Although everyone is saying now that Kirin Company can be valued at HK$100 million with "Kilin Weekly", it has only released 5 issues of weekly magazines and has not been verified by the market for a long time. What if the newness of one or two months suddenly drops sharply and then it will be in a slump?
Bankers must take this into account.
Therefore, it is already very kind to Xiangjiang Commercial Bank to give Yin Jun a loan of 600 million Hong Kong dollars. Apart from them, there is no other bank that can give it.
The ability to give a loan of 600 million is, on the one hand, they are indeed optimistic about Yin Jun, and on the other hand, they are also long-term cooperative relationships. They know Yin Jun's true nature and they are very at ease with Yin Jun's repayment ability.
"good!"
Yin Junhe said: "But I need to mortgage the shares of Cheung Kong Group and borrow another HK$200 million."
"Why so much?" Chen Youhan frowned, "Ajun, it is impossible for a successful investment like Cheung Kong Group to always have it. If you make an investment right, you must not be proud. If you borrow too much and the company's performance is not as expected, the heavy loan interest pressure will make you breathless! 800 million Hong Kong dollars! A company's assets do not have that much! Even if the interest rate is 5%, it will be 40,000 yuan a year. Can you bear it?"
Chen Youhan's words are not the words of a banker.
The concept of bankers is usually that as long as you have enough collateral, I will lend you whatever you do, and I even wish you would go bankrupt, so that I can handle the high-quality collateral you mortgaged naturally.
Chen Youhan is different. It should be said that their Chen family is different. Pangu Bank never makes money in this regard. They do not rely on loans to make profits, and even their customers who do not want their loans to go bankrupt.
What they like is to cultivate an entrepreneur, and as he and his company grow, so that the entrepreneur will become his own loyal customers, at least for decades.
In the past few decades, Pangu Bank has become the largest bank among Chinese entrepreneurs and the most popular bank.
Southeast Asia basically does international banking business through Pangu Bank. Dozens of famous wealthy people in the Chinese circle are all loyal users of Pangu Bank.
This also brings generous returns to Pangu Bank.
So when Chen Bicheng was young, he taught them a truth.
Money doesn't matter.
People are more important.
As long as there is someone, money will come continuously.
You only have money, but no one else. No matter how much money you have, you will have a day of use up.
Especially for Chinese people, the most important thing is "love". A drop of water should be repaid with a spring of water. This sentence is not just a saying.
As long as you truly gain the gratitude and friendship of others, even if you fail in business in a mess, others can still lend you millions or tens of millions of dollars, so that you can make a comeback.
When Chen Bicheng opened a Pangu Bank branch in Indonesia, he encountered such great difficulties. Didn’t it be that each of the seven major Chinese businessmen in Indonesia spent 10,000 US dollars to deposit it into Pangu Bank, causing a sensation and finally opened the market?
Without the previous decades of hard work, who could have helped you like this?
Chen Youhan is a simple and honest person, so he remembers his father's words. He has also done this in Xiangjiang over the years.
However, the commercial atmosphere in Xiangjiang is stronger, not as simple as Southeast Asia, and has more choices of banks, so the exhibition of Xiangjiang Commercial Bank has always been more concise and not as big as it was in Southeast Asia.
But Chen Youhan never changed his original intention, so the reputation of Xiangjiang Commercial Bank is very good.
He thought this was the case, so Yin Juncai chose his bank to cooperate.
Therefore, Chen Youhan became more responsible for this young man who looked like his nephew. Therefore, when he heard that Yin Jun wanted to borrow 800 million yuan, his first reaction was to directly persuade Yin Jun not to take risks with pride.
At least the statement "being complacent" is that it is impossible for people who are not very good-family relationships, because if you say it, you will offend people.
Yin Jun smiled when he heard this, "Uncle Han, I am not investing in one company, I am going to make three investments."
"What investments? Is there anything we can help?" Kang Xinyuan finally got in, "Young Master Jun, our Xiangjiang Commercial Bank also has its own securities investment department. If you have securities investment, you can ask us to do it! It is confidential and can help you complete tasks, and it can also save money, right?"
To be honest, Kang Xinyuan was very dissatisfied with Yin Jun’s previous loan and actually entrusted another securities company to buy stocks of Hutchison Whampoa and Cheung Kong Group.
Everyone is their own people, you should be able to take care of us. Our abilities are not bad!
Besides, if you give us the business, our funds don’t need to be out of the bank, and you can convert them directly. This is very good for the bank’s operations. Not only does the business increase, the fund account will be safer!
But Kang Xinyuan didn't know that Yin Jun had actually had this meaning long ago.
This time, his stock share of Cheung Kong Group was first found by Li Ren, and then Jardine and Swire also found out. This seemed to be no secret, which made him very uncomfortable.
Yin Jun was looking for a well-known securities company in Xiangjiang. Unexpectedly, they were like sieves and could not keep the secret at all.
So Yin Jun thought of the Securities Investment Department of Xiangjiang Commercial Bank. Although the scale is much smaller, with Kang Xinyuan's control ability and Chen Youhan's character, there should be no problem.
After hearing this, Yin Jun said, "It just so happens that my three investments are related to the stock market. I wonder if your securities investment department can afford such a large order? Can you trust the operation and confidentiality?"
"Don't worry!" Kang Xinyuan was delighted and quickly promised: "The person in charge of the Securities Investment Department is my college junior and I. I have been in love for more than ten years. I may be a little smarter than those of a large securities company, but cautious and cautious are better than them. But this is also the reason why our Securities Investment Department has not grown much."
Chen Youhan also said, "Well, you don't have to worry about Ajun, they are all trustworthy."
Yin Jun immediately smiled, "Okay, please give me!"
"Okay! No problem! Which three companies are you going to buy?" Kang Xinyuan was happy, and he was also a little gossiped and curious.
Now Xiangjiang doesn’t know how many people want to know what Yin Jun will invest in next, especially in stocks.
If Yin Jun wants to buy something if it is leaked, then that stock will definitely rise!
Of course, it is impossible for Kang Xinyuan to leak secrets, but everyone has the intention of gossip.
He also wanted to see if Yin Jun had some bull stocks again! 8
Chapter completed!