Chapter seven hundred and thirty first no loan without profit
Yuan Mudan felt deceived. When she was even more hateful, she couldn't see through Han Yi's purpose at all. For her, what Han Yi said was completely an unknown area, and she felt so guilty.
Fortunately, Yuan Mudan is not a good person, so she will never sit still and wait for death. She is already thinking about ways to deal with it.
Han Yi only sighed in his heart that he might not be suitable for getting married.
I remember the first time I met Xiao Wuyi after getting married, and the same was true for Yuan Mudan. This made it difficult for him not to believe that this is fate!
Next, the Yuan family warmly treated this son-in-law. In front of others, Yuan Mudan and Han Yi finally became a bit newlywed, but they were in harmony and had their own little ones in their hearts.
After dinner, Han Yi said goodbye. As for the wedding, he had to choose a zodiac day. Anyway, this is just a formality for Han Yi and Yuan Mudan.
.
Feng Feilou.
Han Yi sat in the hall, eating the most delicious candied fruit in the world brought from the Yuan family. A gold coin kept beating between his fingers, but his face was filled with a contemplative expression.
Even though Sang Mu walked in, he didn't notice it at all until Sang Mu shouted softly: "My benefactor!"
Han Yi finally woke up and smiled and said, "Sangmu is here. Let's sit there, oh, eat some candied fruit, it's pretty good."
As he said that, he handed over a small box.
"Thank you, merci!"
Sang Mu took the candied fruit, but he was not in a hurry to eat it. He said curiously: "My benefactor, what are you thinking just now?"
Han Yi smiled slightly and asked without answering, "Sangmu, coins and land, let you choose, what will you choose?"
Sang Mu was stunned for a moment and said, "Then of course I choose land."
Han Yi smiled.
Sang Mu said: "Did I choose the wrong one?"
"No!" Han Yi shook his head.
"What will the benevolent guild choose?"
"I said, I like gold!"
While talking, the gold coin came between his index finger and thumb. Han Yi flicked his thumb and heard a light sound. A gold coin rolled in the air. When it fell, Han Yi caught it with his right hand, but immediately he stretched out his right hand to hold the teacup. The gold coin was gone, but as soon as the teacup was put down, the gold coin appeared between Han Yi's fingers and continued to jump.
Sang Mu was stunned and opened his mouth slightly. This was really amazing.
"Brother Han, come to us!"
These two people came in outside the house, and they were Liu E and Cha Wu.
Han Yi nodded and said, "Sit down!"
After the two sat down, Han Yi coughed lightly and said, "I have reached an agreement with the Yuan family, and we will continue to cooperate."
When the three of them heard this, they were all shocked. Liu E said in surprise: "When is this? Why don't we know at all?"
Han Yi said: "I won't say much about the specific reason in the past two days. In short, you can just know this. Sister Liu, go and discuss with Cao Xiu, tell her about this, and let her not kill Jia Simu and others for the sake of the Yuan family. She is still the owner of the two alleys." As he said that, he said to Cha Wu again: "Cha Wu, stop those remarks immediately."
Cha Wu nodded and said, "I understand."
Liu E also nodded.
After reacting, the three of them breathed a sigh of relief. In fact, they were unwilling to be enemies of the Yuan family from the bottom of their hearts.
"I will personally discuss the specific cooperation matters with the Yuan family."
Han Yi said again: "In addition, we have another very important thing to discuss with you, which is about Fengfeilou."
"Feng Feilou?"
Liu E said in confusion.
Han Yi sighed and said, "In the past period of time, we seem to have put all our spirits on the North Lane and ignore the existence of Fengfei Tower. However, the fact is that we started our business by relying on Fengfei Tower. We must not forget our roots in life. The same is true for business. Fengfei Tower is the symbol of our North Lane. We cannot let it slowly decline. To be honest, I was once very confused. It was not until the monkey popped out of the stone that I suddenly realized that we were losing the most precious thing, that is the stage of Fengfei Tower. We did not fully utilize Fengfei Tower, and Fengfei Tower has been reduced to only opening once every five days. This is a waste."
Liu E said happily: "Does Brother Han plan to rehearse the love of the city immediately?"
"The Love of the City is a big production, and it is hard to be anxious, but it is time for us to speed up the production of the Love of the City."
Han Yi said: "But in addition to the love of love, I also plan to rehearse a short drama."
"Short drama?"
"Simply put, it is a story that can be read within one or two hours."
Han Yi said: "We can use dramas to increase the influence of our North Lane and attract customers at all levels, especially those who rarely come to the market. We must make them accustomed to coming to the market to visit so that they can increase consumption, such as those very famous old men of Shandong gentry."
Liu E said angrily: "You are just dreaming. They don't want to come here. To put it nicely, in their eyes, merchants are really like feces. Therefore, even if they want to buy something, they will come to the servants, and they will never come."
Han Yi smiled and said, "Sister Liu, do you know what kind of businessman can be considered an excellent businessman?"
Liu E shook her head.
Han Yi said: "Even if you give him a piece of feces, he can still sell them. What's more, what we sell is not feces."
Seeing that Han Yi was full of confidence, Sang Mu thought that he must have a solution, so he said, "Why don't you know how your benefactor intends to attract them?"
Han Yi smiled and said, "Businessmen are always doing the same thing, that is to give their preferences. I remember that when we first started selling paper and ink, they all came. As long as we can take out what attracts them, they will definitely come back. What is the most admired by the gentry in Shandong? It is not Confucianism, nor is it Confucius and Mencius. The white love of life and death cannot attract them, so we will play Confucius and Mencius's Brokeback Mountain. Oh no, they will definitely come the story of Confucius and Mencius."
"Confucian and Mencius?"
Liu E took a deep breath of air conditioning.
Han Yi said: "Is there any problem?"
Liu E said in a trembling voice: "Kong—Kong and Mencius are saints!"
Han Yi smiled and said, "I know, I don't plan to make them mortals either. As long as we promote the sages of Confucius and Mencius, there will be no problem."
Sang Mu nodded and said, "This idea is really good!"
Han Yi smiled and said, "If history is a book, then this page is about to turn over, and a new chapter is about to come, and it is a lack of wind."
Liu E, Sang Mu, and Cha Wu were all confused. They all felt that Han Yi was a little strange today. He reached a mysterious reconciliation with the Yuan family, as if he was planning something big.
Just then, a servant suddenly walked in, "Brother Xiao Yi, someone from the palace announced that you would enter the palace."
"The east wind is coming." Han Yi looked happy and said to Liu E again: "Sister Liu, you have made some arrangements recently. We must let Feng Feilou open the door every day."
After saying that, he picked up a thumbs up and a gold coin flew towards Cha Wu.
Cha Wu rushed to catch the gold coins and looked at Han Yi in surprise.
Han Yi laughed and said, "This is an encouragement for your recent performance."
After saying that, he walked out
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Inside Liangyi Hall!
In addition to Li Zhi, there were Changsun Wuji, Chu Suiliang, the newly appointed Zhongshu Ling Laiji, Han Yuan, Yu Zhining, Gao Luxing, and Changsun Yan.
"I am not sure about Han Yi, please see Your Majesty."
"Flat."
Li Zhi smiled and said, "I just learned from the mouth of Changsun Shaojian that your training camp has spent a lot of effort to revise the sacred gentleman contract. I and the Taiwei and I agree with your approach very much. Since the founding of the Tang Dynasty, I have followed the idea of law, lenient, simple, and light punishment. Therefore, it is prudent and cautious to revise the law. In order to revise this law, you have used the people, which makes me and all the ministers' eyes lit up. Very good, very good."
Speaking of this, he changed his subject and said, "However, in some places, I and all the ministers feel that it is a little inappropriate, so I call you to ask. One of the contracts of the sacred gentleman is to determine the highest interest rate, and all the ministers have complained about it."
Han Yi said: "Your Majesty, if there is no interest, then who would lend money to others?"
Chu Suiliang said: "A gentleman is a metaphor for righteousness, and a villain is a metaphor for profit. Since you are a sacred gentleman contract, how can you encourage everyone to collect interest?"
Since ancient times, both Chinese and Western sages have opposed the collection of interest, and the Tang Dynasty also opposed it. The people borrowed from each other. However, the officials ignored the interest. Only the pawn shop could collect interest, but it was limited to 5%. This was not an encouragement, but a restriction. Because the pawn shop was very popular in the Northern and Southern Dynasties and was closely related to the people, the pawn shop always collected interest. In order to prevent the pawn shop from raising interest, Emperor Taizong of Tang limited the interest collected. The government would not accept the extra part. However, because the officials had politics and laws, the people followed the private contracts, the pawn shop still dared to raise interest because he had the ability to collect it back.
However, based on Confucianism, interest should not exist, and the person who collects interest is a bad person.
Han Yi smiled and said, "Youpushe, this is a business rule. No one is willing to borrow free of charge except parents. This does not exist, because borrowing requires risks, so of course, interest must be collected. If the interest cannot be guaranteed, then who do people are really eager to borrow with money? And if the interest is guaranteed, then the number of people lending will definitely increase, and the number of private loans and pawn shops can compete with each other. The interest will be reduced, which will benefit the people. And only by admitting interest and facing interest, the government can have evidence to limit usury. If you choose to avoid it, it will breed a lot of usury. We have written it very clearly on it. The limit is the highest interest, and the highest interest is exceeded, and the official ignores it. It is considered usury. It is illegal. Not only is the contract invalid, but it will also be subject to criminal liability."
Gao Fuxing nodded and said, "Since ancient times, whenever you borrow, you must collect interest and not lend without profit. This is a reality. Han Yi is very right. If you avoid interest, more usury will be born. Charging reasonable interest should not be considered moral. This is like a businessman doing business. You must make money. If you maliciously hoard goods and raise prices, the court will not sit idly by. Therefore, the municipal administration must regulate the price of goods. Similarly, interest should also be regulated." (To be continued.)8
Chapter completed!