Chapter 113 A small business of 100 million
Since there is a huge sum of 20 million yuan in the account, it is naturally not idle. How to recommend guiding customers to make investments? This is LISA's job responsibility.
She is now very satisfied with Wang Ye, the client, and raised all her spirits. After thinking for a while, she spoke: "Mr. Wang, have you considered a good investment direction for such a sum of funds? My suggestion is gold futures or money funds. We Citibank have..."
Hearing this, Wang Ye raised his hand and signaled her to pause. He remembered the USB drive he stored in the bank safe, which could contain 50,000 Bitcoins.
“Does Miss LISA know about Bitcoin?”
After a moment of stuttering, touching her short hair, LISA organized a language and replied: "I understand Bitcoin. This is an online virtual currency. It is now a market value of five dollars per coin. Does Mr. Wang want to invest in this direction? But I don't recommend you to do this. You should know that behind the US dollar is the government credit of the strongest country, the United States, as a guarantee, and it is also a settlement currency for global oil trade, so the US dollar can become the global common currency. What can Bitcoin be linked to? It is not an exaggeration to say that it is worthless, so the risk of investment is too great!"
After thinking about it, LISA added: "And the amount of Bitcoin transactions is extremely limited now, there is basically no circulation, and it is not suitable for large funds to invest."
Nodded, Wang Ye knew that it was not suitable to participate now. It seemed that his 50,000 Bitcoins would be sleeping in the bank safe for a while.
Wang Ye had long planned for his investment direction. He smiled and said, "If I entrust you to help me buy a property, then I can buy a property with a value limit of what the maximum."
Real estate is also a type of large fixed investment. LISA is naturally well aware of Pengcheng's real estate market. According to Wang Ye's words, it is time to buy a big house with a loan.
LISA simply said: "If you entrust me with full authority, you can purchase property with a market price of less than 100 million yuan. Of course, if you have higher needs, we can also negotiate specific conditions. As long as you verify that you have the corresponding loan repayment ability, the maximum amount can reach 200 million yuan."
This is the benefit of private banking customers. You can directly use Citibank channels, without considering down payment or loan qualifications. All procedures are simple. As long as Citibank's internal risk control assessment you are able to pay the later loan, you can buy a property with a market value of less than 20 million with a market value of less than 20 million. The real estate certificate is still your name, and it is the full purchase of the house. Of course, you also need to add a loan agreement with Citibank because the purchase payment was advanced by them...
Wang Ye thought for a little while. With Pengcheng's current real estate market, he can already buy high-rise luxury houses with a quota of 100 million yuan. He is only alone, and living in a villa is not suitable. High-rise finely decorated sea view houses are more suitable for him.
"Please choose within 100 million. There seem to be many good new houses in Pengcheng Bay. My requirement is high-rise, more than 30 floors. If you want the best sea view, the area is... it is within 500 square meters. It is fine. It needs to be decorated and the full set of furniture and appliances are complete. Oh, there must be a gym in the house. If not, buy the house and find a decoration company to get one."
Listening to Wang Ye's request, LISA had already taken out paper and pen and recorded it quickly. This was a big business worth hundreds of millions of dollars. This business has been enough for her to take care of for a year, so she was naturally very concerned.
Wang Ye also knows that buying a house through a private bank, plus the messy fees such as handling fees is definitely more expensive than buying it directly. But so what? This is Wang Ye’s consumption philosophy, spend appropriate money and enjoy the most professional and convenient services!
And now I am already the general manager, well, from the brand business department. Of course, I have to have a property worthy of my identity. In the future, I will inevitably entertain guests at home or something. I can’t come to this 60-square-meter house now, and I can’t sit in a few people.
Since it is time to purchase real estate, Wangye is not vague and is directly in place. For real estate worth hundreds of millions of yuan, it is not only a living function, but also a large investment.
After completing the entrustment procedures, LISA walked out of Wang Yejia. When she arrived at a place where no one was around, she jumped up excitedly and clenched her fists, "Yeah! A big business worth hundreds of millions!"
Of course, I didn't jump very high, and I was wearing high heels.
Go back to her little Beetle, take off her high heels, and change into the flat shoes placed in the back of the car. Start the vehicle and prepare to return to the company. I will collect information about the relevant real estate tonight. I must choose a house that satisfies Wang Ye. This kind of big business is hard to come by for a newcomer like her. If she fails, Peter probably won't let her go.
I was so excited that when I started the car, I stepped on the accelerator and rushed forward with a roar, almost hitting the corner of the wall, which made LISA sweat in a cold sweat.
Fortunately, there was no chaos at the critical moment. I stepped on the brakes to death, pulled up the handbrake, got off the car and looked at it. The front of the car was only 0.01 cm away from the wall...
"Sure enough, I'm lucky today, and I didn't even hit it." LISA was very energetic and comforted himself.
After returning to the company headquarters, I looked at it, and the supervisor Peter was also in the office, so I went directly to report the situation.
Pete was also a little surprised. Although he judged that Wang Ye had great potential and made an exception to absorb this customer in advance, he did not expect that he would grow so fast, so that hundreds of millions of business were entrusted to the company. In time, the potential was unlimited. Private banks liked such customers who invested or consumed in large amounts, and were willing to spend money. They were really good customers.
What else can you say about such a customer? Of course, you need strong support. Pitt thought about it and ordered: "You can relax your credit limit to 150 million yuan. In this way, you can choose three houses with a price range of about 60 million yuan, about 100 million yuan, and about 150 million yuan, and choose two houses for each of the three price ranges, so that the customer can choose to finalize which one to choose."
“By the way, loan interest can be discounted at the level of senior customers.”
LISA nodded to show that she understood.
Pete encouraged her again, "Come on, I just saw that Wang Ye's customer has great potential, so I assigned it to you. Because I think you also have great potential, and you can grow up with the growth of customers, do your best to do things carefully, and don't let customers down!"
It turns out that the supervisor is so optimistic about himself. LISA nodded excitedly, "Peter, don't worry, I will do my best to do my best and will not disappoint you and the customers!"
After walking out of the supervisor's office, LISA decided to work overtime all night tonight to check the information, find out all the suitable properties in Pengcheng, and go to see the houses one by one tomorrow to screen out the houses that best meet the requirements of Wangye.
Chapter completed!