Tenth, after the market monopolizes merchants' goods loans, it will inevitably have the disadvantage of lowering prices to obtain monopoly profits. If the price is too low, merchants will not come, which will cause prices to rise and damage the interests of debtors and consumers. If things go on like this, the market will inevitably be ruined.

depression.

Eleventh, the circulation of goods and the stabilization of prices are the ideal realm pursued by the Trade and Relocation Law. In practice, although buying at low prices and selling at high prices are illegal, they are difficult to detect and even if found out, it is impossible to ban them.

Forced buying and selling, as well as buying at low prices and selling at high prices, will inevitably go hand in hand and will be difficult to stop.

Because if the goods "bought at a low price" by the merchants are not resold to the merchants, the principal and interest of the credit loan will be borne by the officials of the merchants. This is the driving force for forced buying and selling, and will definitely lead to a new wave of bankruptcies among private households.

The emergence of this is a new type of merger!

Twelfth, the market interest money is a real account that must be turned over to the court every year. Therefore, when it is impossible to recover the market interest money in full, the city business must pay the interest money in full, and can only use other income such as

Penalty interest is the amount of operating income that is used to charge interest when buying at a low price and selling at a high price.

However, the capital of Shiyi is always in full loan status. Even if it is lost and becomes bad, it is still on the account. As long as the interest is paid in full every year, it cannot be inspected.

When the income from penalty interest, buying at low prices and selling at high prices cannot make up for the shortfall caused by the massive loss of capital, all these bad debts and dead debts will be exposed.

If there is a lack of supervision and accounting methods, the merchants who do business in the market, hehehe, Your Majesty, you are looking at other people's bowls, be careful when others are looking at your pot! Then I would like to ask, how to pre-loan these credit loans?

Zhonghe post-loan management?

Thirteenth, in addition to recruiting workers and passers-by to serve as officials, the city's business affairs also include warehouse management, debt collectors, etc. The monthly salary of these people is several thousand yuan. This is a big expense.

.

Subsequently, to pursue the penalty interest, a separate organization must be established, which is another expense.

Take a loan of one million guan in Tokyo as an example. The annual interest rate is two cents. Even if the loan is fully loaned, the income will be 200,000 guan. Among them, 100,000 guan will be given to officials as salary and some will be given as rewards. How much will be left?

If the above issues are not considered thoroughly, the so-called protection of merchants and promotion of circulation will be just a beautiful cover. But if His Majesty’s fundamental purpose is still to gather money, just pretend that I didn’t say it!

Shaanxi's market change was a special situation, its purpose was to raise military supplies, and its target was foreigners.

Those people have nothing but cattle and sheep. In the absence of currency, they can only adopt this method to promote circulation. For foreign Tibetan people and for our own citizens, can the situation in Shaanxi be compared with the situation in Bianjing?

In addition to the ones mentioned above, there are countless questions about the city's affairs. Your Majesty must ask the city's chief official to answer these questions clearly.

If you can't answer the question, you are not a qualified candidate for the Municipal Affairs Bureau! If you can answer it, someone must supervise whether it is strictly implemented as stated.

You cannot say one thing to His Majesty and do another thing in private, otherwise you will be held accountable and punished for the crime of deceiving the emperor!

If that person can perfectly solve the above problems, I firmly support the Market Change Law!

If you are not sure and the central government wants to resolutely implement the market transactions, I implore your majesty to transfer personnel from the Bank Supervision Department of the Huangsong Dynasty, preferably Zhao Zonge, the king of Yuzhang County, and Zhao Hao, the king of Yong Dynasty!

Implement strict supervision in accordance with the bank's lending and interest collection procedures, assess the efficiency and pros and cons of market transactions, establish account books by subject, and strictly track the whereabouts, uses, and benefits of funds. First explore experience in Beijing and see the results, and then talk about promotion and non-promotion!

…

This is Su You's most intensely worded memorial so far. It's almost as good as pointing at Zhongshu's nose and scolding him for not understanding the scriptures and giving blind instructions.

This is also purely because the butt determines the head. Su You himself is the spokesperson of the big merchants, but he is not the spokesperson of the merchants of the merger house, but the spokesperson of the merchants who started with new technologies.

Therefore, he must stand up and express his stance. Even if he is demoted and exiled, he must correct his position and strongly oppose it.

Lu Huiqing was about to end Ding You and returned to Wang Anshi. As Wang Anshi's think tank, he stayed away from the court for two years and finally figured out what Su You's fundamentals were.

Now, we need to use the Market Change Law as a pledge to take action against Suyou, as a pledge to return to the Central Government and regain the second position of the reformist faction!

So Su You didn't have to think too much. Regardless of whether it was Lu Huiqing who did it or not, the blame must be placed on his back.

Or, to put it another way, the biggest beneficiaries of hostile political forces must be the ones who should be dealt with the most.

Zhongshu's response was also very quick. I guess he was well prepared.

In March, Qunmu envoy Li Suzhi learned about the Yongxing army, and Li Shizhong, the former magistrate of Qinzhou, judged the Shaanxi road transfer envoy.

This is a stern warning to Su You. Your child has been acting crazy recently. It’s caused by having too much power. Give him a break!

Su You couldn't help but find it a little funny. Am I the kind of person who loves to take power?

King Anshi also made a very good move in this move. Li Suzhi and Li Shizhong were not reformists, and splitting Su You's power would indeed be beneficial to the country.

And since it is not a so-called new party, it avoids the suspicion of suppressing Soviet oil and gas, and gives the opposition parties no reason to rebound.

However, the two of them were very nervous when they received the appointment. They all understood the hint of Zhongshu, but it did not mean that they were willing to be a gunman for the new party!

Su You is not a fuel-efficient lamp. In just a few years, he has served twice in Weizhou, Shaanxi military and civilian gentry, officials from Shaanxi, and has a good reputation among retired veterans.

With Tanhualang, every family will raise fat sheep!

With Tanhuasu, every family can fatten pigs!

Open the can of meat and pull out a fat old cow!

The fat cow walked and walked until it reached the mouth of Jinghe River!

The fat cow looked up and was frightened!

There is no end to the wheat field, and the old fat cow will be plowed to death!

Nursery rhymes were introduced to Bianjing in cans!

For a character like this, if they want to do something, all they have to do is flap their wings, and then the two of them will die without getting sick.

Even if not, there are many Tibetan people in Shaanxi and it is a border area. If someone is really evil...

Li Shizhong was also a good man and was very careful. He did not go to Weizhou first, but ran from Qinzhou to Luoyang to see the boss and ask for the amulet.

Fu Bi smiled: "You are thinking too much. Go quickly. Su Mingrun has been very irritable recently. If you don't go, he will be angry and impeached."

Li Shizhong refused to leave until he met Li Suzhi in Luoyang, and then they went to Weizhou together.

Su You greeted them at the city gate, waved his hand, and the subordinate staff held up a plate with the seals of the Zhijun and the transfer envoy on it, and said to the two of them: "Well, you are here! If you don't come again, I will take it all.

worn out!"

After directly handing over the seal, Su You invited the two of them to sit down and talk in detail: "Shaanxi is simple, and I don't have a prostitute raising class, so I won't talk about the rules for sending prostitutes to welcome prostitutes."

Li Suzhi immediately said: "Bad habits! Those are bad habits in officialdom! Scholars are elegant and should not be here."

Su You was very happy: "Mr. Li's great talent was learned by Su You when he was in Hebei. Now that the Baimachuan channel on Huanqing Road has been blocked by me, the military tasks of Yongxing Military Road have been greatly reduced. People's livelihood has been restored, and things have happened before.

I didn't do it well, I'll review it, and then I'll bother Mr. Li."

During the Hebei earthquake, Li Suzhi performed outstandingly in Yingzhou, the epicenter of the earthquake, and was an absolute cadre. After Su You and Sima Guang returned to the court, they strongly recommended him. It can be said that he was half the benefactor of Li Suzhi's visit to Beijing, and now he is ready to be lazy.

Li Suzhi said with a smile: "I asked the envoy Jinglue to make a statement. Mingrun, you made two memorials before and after. You can make Zhongshu and his gang very angry."

Su You was a little helpless: "If Su You doesn't want to talk more, it's actually the elders from Shu who asked me to come here. I analyzed the method of market change and only adapted measures to local conditions. Zhongshu's move..."

"Isn't it a bit inappropriate to say that you are imitating others?"

Li Suzhi and Li Shizhong both smiled.

Su You then greeted Li Shizhong: "The first time Su You governed Weizhou, he released three hundred people who were in debt. He still followed the doctor's old wisdom in Luochuan, and he also imitated the old wisdom of Luochuan."

Li Shizhong's first official post was the magistrate of Luochuan County, also in Shaanxi. The people in the county were in arrears with tea taxes of 100,000 yuan. Li Shizhong summoned them and comforted them, so that they did not have to worry about going to jail. He said that he would report to the court to give them a reprieve and let them

The people are grateful.

Then a cabinet was set up in each township and people who owed taxes were asked to put a penny into the cabinet every day. At the end of the year, the tea tax arrears would be paid off.

But the old man was happiest when Su You called him doctor.

When the old man gave advice on the execution of prisons in Guangxi, he burned big rocks and opened spiritual canals; he declared the interests and harms so that the people of Cochin did not dare to jump around.
Chapter completed!